Looking for a remote job for a cause you care about? Here’s how to know if it’s a scam

"If you’re looking for a remote job, you might be interested in companies that support a cause. But scammers know that and use your interest to draw you in. If, for example, you’re an LGBTQ+ person or ally, a job that says you can “help LGBTQ+ people in need from the comfort of your own home” might sound great. But what happens if you take that next step?

Based on reports to the FTC, that LGBTQ+ non-profit looking to “hire fast” could be using common interest to build trust with you. If you’re invested in their cause, they hope you’ll be more willing to give personal information before they’ve told you anything about the job. Or you’ll be willing to deposit that check they sent you for “equipment costs” — and send some of the money on to someone else, or back to them. (These are both big signs of a scam.)"

Continue reading about this scam alert from the FTC ->   https://consumer.ftc.gov/consumer-alerts/2023/09/looking-remote-job-cause-you-care-about-heres-how-know-if-its-scam

Looking for a remote job for a cause you care about? Here’s how to know if it’s a scam

FTC Consumer Alert: Target for new COVID scam: Small business owners

Target for new COVID scam: Small business owners by Lesley Fair, Attorney, Division of Consumer and Business Education, FTC There's a new coronavirus-related scam making the rounds, but this time the crooks are targeting small businesses. It starts with an email that claims to come from the "Small Business Administration Office of Disaster Assistance." It says you're eligible for a loan of up to $250,000 and asks for personal information like birth date and Social Security number.  Let's do a CSI-style investigation to spot clues that the email is a fake. Read more  https://www.consumer.ftc.gov/blog/2021/01/target-new-covid-scam-small-business-owners?utm_source=govdelivery  This is a free service provided by the Federal Trade Commission.

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National Tax Security Awareness Week, Day 4: Security Summit urges businesses to tighten security, offers new protections against identity theft

The Internal Revenue Service, state tax agencies and the tax industry urged businesses to be on guard as thieves try to use their stolen names and data to file fraudulent tax returns.

The partners, operating cooperatively as the Security Summit (https://www.irs.gov/newsroom/security-summit) to fight identity theft, marked the fourth day of National Tax Security Awareness Week with a warning to businesses to enact the strongest measures possible to protect their data and systems. The IRS also is planning additional steps to help businesses combat cybercriminals trying to steal their data.

“As the IRS and our partners have strengthened our security standards, identity thieves have looked for new ways to find sources of information, and businesses need to stay alert,” said IRS Commissioner Charles Rettig. “Businesses, just like individuals, can be victims of identity theft. Thieves may steal enough information to file a business tax return for refund or use other scams using the company’s identity.”

More than 70% of cyberattacks are aimed at businesses with 100 or fewer employees. Thieves may be targeting credit card information, the business identity information or employee identity information.

Business are encouraged to follow best practices from the Federal Trade Commission include:
 -   Set your security software to update automatically
 -  Back up important files
 -   Require strong passwords for all devices
 -   Encrypt devices
 -   Use multi-factor authentication

More information is available at FTC’s Cybersecurity for Small Businesses (https://www.ftc.gov/tips-advice/business-center/small-businesses/cybersecurity).

Businesses should especially be alert to any COVID-19 or tax-related phishing email scams that attempt to trick employees into opening embedded links or attachments. IRS related scams may be sent to phishing@irs.gov.

Starting Dec. 13, 2020, the IRS will begin masking sensitive information from business tax transcripts, the summary of corporate tax returns, to help prevent thieves from obtaining identifiable information that would allow them to file fake business tax returns.

Only financial entries will be fully visible. All other information will have varying masking rules. For example, only the first four letters of each first and last name – of individuals and businesses – will display. Only the last four digits of the Employer Identification Number will be visible.

The IRS also has publicly launched the Form 14039-B, Business Identity Theft Affidavit (https://www.irs.gov/pub/irs-pdf/f14039b.pdf), that will allow companies to proactively report possible identity theft to the IRS when, for example, the e-filed tax return is rejected.

Businesses should file the Form 14039-B if it receives a:
 -   Rejection notice for an electronically filed return because a return already is on file for that same period.
 -   Notice about a tax return that the entity didn't file.
 -   Notice about Forms W-2 filed with the Social Security Administration that the entity didn't file.
 -   Notice of a balance due that is not owed.

This form will enable the IRS to respond to the business much faster than in the past and work to resolve issues created by a fraudulent tax return. Businesses should not use the form if they experience a data breach but see no tax-related impact. For more information, see Identity Theft Central’s Business section (https://www.irs.gov/identity-theft-central).

Although the tax scams can come and go, all employers should remain alert to Form W-2 theft schemes. In the most common version, a thief poses as a high-ranking company executive who emails payroll employees and asks for a list of employees and their W-2s. Businesses often don’t know they’ve been scammed until a fraudulent return shows up in employees’ names.

There is a special reporting procedure for employers who experience the W-2 scam. It also may be found at Identity Theft Central’s Business section (https://www.irs.gov/identity-theft-central).

Finally, Security Summit partners urge businesses to keep their EIN application information current. Changes of address or responsible party may be reported using Form 8822-B (https://www.irs.gov/forms-pubs/about-form-8822-b).

 

Reminder: Changes in the responsible party must be reported to the IRS within 60 days. Current information can help the IRS find a point of contact to resolve identity theft and other issues.

The IRS, state tax agencies, the private sector tax industry, including tax professionals, work in partnership as the Security Summit to help protect taxpayers from identity theft and refund fraud. This is the third in a week-long series of tips to raise awareness about identity theft. See IRS.gov/securitysummit for more details. 

 

 IRS YouTube Video:  https://youtu.be/ELzTL6hQKQc   New Security Measures Help Protect Against Tax-Related Identity Theft 

MA Consumer Affairs: "Fraud Alert: Unemployment Benefits & ID Theft"

 

"Driven by the economic downturn brought on by pandemic related restrictions, unemployment across the U.S. is at a historic high. While national and local averages slowly decline across the country, unemployment fraud is on the rise.

For many the unemployment benefit is a lifeline. Unfortunately, for some bad actors it is an opportunity. According to the Federal Trade Commission (FTC) and the Federal Bureau of Investigation (FBI), unemployment fraud is up significantly and there is suspicion that the culprits are based overseas. Officials say the fraud is affecting tens of thousands of Americans, slowing the delivery of benefits to those in need, and costing states hundreds of millions of dollars.

Whether you have lost your job, or not, you could be a victim of identity theft related to this unemployment scam. Authorities report that criminals are filing for unemployment benefits online using stolen information of people who have not lost their jobs. Stolen identities can be bought online, or obtained from data breaches, email phishing schemes, or from physical theft. Fraudsters also exploit public websites and social media accounts. Many victims are unaware of the identity theft unless they are notified by a state agency, the IRS, or their employer that a claim has been filed in their name."

Continue reading the article online http://blog.mass.gov/consumer/massconsumer/fraud-alert-unemployment-benefits-id-theft/

The Federal Trade Commission has a similar article  https://www.ftc.gov/news-events/blogs/business-blog/2020/06/unemployment-benefits-fraud-puts-workers-risk-more-id-theft

 

 

FTC Consumer Alert: How can you spot a tech support scam

How can you spot a tech support scam by Traci Armani, Consumer Education Specialist, Division of Consumer & Business Education Are you getting pop-up warning messages on your computer screen? Or maybe a phone call that your computer has a virus?  That may well be a tech support scam. But how do you know? And what do you do? Read more > https://www.consumer.ftc.gov/blog/2020/09/how-can-you-spot-tech-support-scam?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Consumer Alert: Don’t click links in unsolicited text messages

Don't click links in unsolicited text messages by Rosario Méndez, Attorney, Division of Consumer and Business Education, FTC You might be seeing text messages promising money – maybe the economic impact payments, loans for small businesses, or an offer for money you can get.  In fact, I recently saw a WhatsApp text message in Spanish that advertised money for people quarantined at home. If you've spotted messages like this, I hope you've also deleted them.  These text messages going around could lead you to a scam or a hacker, but not to anything helpful. Read more  https://www.consumer.ftc.gov/blog/2020/04/dont-click-links-unsolicited-text-messages  This is a free service provided by the Federal Trade Commission.

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FTC Consumer Alert: COVID-19 scam reports, by the numbers

COVID-19 scam reports, by the numbers by Paul Witt, Lead Data Analyst, Division of Consumer Response & Operations If you're a regular reader of this blog — or of the news, you know that scammers are out in force, taking advantage of all aspects of the Coronavirus pandemic. We've spotted plenty of bogus cures and treatments, but many of you have told the FTC about straight-up scams, like texts/emails/calls from a "government agency" promising to get your relief money for you.  Others have told us about things that could be scams (or could be businesses catching up with the new reality) — like websites that promise scarce cleaning products or masks (that never arrive), or problems related to getting money back for cancelled travel plans. Read more https://www.consumer.ftc.gov/blog/2020/04/covid-19-scam-reports-numbers This is a free service provided by the Federal Trade Commission.

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FTC Consumer Alert: COVID-19 scam reports, by the numbers

FTC Scam Alert: Socially distancing from COVID-19 robocall scams

Socially distancing from COVID-19 robocall scams by Karen Hobbs, Assistant Director, Division of Consumer and Business Education, FTC Scammers – and scammy companies – are using illegal robocalls to profit from Coronavirus-related fears. Listen to some of the latest scammy robocall pitches, so you can be on the lookout and know how to respond. (Here's a hint: hang up!) Read more  https://www.consumer.ftc.gov/blog/2020/03/socially-distancing-covid-19-robocall-scams  This is a free service provided by the Federal Trade Commission.

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FTC Consumer Alert: Getting bombarded by scam calls? You’re not alone.

Getting bombarded by scam calls? You're not alone. by Jim Kreidler, Consumer Education Specialist, FTC The Social Security Administration (SSA) scam is the number one scam reported to the FTC right now. As soon as a caller threatens you, or demands you pay them with a gift card or by wiring money.  It's a scam.  Even if the caller ID tells you otherwise. Read more https://www.consumer.ftc.gov/blog/2019/12/getting-bombarded-scam-calls-youre-not-alone?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

FTC Consumer Alert: Getting bombarded by scam calls? You’re not alone.

FTC Consumer Alert: Car wrap scam targets college students

Car wrap scam targets college students by Ari Lazarus, Consumer Education Specialist, FTC If you have a car, you know how expensive the upkeep can be. Gas, maintenance, parking – the whole lot. So what if a company offered to pay you to drive around – which you were already doing – with their branding wrapped onto your car? It could sound like a good deal. Read more https://www.consumer.ftc.gov/blog/2019/12/car-wrap-scam-targets-college-students?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Alert: Make it a scam-free vacation

Make it a scam-free vacation by Lisa Lake Consumer Education Specialist, FTC It's almost summer! Right now, you probably have beaches on the brain or you're thinking about that long-planned trip abroad. Before you head out, take steps to help keep your dream vacation from becoming a nightmare: Read more https://www.consumer.ftc.gov/blog/2019/05/make-it-scam-free-vacation?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Consumer Alert: Netflix phishing scam: Don’t take the bait

Netflix phishing scam: Don't take the bait by Colleen Tressler Consumer Education Specialist, FTC Phishing is when someone uses fake emails or texts to get you to share valuable personal information – like account numbers, Social Security numbers, or your login IDs and passwords. Scammers use your information to steal your money, your identity, or both. They also use phishing emails to get access to your computer or network. If you click on a link, they can install ransomware or other programs that can lock you out of your data. Read more https://www.consumer.ftc.gov/blog/2018/12/netflix-phishing-scam-dont-take-bait?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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“They’re just looking for you to react to the email"

From the Milford Daily News, articles of interest for Franklin:

"Local residents are experiencing an old email scam with a new twist: Sextortion scammers appear to be hacking into breached databases and using old passwords for leverage over their victims. 

Scammers claim to have videos of their intended victims on their laptops while they watch pornography on the internet. They threaten that if a certain amount of money isn’t paid, they will send those videos to everyone in their target’s address book. The password trick is just an additional ploy. 

Kevin Morton, owner of Franklin computer repair shop Nerds-To-Go, was working on a sextortion case when contacted on Thursday afternoon. He said scammers are usually all bark and no bite, but he has seen a higher volume of these calls for help coming from the Milford and MetroWest areas in the past few weeks.

“To fix it, just simply delete the email and change the password,” Morton said. “It’s not really necessary to get a new email address.”

Continue reading the article online (subscription may be required)
http://www.milforddailynews.com/news/20180729/sextortion-scam-hits-franklin-over-past-week

Regular readers will recognize that I share info from the FTC on scam alerts that they post. Being vigilant these days is required. If it sounds too good to be true, it probably is.

Several of these alerts can be found in the archives
http://www.franklinmatters.org/search?q=FTC%2C+alert

FTC Scam Alert: Avoiding tech support scams

Avoiding tech support scams by Carol Kando-Pineda Attorney, Division of Consumer and Business Education You're working on your computer when, suddenly, a message pops up on the screen: "Virus detected! Call now for a free security scan and to repair your device."  That's a tech support scam. Don't call, text, or email. Legit tech support companies don't operate that way Read more => https://www.consumer.ftc.gov/blog/2018/07/avoiding-tech-support-scams?utm_source=govdelivery

FTC Scam Alert: Online love asking for money? It’s a scam.

Online love asking for money? It's a scam. by Carol Kando-Pineda Attorney, Division of Consumer and Business Education While plenty of successful relationships begin online, scammers also use online dating sites, apps, and chat rooms to trick you into sending them money. These impostors create fake profiles to build online relationships, and eventually convince people to send money in the name of love. Some even make wedding plans before disappearing with the money.  It's a big problem: reports to the FBI about online romance scams tripled between 2012 and 2016, and impostor scams were among the top reports to the Federal Trade Commission for both the general population and the military community. Read more  -->>  https://www.consumer.ftc.gov/blog/2018/07/online-love-asking-money-its-scam?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Scam Alert: Scammers create fake emergencies to get your money

Scammers create fake emergencies to get your money by Carol Kando-Pineda Attorney, Division of Consumer and Business Education Scammers try to trick you into thinking a loved one is in trouble. They call, text, email, or send messages on social media about a supposed emergency with a family member or friend. They ask you to send money immediately.  To make their story seem real, they may claim to be an authority figure, like a lawyer or police officer; they may have or guess at facts about your loved one. These impostors may insist that you keep quiet about their demand for money to keep you from checking out their story and identifying them as impostors.  But no matter how real or urgent this seems — it's a scam. https://www.consumer.ftc.gov/blog/2018/07/scammers-create-fake-emergencies-get-your-money?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Scam Alert: No prizes from the FTC

No prizes from the FTC by Todd Kossow Director, Midwest Region Recently, someone showed up at the door of the FTC to ask about his prize. He had a mailing saying he'd won $5 million – and the FTC had "certified and verified" it. The letter told him to act immediately to get the money. Otherwise, his millions would be given to somebody else. He'd talked with the so-called officials, who wanted him to pay $500 in fees to claim his (ahem) prize. Read more: https://www.consumer.ftc.gov/blog/2018/06/no-prizes-ftc?utm_source=govdelivery This is a free service provided by the Federal Trade Commission.

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FTC Scam Alert: Work from Home Business Scam Sidelined

Work from Home Business Scam Sidelined by Alvaro Puig Consumer Education Specialist Would you be tempted by an online business training program that promises you could earn thousands of dollars a month working from home? I wouldn't blame you if you were. But don't believe the hype. Promises like these are signs of an online business scam. Read more This is a free service provided by the Federal Trade Commission.

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FTC Scam Alert: Asked to pay by gift card? Don’t.

Asked to pay by gift card? Don't. by Jennifer Leach Assistant Director, Division of Consumer and Business Education, FTC Has someone asked you to go get a gift card to pay for something? Lots of people have told us they've been asked to pay with gift cards – by a caller claiming to be with the IRS, or tech support, or a so-called family member in need. If you've gotten a call like this, you know that the caller will then demand the gift card numbers and PIN. And, poof, your money is gone. Read more This is a free service provided by the Federal Trade Commission.

FTC: New alert for Western Union refunds

New alert for Western Union refunds by Karen Dodge Senior Attorney, Midwest Region, Federal Trade Commission Did you lose money to a scam, wiring the money via Western Union between January 1, 2004 and January 19, 2017? If so, you might know that May 31 is the deadline for filing your claim to get money back from the FTC's and the Department of Justice's settlement with Western Union.  With the deadline fast approaching, we know two things: (1) there will probably be a rush of last-minute filers; and (2) scammers will try to take advantage of the people filing claims. Read more