Register O'Donnell Stresses Need to File Mortgage Discharges

	Norfolk County Registry of Deeds
	Register O'Donnell Stresses Need to File Mortgage Discharges Norfolk County Register of Deeds William P. O'Donnell today reminded homeowners about the importance of filing a mortgage discharge in a timely manner after their mortgage has been paid off. Register O'Donnell stated, "One of the most commonly asked questions I receive on a daily basis from homeowners is whether they have clear title to their property. One way to check on your title is by accessing the Registry's online records and verifying if all mortgages associated with the property have been discharged." The Register went on to say, "When a mortgage is paid off, a mortgage discharge document needs to be recorded with the Registry of Deeds to clear a homeowner's property title relative to that loan. A discharge is a document (typically one page) issued by the lender, usually with a title such as "Discharge of Mortgage" or "Satisfaction of Mortgage." In many instances stated O'Donnell, "Discharges are sometimes filed directly by banks or settlement closing attorneys with the Registry as part of a property sale or as a result of a refinancing transaction. In other cases, the mortgage discharge is sent to the property owner who becomes responsible for making sure the document is recorded at the Registry. Whether or not a discharge is recorded by the lending institution or the individual property owner, it is prudent that the property owner make sure that all necessary documents have been recorded at the Registry of Deeds." The Register further mentioned that there have been cases where no discharge has been recorded against a long paid off mortgage. Unfortunately, some of the lending institutions that provided funds for these mortgages are no longer in existence. In most other cases, financial entities have merged with another lending entity. "You cannot sell your property without having your mortgage discharged," the Register warned. If a property owner needs to retrieve an original discharge of a mortgage and is unclear which lending institution is now responsible for providing the document, an option is to contact the Massachusetts Division of Banks at 1-800-495-2265. This government agency can assist the consumer in tracking down contact information for the lending institution that is responsible for the mortgage. When recording a discharge, the original document is required. The Registry of Deeds does not accept photo copies or faxed copies of documents. The filing fee, set by state statute, is $76.00. In conclusion O'Donnell stated, "After paying off all the mortgages on their property, homeowners want to be assured that they have clear title to their property, especially if they are contemplating selling. Being diligent and aware of what is required will go a long way in giving the homeowner peace of mind. Therefore, I once again urge homeowners to make sure their mortgage discharge has been filed with the Registry of Deeds once their mortgage has been paid off. There is no reason to wait." The Norfolk County Registry of Deeds is staffed with a team of customer service representatives who can be reached Monday through Friday, 8:30AM-4:30PM at 781-461-6101. These representatives have been trained in researching documents and are well versed on the subject of mortgage discharges and what, if necessary, needs to done to clear title to a property." To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds. The Norfolk County Registry of Deeds, located at 649 High Street, Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101, or on the web at www.norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: http://www.norfolkdeeds.org

Norfolk County Registry of Deeds, 649 High Street, Dedham,, MA 02026-1831 Sent by registerodonnell@norfolkdeeds.org in collaboration with Try it free today

screen grab of Norfolk Deeds webpage

Sample ballots for Nov 8

Whether you go to vote early, starting today (Oct 24), or wait until Tuesday (Nov 8), this is what the ballot will look like for Franklin voters. Note the difference in ballot is dependent upon your precinct. 

The early voting schedule can be found here
http://www.franklinmatters.org/2016/10/early-voting-opens-today.html

The Election Collection can be found here
http://www.franklinmatters.org/2016/10/election-collection-2016.html







You can also find a copy on the Official Town of Franklin page
http://www.franklinma.gov/sites/franklinma/files/news/nov_8th_state_election_specimen_ballots_0.pdf

screen grab of Franklin Town Clerk new webpage

Franklin, MA: School Committee - Agenda - Oct 25, 2016

Vision Statement

The Franklin Public Schools will foster within its students the knowledge and skills to find and achieve satisfaction in life as productive global citizens.

AGENDA

"The listing of matters are those reasonably anticipated by the Chair which

may be discussed at the meeting. Not all items listed may in fact be discussed

and other items not listed may also be brought up for discussion to the extent

permitted by law."

1. Routine Business

Citizen’s Comments
Review of Agenda
Minutes: I recommend approval of the minutes from the September 27, 2016 School Committee Meeting and the October 11, 2016 Worksession.
Payment of Bills Dr. O’Malley
Payroll Mrs. Douglas
FHS Student Representatives

• Nicolas Gnaman
• Alexander Chitarra

Correspondence:
1. Budget to Actual – Miriam Goodman
2. FEA – Open negotiations with EA Unit

2. Guests/Presentations

a. Math Program Overview

3. Discussion Only Items

Policy – First Reading
o JKAA – Physical Restraint of Students



Charter Schools

Action Items

a. I recommend acceptance of a check for $4,500.00 from the Jefferson PCC for field trips.
b. I recommend acceptance of a check for $375.00 from the Remington PCC for field trips.
c. I recommend acceptance of three checks totaling $2,521.51 from Parmenter PCC for field trips and in-house enrichment.
d. I recommend acceptance of a check for $296.99 from the Davis Thayer PCC for supplemental supplies.
e. I recommend acceptance of a check for $300.00 from the Keller PCC for field trips.
f. I recommend acceptance of two checks totaling $1,275.00 from Franklin Music Parents for in-house enrichment.
g. I recommend approval of the Student Activity Accounts as listed.
h. I recommend moving Policy JKAA – Physical Restraint of Students to a second reading.
i. I recommend approval of the request to take MS Chorus students to NY City on May 13, 2017 to see a Broadway show as detailed.

5. Information Matters

Superintendent’s Report
School Committee Sub-Committee Reports

a. Policy Sub Committee – MaryJane Scofield

School Committee Liaison Reports

a. PCC – Dr. Anne Bergen

6. New Business

To discuss future business that may be brought before the School Committee.

7. Motion to Adjourn – Dr. O’Malley

The full agenda document can be found here

recent autumn glory at the entrance to Franklin High School

Halloween Party at Library October 27

The Franklin Public Library will hold a Halloween party on Thursday, Oct 27 from 4:00 to 6:00 PM with games, crafts, prizes and pizza. 

Franklin Public Library will hold a Halloween party on Thursday, Oct 27

This was shared from the Library webpage
http://franklinpl.blogspot.com/2016/10/halloween-party-thursday-october-27-400.html

November Colors 2016 Art Exhibition

The Franklin Art Association welcomes you to view their fall member exhibition titled "November Colors 2016 Art Exhibit". The show will be on display from October 29th through November 29th at the Norfolk Library, 139 Main Street in Norfolk, MA. The library is open Mon-Thurs. from 10AM -7:30PM, Friday and Saturday 10AM to 4PM

A Cheese and Cider Reception will take place on Saturday, November 5, 2016 from 4PM until 7PM. Works in oil, water media, acrylic, pastel, photography, pottery, collage, charcoal, drawing, calligraphy and mixed media will be available for sale. This event is free and open to the public.

Franklin Art Association - November Colors 2016 Art Exhibit

FHS football tops Attleboro 41-27 for homecoming win

While Hockomock Sports provides the score, on this day they provide nothing more. As this was the Franklin High School Homecoming game, the Twitterverse provides some additional details.

• Football = Attleboro, 27 @ Franklin, 41 – Final

[Boys Fall Varsity Football] Franklin HS defeats Attleboro HS, 41 to 27.

— FranklinAthletics (@FHSSports) October 22, 2016

Congratulations to the varsity team for a spectacular win!! You played as a team and won as a team. 41-27 final. Can't wait for next week!

— FhsFootballGridiron (@fhs_gridiron) October 22, 2016

A great night at FHS!! #homecoming pic.twitter.com/mmuFO6eNPY

— FranklinHighSchool (@FranklinHS) October 23, 2016

FHS Panthers

TUESDAY 10/25 Sen Spilka Visits Franklin Seniors, Students, Community Organizations

Senator Karen E. Spilka (D-Ashland) will join state and local officials and community leaders on Tuesday, October 25^th to visit local organizations and discuss issues impacting the Franklin community. Senator Spilka's district tour includes the Franklin Senior Center, Tri-County Regional Vocational Technical High School's manufacturing lab, the ongoing renovation at Franklin Public Library, the new Little Library at the Franklin Housing Authority and the Downtown Improvement Project streetscape.

WHO:                  Senator Karen Spilka

                                Senator Richard Ross

                                Representative Jeff Roy

                                Judith Pfeffer, Franklin Town Councilor

                                Karen Alves, Franklin Senior Center Director

                                Stephen Dockray, Tri-County Regional Superintendent

                                Lisa Audette, Franklin Housing Authority Director

                                Lisa Piana, Franklin Downtown Partnership Director

WHAT:               Tour of Franklin community organizations and discussion of local issues

WHEN:               Tuesday, October 25, 2016

               

8:45 - 9:30 a.m. Franklin Senior Center Visit

Franklin Senior Center

10 Daniel McCahill Street, Franklin

9:45 - 10:30 a.m. Tri-County Regional Manufacturing & Robotics Open House

Tri County Regional Vocational Technical High School

147 Pond St, Franklin

10:45 - 11:15 a.m. Franklin Public Library Renovation Update

Franklin Public Library  

118 Main Street, Franklin

11:30 a.m. - 12 p.m. Tour of Franklin Housing Authority Little Free Library

Franklin Housing Authority

1000 Central Park Terrace, Franklin

12:15 - 1 p.m. Tour Downtown Improvement Project Street Scape

Franklin Downtown Partnership

9 East Central Street Suite 1, Franklin

Senator Spilka joined many with many to celebrate the ribbon cutting to open the newly renovated downtown Franklin