Register O'Donnell Discusses Need to File Mortgage Discharges

	Norfolk County Registry of Deeds
	Register O'Donnell Discusses Need to File Mortgage Discharges Norfolk County Register of Deeds William P. O'Donnell today reminded homeowners about the importance of filing a mortgage discharge after their mortgage has been paid off. The Register stated, "When a mortgage is paid off, a mortgage discharge needs to be recorded with the Registry of Deeds to clear a homeowner's property title relative to that loan. A discharge is a document (typically one-two pages) issued by the lender, usually with a title such as "Discharge of Mortgage" or "Satisfaction of Mortgage." O'Donnell further stated, "In many instances, discharges are filed directly by banks or settlement closing attorneys with the Registry as part of a property sale or as a result of a refinancing transaction. In other cases, the mortgage discharge is sent to the property owner who then becomes responsible for making sure the document is recorded. Whether or not a discharge is recorded by the lending institution or the individual property owner, it is prudent that the property owner makes sure that all necessary documents have been recorded at the Registry of Deeds. One way to check on your title is by accessing the Registry's online records at www.norfolkdeeds.org and verifying if all mortgages associated with the property have been discharged." The Register further mentioned that there have been cases where no discharge has been recorded against a long paid off mortgage. "Unfortunately, some of the lending institutions that provided funds for these mortgages are no longer in existence. In other cases, financial entities have merged with another lending institution. Please remember not having a mortgage discharged will result in a title issue that can impact the sale of one's home," the Register warned. If a property owner needs to retrieve an original discharge of a mortgage and is unclear which lending institution is now responsible for providing the document, an option is to contact the Massachusetts Division of Banks at 1-800-495-2265 x61501. This government agency can assist the consumer in tracking down contact information for the lending institution that is responsible for the mortgage. When recording a discharge, the original document is required. The Registry of Deeds does not accept photo copies or faxed copies of documents. The filing fee, set by state statute, is $76.00. In conclusion, O'Donnell stated, "After paying off all mortgages on their property, homeowners want the peace of mind that they have clear title to their property, especially if they are contemplating selling. Being diligent and aware of what is required will go a long way in giving the homeowner assurances that they have clear title to their property. I strongly urge homeowners to make sure their mortgage discharge has been filed with the Registry of Deeds once their mortgage has been paid off. There is no reason to wait." The Norfolk County Registry of Deeds is staffed with a team of customer service representatives who can be reached Monday through Friday, 8:30AM-4:30PM at 781-461-6101. These representatives have been trained in researching documents and are well versed on the subject of mortgage discharges and what, if necessary, needs to be done to clear title to a property." To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and instagram.com/NorfolkDeeds. The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: http://www.norfolkdeeds.org

Norfolk County Registry of Deeds, 649 High Street, Dedham,, MA 02026-1831 Sent by registerodonnell@norfolkdeeds.org in collaboration with Try it free today

 Register O'Donnell Discusses Need to File Mortgage Discharges

"the only contested race at this time"

From the Milford Daily News, articles of interest for Franklin:

"Residents in Franklin continue to pull papers for the upcoming Biennial Town Election. There are 21 positions available across five town offices. 

The election will take place on Tuesday, Nov. 7. The last day to file papers is next Saturday, Sept. 9. The last day to register to vote is Wednesday, Oct. 18. 

Fourteen residents have pulled papers to run for Town Council with only nine spots available, making it the only contested race at this time."

Continue reading the article online (subscription may be required)
http://www.milforddailynews.com/news/20170903/franklin-residents-have-one-week-left-to-pull-papers



Last day to submit nomination paper to registrars for certification (Town Clerks Office) Tuesday, September 19, 2017 (8:00am – 5:00pm)

Last day to object or withdraw Thursday, October 5, 2017 (8:00am – 5:00pm)

Last day to register to vote Wednesday, October 18, 2017 (8:00am – 8:00pm)

Election Day Tuesday, November 7, 2017 (6:00am -8:00pm)


Shared from the Town of Franklin page
http://www.franklinma.gov/sites/franklinma/files/news/important_dates_to_remember.pdf

A list of residents who have taken out nomination papers as of Friday:

Town Council

• Deborah L. Pellegri - Candidate for Re-Election
• Judith Pond Pfeffer - Candidate for Re-Election
• Glenn Jones - Candidate for Re-Election
• Andrew Bissanti - Candidate for Re-Election
• Thomas D. Mercer - Candidate for Re-Election
• Robert Dellorco - Candidate for Re-Election
• Peter E. Padula – Candidate for Re-Election
• Matthew Kelly – Candidate for Re-Election
• Eamon McCarthy-Earls
• Melanie Hamblen
• Patrick Casey
• Anthony D. Padula
• Benjamin M. Terry
• Mickey Lee Whitmore

School Committee

• Anne K. Bergen – Candidate for Re-Election
• Cynthia Douglas - Candidate for Re-Election
• Denise L. Schultz - Candidate for Re-Election
• Mary Jane Scofield – Candidate for Re-Election
• Dr. Monica Linden
• Virginia (Gigi) Zub
• Dianne C. Feeley

Planning Board

• Joseph Halligan - Candidate for Re-Election
• Anthony D. Padula – Candidate for Re-Election

Planning Board –Associate

• Richard W. Power, Sr.

Board of Health

• Bruce J. Hunchard - Candidate for Re-Election

Board of Assessors

• Christopher K. Feeley – Candidate for Re-Election

This was shared from the Town Clark's page
http://www.franklinma.gov/sites/franklinma/files/news/revised_candidates_nov_7_2017.pdf

Franklin Election Collection 2017

Who is going to be responsible for half the Franklin budget?

The 7 School Committee (SC) positions up for election this November have drawn the interest of only 5 candidates as of Aug 31. Only 3 of the current School Committee have taken out papers to run and while we are fortunate to get the interest of 2 new participants, it is hardly enough to fill the seats required, never mind provide a choice.

Given that the School Committee controls the budget for our children's education and that the school budget alone accounts for half of the overall Town budget, one would think we would have more interest in taking on this critical role. 

What are you going to do about this Franklin?

For the record, there are currently 14 candidates for the Town Council (9 positions). There are currently uncontested races for the Board of Assessors, Board of Health, and Planning Board positions that are also up for election on November 7. The full listing as of Aug 31 is provided below.


Note: a friendly reader sent along info that the candidate listing was updated during the day on Friday, Sep 1. Two additional candidates for the School Committee announced their intentions to run. Still not enough to provide a choice.
http://www.franklinma.gov/sites/franklinma/files/news/revised_candidates_nov_7_2017.pdf

FY 2018 budget by major budget category

Benefits	$10,956,398
Culture & Recreation	$1,399,397
Debt Service	$6,609,708
DPW - Hwy	$4,669,497
Education	$62,586,202
General Government	$9,899,231
Human Services	$691,948
Liability Insurance	$525,000.0
Public Safety	$11,201,434
Sewer	$5,074,368.0
Solid Waste Disposal	$1,949,673.0
Water	$4,748,897.0
Total	$120,311,753

The FY 2018 budget document can be found here

https://drive.google.com/open?id=0B0wjbnXDBhczeFo1Ni1nMmhTcDg

FY 2018 budget resolution can be found here

https://drive.google.com/open?id=0B0wjbnXDBhczVzRZVHlNRUFJWmM

Actions Taken for Town Council 5/24/17 meeting - Budget hearing #1
http://www.franklinma.gov/sites/franklinma/files/news/town_council_actions_taken_for_may_24_2017.pdf

Actions Taken for Town Council 5/25/17 meeting - Budget hearing #2
http://www.franklinma.gov/sites/franklinma/files/news/town_council_actions_taken_for_may_25_2017.pdf

With the Holiday - Trash and Recycling Pick up is delayed one day this week

Reminder: Trash and Recycling Pick up will be delayed a day due to the Labor Day Holiday Starting on Tuesday September 5th

trash and recycling containers at curbside

Curbside Pick-up webpage

This was shared from the Town of Franklin page
http://www.franklinma.gov/home/news/reminder-trash-and-recycling-pick-will-be-delayed-day-due-labor-day-holiday-starting

FHS Boys Hockey - Bottle and Can Drive - Sep 16

*** Bottle and Can Drive Saturday, September 16, 2017 ***

The Franklin High School boys hockey team is having their annual Bottle and Can Drive on Saturday, September 16th from 9:00 AM to 1:00 PM at the Veteran's Arena ice rink parking lot.

Any donation is much appreciated, so please save your returnable bottles and cans in support of the boys hockey program.

If you need (or would like) a separate bag to put them in, please comment and we will drop off as many as are needed.

Thank you!

FHS Boys Hockey - Bottle and Can Drive - Sep 16

YMCA Fall Sports Leagues - register now

The Y is a great place to learn to love a sport. And YMCA Fall Sports Leagues offer a great method for taking advantage of sunny fall days while being active outdoors. Keep kids engaged and moving through participation in coed sports teams led by expert staff.

With an emphasis on skill development and sportsmanship, you’re sure to find an environment where everyone plays and develops. The Hockomock Area YMCA is accepting registrations for the 8-week season, running September 8-October 29.

Soccer League includes three practices and five games, and players will be given a t-shirt and end of season award. NFL Flag Football League also includes three practices and five games. Players will be given a team jersey. T-ball players will practice three weeks and participate in five games, giving kids the chance to learn the fundamentals of baseball. Players receive t-shirt and end of season award. Beginner cheerleading will introduce girls to basic cheerleading and gymnastics including jumps, tumbling, and cheering. The girls will practice for four weeks and then cheer at games for the last four weeks.

Soccer
SUNDAY @ the Foxboro Y: 3 YRS 9:00am, 4 YRS 10:00am, 5-6 YRS 11:00am, 7-10 YRS 12:00pm
SATURDAY @ the Franklin Y: 3-4 YRS 9:00am, 5-6 YRS 10:15am, 7-10 YRS 11:30am
SATURDAY @ the North Attleboro Y: 3 YRS 9:00am, 4 YRS 10:00am, 5-6 YRS 11:00am, 7-10 YRS 12:00pm
Foxboro and North Soccer 3 YRS is a “prep for leagues” 45 minutes vs standard hour, with t-shirt and award not included and lower cost.

NFL Flag Football
FRIDAY @ the Foxboro Y: 5 YRS 5:00pm, 6-7 YRS 6:00pm, 8-10 YRS 7:00pm, 11-14 YRS 8:00pm
FRIDAY @ the North Attleboro Y: 5-6 YRS 5:30pm, 7-8 YRS 6:30pm, 9-14 YRS 7:30pm
Foxboro 5 YRS is a “prep for leagues” 45 minutes vs standard hour, with jersey not included and lower cost.

T-ball
SATURDAY @ the Franklin Y: 3-4 YRS 12:30pm, 5-6 YRS 1:40pm
SATURDAY @ the North Attleboro Y: 3 YRS 1:00pm, 4-5 YRS 2:00pm

Cheerleading
FRIDAY @ the Foxboro Y: 5 YRS 5:00pm, 6-7 YRS 6:00pm, 8-10 YRS 7:00pm
FRIDAY @ the North Attleboro Y: 4-5 YRS 5:30pm, 6-9 YRS 6:30pm
Cheering at games will be done by those 6 YRS+.

Cost is as follows: Tball/Soccer Family-type Member (FTM) $42, Youth Member (YM) $84, Program Member (PM) $126; Cheerleading/Football FTM $57, YM $114, PM $171; NEW Drop-in Pricing: Member $11/day, PM $17/day, limited to oldest age groups listed above, Soccer/Football only. For more information, visit hockymca.org/fall-sports-leagues-for-every-kid.

YMCA Fall Sports Leagues - register now

About Hockomock Area YMCA: Where Cause Meets Community. At the Hockomock Area YMCA, strengthening community is our cause. The Hockomock Area YMCA is an organization of men, women, and children sharing a commitment to nurture the potential of kids, promote healthy living, and foster a sense of social responsibility. 

Our YMCA is committed to partnering and collaborating with others to create and deliver lasting personal and social change in the 15 communities we are privileged to serve. The Hockomock Area YMCA is a not-for-profit charitable cause-driven organization with facilities in North Attleboro, Foxboro, Franklin, and Mansfield. For more information visit hockymca.org.

In the News: Spamalot auditions; Rally Day; Cannabis Control Commission appointed

From the Milford Daily News, articles of interest for Franklin:

"Franklin Performing Arts Company will hold open auditions for “Monty Python’s Spamalot” on Sept. 7 at The Black Box, 15 W. Central St. 

Auditions will begin at 6:30 p.m. for ages 14-17 and continue at 7 p.m. for adults. Participants should prepare 16-32 bars of a musical theater song in the style of the show. 

FPAC will present Spamalot on Oct. 21-22 and Oct. 27-29 at The Black Box as part of the company’s 27th season. A retelling of the legendary tale of “King Arthur and his Knights of the Round Table,” the musical parody was inspired by the 1975 classic comedy film, “Monty Python and the Holy Grail,” and likewise diverts from more traditional versions of the legend."

Continue reading the article online (subscription may be required)
http://www.milforddailynews.com/news/20170902/strongfranklin-performing-arts-company-to-host-auditionsstrong

(FPAC) will hold open auditions for Monty Python’s Spamalot

"Franklin Federated Church, 171 Main St., will kick off the program year with Rally Day, beginning at 8:45 a.m. Sept. 10. 

The event will feature a blessing of the backpacks during worship, followed by a catered barbecue cookout. "Franklin Federated Church, 171 Main St., will kick off the program year with Rally Day, beginning at 8:45 a.m. Sept. 10. 

The day’s activities will begin with Adult Discovery Group, a Bible exploration. Sunday School registration for children preschool through eighth grade will begin at 9:30 a.m. in the church parlor, just inside the front entrance"

Continue reading the article online (subscription may be required)
http://www.milforddailynews.com/news/20170902/strongfranklin-federated-church-announces-rally-daystrong

Franklin Federated Church

"Marijuana legalization opponents will outnumber supporters four to one on the new commission that will spearhead the state’s efforts to get a legal marijuana industry up and running by next summer and then regulate the newly legal market. 

Attorney General Maura Healey on Friday appointed Britte McBride, an attorney with experience working for the attorney general’s office, the state Senate and the Executive Office of Public Safety and Security, to the newly-minted Cannabis Control Commission, and joined Gov. Charlie Baker and Treasurer Deborah Goldberg in agreeing on two picks to round out the five-person panel. 

McBride, a Lynnfield resident, will join former state Sen. Jennifer Flanagan and former Bain and Company partner Steve Hoffman, who were previously announced this week, on the CCC. Like Hoffman and Flanagan, McBride voted against Question 4, the successful ballot initiative that legalized adult use of marijuana last year, according to Healey’s office. 

The three constitutional officers on Friday also agreed to appoint Kay Doyle, a former deputy general counsel to the Massachusetts Department of Public Health, and Shaleen Title, co-founder of cannabis recruiting firm THC Staffing Group, to the commission.

Continue reading the article online (subscription may be required)
http://www.milforddailynews.com/news/20170902/pot-commission-stacked-with-opponents

Additional info on the Cannabis Control Commission can be found on the Attorney General's page
http://www.mass.gov/ago/news-and-updates/press-releases/2017/2017-09-01-cannabis-control-commission.html