| 8b. PRESENTATIONS/DISCUSSIONS | 
Risk Assessment | 
| 9. SUBCOMMITTEE REPORTS | 
a. Capital Budget Subcommittee  
b. Budget Subcommittee  
c. Economic Development Subcommittee | 
Rossesli and Clark, performed financial risk assessment
strong performance, well versed in professions
no struggle between schools and town, as opposed to other communities
a lot of collaboration between the two groups
copy of risk assessment in docs released
town is ranked near the top of all other assessments
a growing trend to have appointed rather than elected position, it is a risk to have an unqualified person in a position; hence recommendation to have the Town Clerk appointed; it is a lower risk but a risk
schedule a follow up - update in Mar/April 
phishing simulations program starting
