Register O'Donnell Reports on 2023 Annual Real Estate Activity in Norfolk County

Norfolk County Register of Deeds William P. O'Donnell reports that Norfolk County recordings for 2023 show indicators of less real estate activity as compared to 2022 with decreases in both the total number deeds and mortgages recorded. However, seasonal trends remained consistent, with a decrease in activity during the winter months and an uptick in the spring and summer months.

In 2023, there were 102,188 documents recorded at the Norfolk County Registry of Deeds, a 21% decrease from 2022.

Norfolk County recordings for 2023 show indicators of less real estate activity as compared to 2022

"Looking at the 2023 real estate market, I think most would agree that it was a slow year especially compared to 2021 and 2022's busy home sales. Consumers have been facing a limited inventory of available properties along with rising mortgage interest rates. As an example of these indicators property sales in Massachusetts have dropped 22.5% in 2023," remarked Register of Deeds William P. O'Donnell. "However, Norfolk County's decline was less than the statewide average for the year."

Overall, the County's lending activity showed a continued downward trend. A total of 14,598 mortgages were recorded at the Registry in 2023, 37% less than a year earlier.

According to numbers from the Consumer Financial Protection Bureau, the median interest rate of a 30-year fixed-rate conventional loan started at 6.42% in January 2023 and grew to 7.79% by October 2023.

Register O'Donnell noted, "Those who locked in lower interest rates in 2020 and 2021 are less inclined to refinance or buy property at current mortgage interest rates, leading to fewer mortgages being recorded and fewer existing homes on the market. Furthermore, buyers looking for new property may be hesitant to take on a new mortgage with average interest rates still above 7%."

The number of deeds for 2023, which reflect real estate sales and transfers, both commercial and residential, was 15,253 a decrease of 12% from 2022.

"The scarcity of available real estate due to fewer existing homes on the market and new construction not being able to keep pace with demand is making it more challenging for homebuyers in general, but especially for first-time homebuyers who must now deal with the added cost of higher interest rates," stated Register O'Donnell.

Sale prices for 2023 appear to have decreased slightly compared to 2022. The average sale price for all of Norfolk County, both commercial and residential, this year was $1,083,609 an 8% decrease from 2022. The total dollar volume of commercial and residential sales is also down, decreasing by 26% from one year ago.

"I can understand the frustration some homebuyers may be feeling because right now it is a more complicated process for individuals looking to purchase a home and, especially, first-time homebuyers," said Register O'Donnell. "It is more expensive for home buyers because prices are still high relative to 2021 and 2020 values, and to add to this difficulty, there may be multiple people competing for the same property as well as higher interest rate costs."

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In 2023, there were 73 foreclosure deeds recorded, as a result of mortgage foreclosures taking place in Norfolk County, whereas in 2022, there were 68 recorded. Also concerning is in 2023, there were 339 notices to foreclose, the first step in the foreclosure process, compared to the 308 recorded in 2022.

"The increase in the number of foreclosure deeds and notices to foreclose is troubling. This could suggest that more of our neighbors may have financial difficulties in the future," said O'Donnell. "We will continue to monitor these figures in 2024."

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (617-770-2227) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

"If you are having difficulty paying your monthly mortgage, please consider contacting one of these non-profit agencies for help and guidance," said O'Donnell.

Register O'Donnell concluded, "A limited inventory of properties for sale and buyers who have been facing rising interest rates resulted in an overall slow year for the housing market. While current market conditions may be frustrating to some, especially for first-time homebuyers, it may be comforting to know that Norfolk County's real estate market is doing better compared to state and national averages and remains a desirable place to both live and work in." 

Follow this YouTube link to watch the Norfolk County Registry of Deeds Year in Review segment on Quincy Access Television:  https://www.youtube.com/watch/bHXIGI-HAHg

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell's "Suits for Success" Program Donates to Boston's St. Francis House

Norfolk County Register of Deeds William P. O'Donnell donated a carload of smart casual clothing, business attire, and wool coats totaling more than 100 articles of clothing to St. Francis House in Boston through the "Suits for Success" program.

The often-taken-for-granted suit or dress clothes hidden away in the back closet and only occasionally seeing the light of day may seem to some like an unfortunate necessity. However, for those looking to regain self-sufficiency, quality clothing can be that extra push they need and help them on the path to success. 

"These clothes will be put to good use and appreciated by the thousands who come to St. Francis House each year for a fresh pair of clothes in times of need," said Keri Thomas, St. Francis House Vice President of Programs and Services. "It is so valuable and necessary in getting individuals ready for the next step and help them to become more independent."

St. Francis House's mission is to rebuild lives by providing refuge and pathways to stability for adults experiencing homelessness and poverty. They aim to transform lives using a holistic approach to understanding and addressing behavioral health, housing, and employment needs.

Register O'Donnell's "Suits for Success"

 

Register O'Donnell's "Suits for Success"

Register O'Donnell remarked, "It is my great pleasure to deliver these clothing donations to Boston's St. Francis House on behalf of the residents of Norfolk County. I thank all those who donated to our 'Suits for Success' program, and I hope other local residents and businesses will consider making a clothing donation to their local nonprofit organization. Organizations like the St. Francis House are truly needed and are a great resource for the community."

St. Francis House has been aiding the community since 1984. They provide a range of services, including clinical care, behavioral health services, and job counseling. They also offer food, clothing, and affordable and low-threshold housing to those in need.

"Donations like this help ensure the physical and emotional safety of our guests and assist in the process of changing the trajectory of their lives and moving beyond homelessness," said Thomas. "It offers choices to people who have had total control of their lives taken away, and this is the final touch that can help individuals land a job and help them on their path to becoming self-sufficient.  

Since the Registry started the "Suits for Success" program in February 2009, it has distributed more than 11,200 articles of clothing to local charitable organizations.

The "Suits for Success" program, developed by Register O'Donnell, partners with groups like Interfaith Social Services of Quincy, Father Bill's & MainSpring of Quincy, the Veterans Affairs Boston Healthcare System Voluntary Service Program, Circle of Hope in Needham, United Parish's Thrifty Threads, St. Vincent de Paul in Plainville, St. Francis House in Boston, Suits and Smiles in Jamaica Plain, InnerCity Weightlifting and New Life Furniture Bank of Massachusetts in Walpole to assist those who are in need of clothing as well as household items. The mission of "Suits for Success" is to collect donations of suitable clothing to be distributed to individuals who may need appropriate attire for employment interviews.

"During the past decade, we have learned that programs like 'Suits for Success' work," said O'Donnell. "This program has given many people a valuable resource to help them on the path to success and may ultimately help them achieve self-sufficiency. It is rewarding just to help others in our community who may be looking to take that next step in a search for a job or just have a suit to go to a wedding or other event."

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Real Estate Activity Dips in December 2023

Norfolk County Register of Deeds William P. O’Donnell reports that Norfolk County recordings in December 2023 show a decline in the total number of property sales and mortgages compared to December 2022 recordings. This decline can be attributed to a limited inventory of new and existing property for sale and a housing market that continues to struggle with mortgage interest rates that meet or exceed 7%.

“The limited inventory of properties for sale has created a highly competitive market with fewer opportunities for buyers,” remarked Register of Deeds William P. O’Donnell. “Additionally, higher mortgage interest rates relative to what they were in 2020 and 2021 have made it more challenging for potential homeowners, especially first-time homebuyers, to secure affordable financing options, forcing some potential homeowners to put their dreams of purchasing a home on hold.”

 

Norfolk County Real Estate Activity Dips in December 2023

The Registry of Deeds recorded 8,015 documents in December 2023. This was 15% less than in December 2022 and a 7% decrease compared to November 2023.

“These declining numbers suggest a slowdown in the real estate market. A decrease in the number of deeds and mortgages, which make up a large portion of the total documents recorded at the Registry of Deeds, greatly impacts overall real estate activity,” noted Register O’Donnell.

The total number of deeds recorded for December 2023, which reflects both commercial and residential real estate sales and transfers, was 1,235, down 3% from December 2022 and down 2% from November of last month.

“Property prices dropped significantly in December compared to last year, and the number of property transactions was also down, which may suggest that the property price alone is not the sole factor contributing to the decrease in the number of deeds recorded at the Registry,” said Register O’Donnell.

The average sale price of commercial and residential properties for December 2023 fell to $871,249, a 7% decrease compared to December 2022 and a decrease of 9% from November 2023. The total dollar volume of commercial and residential sales is down, decreasing 15% from last year and 14% from last month.

“Seasoned homebuyers are doubly affected by current market conditions, as they not only face higher borrowing costs but also have limited options to choose from. Additionally, although home loan interest rates are coming down a little but in some cases rates still exceed 7%, so these same homeowners are also less likely to refinance, leading to a decrease in the number of mortgages being recorded,” said O’Donnell.

For the month of December, lending activity overall continued to decline from December of last year. A total of 1,124 mortgages were recorded, which is 19% less than last year and 4% less than last month.

“Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales down, this results in a more pronounced decline in the number of mortgages recorded,” said O’Donnell. “For individuals who are struggling to keep up with payments, refinancing at a higher interest rate is not going to help.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In December 2023, there were 6 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in December 2022, there were 4 recorded. The total number of notices to foreclose, the first step in the foreclosure process, decreased from last year, going from 40 notices in December 2022 to 26 in December 2023. This resulted in 35% decrees in the number of notices to foreclose.

“We all experience unforeseen events in our lives. Sometimes these events are beyond our control and can have a devastating impact on our finances. I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org,” said O'Donnell.

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (617-770-2227) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

“The decrease in the number of documents recorded at the Registry of Deeds indicates a significant decline of 15% in real estate activity.” O’Donnell concluded, “This could be attributed to various factors such as rising interest rates, a lack of available inventory, or elevated property prices. It will be important to monitor these trends and see how they impact the overall real estate market in the coming months.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: Holiday Movie Quiz

By William P. O’Donnell, Norfolk County Register of Deeds

It’s that time of season. So, let’s admit. We all love a good Christmas movie! And there are plenty of good ones.  

Now I’ll let you in on a little secret, some of my favorite Christmas films deal with the home and the holidays. Maybe that is because here at the Norfolk Registry of Deeds my fine staff and I are handling land record documents for the biggest asset most of us have - Our home. Or maybe it’s just a coincidence!

Anyway, “Home is where the heart is.” A memorable holiday movie can make you laugh and pull on your heartstrings. Here are two of my favorite classic Christmas movies. Although I must say the Christmas movie “Elf" is one of my favorite Christmas films. It is uplifting and funny.

So, pour yourself an eggnog, munch on a holiday cookie, sit by a roaring fire, and take this year’s holiday movie quiz.

Good Deeds: Holiday Movie Quiz

It’s a Wonderful Life (1946)

1  George was going to be an adventurous bachelor and travel the world, but instead, he wound up with a wonderful family and lived life in the old….

A.) Bedford House    B.) Granville House   C.) Hatch House  

2  What was the name of the fictional town in It’s a Wonderful Life called?    

A.) Breading Hills   B.) Seneca Falls   C.) Bedford Falls  

3  What’s the bank’s name that was a thorn in the side of the villain Potter?

A.) Bailey Bank B.) Bailey Brothers Building & Loan   C.) Bank of Bedford Falls 

 

4  What was George Bailey’s wife's name?

A.) Mary   B.) Charlotte   C.) Martha

5  What was the fixture in George Bailey's house that always came unglued?

A.) A picture falling off the wall   B.) A knob of a banister   C.) Kitchen tile

6  What was the first name of the angel sent to help George?

A.)  Peter   B.) Gabriel   C.) Clarence

7  At the movie’s end, the townspeople sing what song in George’s parlor?

A.) Joy to the World   B.) Auld Lang Syne   C.) Jingle Bells

8  For helping George through his crisis what did the angel earn?

A.) Wings   B.) Halo   C.) His own cloud

 

Miracle on 34th Street (1947)

9  What’s the one present the little girl in the movie wished for that would

make her believe Kris Kringle was the real Santa Claus?

A.) Doll   B.) Pony   C.) House

10  Who played the little girl Susan in the movie?

A.)  Shirley Temple   B.) Natalie Wood   C.) Doris Day

11  What was the department store's name where Kris Kringle worked?

A.) Macy’s   B.) Gimbels   C.) Bloomingdales

12 When a sad little girl sat on Kris Kringle’s lap who couldn’t speak English, he made her happy when he was able to converse with her. What was the language?

A.) French   B.) Polish   C.) Dutch

13 When Santa (Kris) got into a confrontation with Macy’s psychologist where did they send him?

A.) Bellevue Hospital   B.) Jail   C.) North Pole

14 What government agency declared Kris Kringle, Santa?

A.) FBI   B.) U.S. Treasury   C.) Post Office

15 When little Susie ran into a house for sale on Christmas Day believing it was her new home, what made the viewer think Santa was there?

A.) A cane left   B.) A half-filled glass of milk   C.) Santa’s stocking

As Buddy the Elf says “The best way to spread Christmas cheer is singing loud for all to hear.” From all of us here at the Norfolk Registry of Deeds a happy holiday season and a healthy new year to all.

 

Answers 1.) B   2.) C   3.) B    4.) A.   5.) B   6.) C   7.) B   8.) A   9.) C   10.) B   11.) A  12.) C   13.) A   14.) C   15.) A

 

Note: if you got at least 12 correct answers you’ve earned your wings, 6 to 11 correct answers there’s a gift under the tree for you, 3 to 5 correct answers a Christmas cookie is on your plate.

Norfolk County Housing Market Remains Steady in November 2023

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings for November 2023 show indicators of less real estate activity. However one real estate activity on a steady trend compared to November 20222 recordings was an increase in the number of deeds recorded.

“Despite the challenges posed by limited inventory and higher interest rates, the Norfolk County housing market has managed to maintain steady activity,” stated Norfolk County Register of Deeds William P. O’Donnell. “Notwithstanding a slight dip in the number of recordings this month, the housing market in Norfolk County remains resilient, with steady demand from buyers and stable property values.”

Norfolk County Housing Market Remains Steady in November 2023

The Registry of Deeds recorded 8,587 documents in November 2023. This was 5% less than in November 2022 and a 7% decrease compared to October 2023.

Register O'Donnell noted, “Higher mortgage interest rates have an impact on the number of mortgages and deeds recorded at the Registry. Higher interest rates affect seasoned homebuyers' eagerness to refinance, which means fewer mortgages. It also affects a homeowner’s willingness to sell, which results in fewer homes on the market that can be bought. Higher interest rates also impact a buyer’s ability to find a potential home within their budget.”

The total number of deeds recorded for November 2023, which reflects both commercial and residential real estate sales and transfers, was 1,266, up 3% from November 2022 but down 3% from October.

“The slight increase in the total number of deeds this month compared to last year shows that despite difficult market conditions and a housing market that has been slow for over a year, Norfolk County and its communities remains a desirable place to both live and work in,” noted Register O’Donnell.

The average sale price of commercial and residential properties for November 2023 was $959,272, a 1% decrease compared to November 2022 and a decrease of 1% from October 2023. The total dollar volume of commercial and residential sales is down, decreasing 2% from last year but showed less than a 1% change from last month.

“For the second month in a row, prices have remained close compared to last year's property values, and compared to 2021, costs are down 36% and down 8% from 2020,” stated Register O'Donnell. “While prices have come down compared to previous years, high interest rates, relative to what they were in 2020 and 2021, make it difficult for homebuyers in general, but especially for first-time homebuyers looking to purchase property.”

For the month of November, lending activity overall continued to decline from last year. A total of 1,175 mortgages were recorded, which is 13% less than last year but 1% more than last month.

Register O’Donnell noted, “Those who locked in lower interest rates in 2020 and 2021 are less inclined to refinance at current mortgage interest rates, and buyers looking for new property may be hesitant to take on a new mortgage with average interest rates still above 7%. These are some of the factors that have resulted in decreased mortgage recordings.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In November 2023, there were 5 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in November 2023, there were 4 recorded. There were 27 notices to foreclose, the first step in the foreclosure process, which was less than the 30 recorded this month last year.

“These numbers suggest that a significant number of our neighbors are struggling, and more may have financial difficulties in the future," said O'Donnell. "We will continue to monitor these figures, and I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

Register O’Donnell Concluded, “The current housing market climate that the country is in has a ripple effect on several aspects of the local real estate market, impacting buyers, sellers, real estate agents, and others whose livelihood is tied to the real estate sector of our economy. However, Norfolk County has shown a high level of resilience this month and saw some positive market indicators despite these challenges.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Registry of Deeds wins lawsuit against County Commissioners

November 21, 2023

Dear Registry Stakeholder and/or Massachusetts Taxpayer,

Please be advised that the Norfolk Superior Court ruled that Norfolk County Director John J. Cronin and the County Commissioners, Peter H. Collins, Joseph P. Shea and Richard R. Staiti violated state law. A copy of the Judge’s ruling and decision is available here: https://files.norfolkdeeds.org/file/Judgment-County-Lawsuit.pdf.

There has been unlawful interference into the operation and management of the Norfolk County Registry of Deeds which deals with the biggest asset most of us have – the real estate title to our home. The taxpayers should be aware that I commenced the above lawsuit pro-se – or on my own without the assistance of legal counsel. So, while the Norfolk County Commissioners spend hundreds of thousands of dollars of taxpayer monies on legal fees the Registry of Deeds spent zero (0) dollars in legal fees to get this favorable ruling from the Norfolk Superior Court.

Please read the attached article about the Registry of Deeds win published in The Dedham Times which is available by clicking the image below.

Norfolk County Registry of Deeds wins lawsuit against County Commissioners

Another article published in a statewide publication Massachusetts Lawyers Weekly is available here: https://files.norfolkdeeds.org/file/Lawyers-Weekly-County-Lawsuit.pdf.

The 28 communities that make up Norfolk County receive and pay a yearly assessment to support the Norfolk County Government. Many actions including questionable spending and management decisions done by the Norfolk County Government are concerning. These actions and unsound management would not be tolerated if done by our local government in our hometown communities. Lynch Marini and Associates, Inc. Certified Public Accountants wrote in a recent Norfolk County Government audit “For the current fiscal year, this leaves a potential range of misstatements between $645,000.00 and $2.3 million between respective fund balances…” Would a finding like this be accepted in your hometown community by those with oversight responsibilities?

There is one more lawsuit involving the Registry of Deeds against the Norfolk County Commissioners. This lawsuit deals with the conversion of millions of dollars in deeds excise monies that is dedicated for the Registry’s use under state law. This taking of deeds excise monies outlined in state law by County Director John Cronin and the 3 County Commissioners changed over 30 years of financial practice interpreting state law by the Norfolk County Government dating back to 1989. I have a fiduciary duty to Registry of Deeds users including every property owner that owns a home or business as well as the taxpayers to get the Norfolk Superior Court to rule. (Please note the Norfolk County Commissioners sued the Town of Walpole which is still going on. Also, the Norfolk County Commissioners are involved in another lawsuit against a neighborhood group.) These two lawsuits involving the Norfolk County Commissioners are in addition to the 2 lawsuits involving the Registry of Deeds against the Norfolk County Commissioners discussed in this letter.

Thank you for taking the time to read this. I wish you and yours a Happy Thanksgiving.

Sincerely yours,

William P. O’Donnell

Norfolk Register of Deeds

Norfolk County Register Wins law suit filed against the County

The Norfolk Registry of Deeds announced that judgment has been entered in favor of the Register of Deeds William P. O'Donnell, in his legal action against the Norfolk County Director, John Cronin, and the County Commissioners, Peter H. Collins, Joseph P. Shea, and Richard R. Staiti. 

At issue in the case is the Register's ability to access funds in an approved and funded Registry of Deeds budget without the unlawful interference of the County Director and the County Commissioners under Massachusetts General Laws Chapter 35, Section 32. Given the Register of Deeds' undisputed role as the "authorized official" of the Registry of Deeds, the Norfolk Superior Court in its ruling stated, "the statute recognizes that the Register is in the best position to understand the daily needs of the Registry of Deeds and to take certain actions in the interests of the public that elected him." 

The Defendants were ordered by the Norfolk Superior Court to refrain from interfering with the Register's ability to lawfully access funds pursuant to Massachusetts General Laws, Chapter 35, Section 32 – Follow this link to read the Judgment on the case and Memorandum of Decision and Order: https://files.norfolkdeeds.org/file/Judgment-On-County-Law-Suit.pdf

The lawsuit was initiated by the Register in October of 2022 in response to Norfolk County Director John J. Cronin's refusal to allow the Register to access funds for legal fees. County Director John Cronin also interfered and refused to allow the Register of Deeds to access approved budget funds for other Registry operations. Register O'Donnell commenced the instant action pro se, on his own, without the assistance of counsel.  County Director John Cronin and the County Commissioners are represented by Attorney Scott Lopez from the Boston law first of Lawson & Weitzen, LLP. The fees of Attorney Lopez are paid for from the Norfolk County Budget.

This lawsuit was instituted in the Register's fiduciary duty to property owners that own homes and businesses, Registry operations, and all Registry users. The Taxpayers did not pay the costs of this legal win for the Norfolk Registry of Deeds, as the case was litigated by the Register on his own. However, the Norfolk Commissioners and County Director John Cronin, who blocked the Registry transfers that led to this lawsuit, have spent hundreds of thousands of taxpayer dollars on County legal fees.

"Any time an official, a county commissioner, or a bureaucrat oversteps their bounds legally, you have got to stand up to that abuse of power," stated Register O'Donnell in response to the Norfolk Superior Court's favorable ruling.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at www.facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Register Wins law suit filed against the County

Norfolk Deeds: October 2023 shows "a slight increase in the total real estate activity"

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings in October 2023 show a slight increase in the total real estate activity compared to October 2022 recordings. This tight margin of closeness in October 2023 activity and statistics to October of 2022 activity and statistics can be attributed to a housing market that has been slow for over a year and the ability of Norfolk County to maintain steady real estate transactions despite the challenging conditions.

 

“Despite the challenges posed by limited inventory and higher interest rates, the Norfolk County housing market has managed to maintain steady activity,” noted Register of Deeds William P. O’Donnell. “The recording for October 2023 compared to October 2022 shows some of the closest margins to each other that we have seen all year.”

a slight increase in the total real estate activity

The Registry of Deeds recorded 9,214 documents in October 2023. This was 2% more than in October 2022 and a 13% increase compared to September 2023.

 

“To get these numbers to keep moving in a positive direction, new home construction will need to increase its pace, because what we have in housing inventory is still not enough to keep home prices in check,” said Register O’Donnell. “Particularly when you consider that high interest rates, relative to what they were in 2020 and 2021, makes finding an affordable home difficult for homebuyers in general but especially for first-time homebuyers.”

 

The total number of deeds recorded for October 2023, which reflects both commercial and residential real estate sales and transfers, was 1299, down 1% from October 2022 but up 4% from September.

 

“The increase in real estate activity this month compared to last month shows that despite difficult market conditions, Norfolk County remains a desirable community to both live and work in,” noted Register O’Donnell.

 

The average sale price of commercial and residential properties for October 2023 was $967,836, a 9% decrease compared to October 2022 but an increase of 12% from September 2023. The total dollar volume of commercial and residential sales is down, decreasing 20% from last year but up 12% from last month.

 

“While prices have come down compared to last year, they are only down 1% compared to 2020 and 2021, when mortgage interest rates were lower than 3%,” said Register O'Donnell. “The lack of available real estate inventory is likely one reason why property prices are still higher than they were before the pandemic.”

 

“Seasoned homebuyers are doubly affected by current market conditions, as they not only face higher borrowing costs but also have limited options to choose from. Additionally, with home loan interest rates exceeding 7%, these same home owners are also less likely to refinance, leading to a decrease in the number of mortgages being recorded,” said Register O’Donnell.

 

For the month of October, lending activity overall continued to decline from last year. A total of 1,165 mortgages were recorded, which is 21% less than last year and 1% less than last month.

 

“Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales going down, this results in a more pronounced decline in the number of mortgages recorded,” said O’Donnell. “For individuals who are struggling to keep up with payments now, refinancing at a higher interest rate is not going to help, which is one factor contributing to the increase in notices to foreclose and foreclosure deeds. Also, many potential sellers who would need to borrow to purchase a new property have elected not to sell given the higher interest rates.”

 

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In October 2023, there were 6 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in October 2023, there were 4 recorded. However, there were 21 notices to foreclose, the first step in the foreclosure process, less than the 25 recorded this month last year.

 

“We cannot begin to know all the causes that have contributed to these foreclosures and notices to foreclose, but what we do know is that a number of our neighbors have lost their homes, and even more are dangerously close to losing their homes,” said Register O'Donnell. “We all experience unforeseen events in our lives, and sometimes events beyond our control can have devastating emotional and financial effects, so I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

Register O’Donnell Concluded, “While current market conditions may be frustrating to some, especially for first-time homebuyers, Norfolk County has shown a high level of resilience this month and saw some positive market indicators despite the challenges faced in the housing market. We will continue to track these market trends as we move further into the fall season.”

 

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Housing Market Attempts to Persevere in Difficult Economy

Norfolk County Register of Deeds William P. O'Donnell reported that Norfolk County recordings for the third quarter of 2023 indicate a continued decrease in overall real estate activity impacted by high mortgage interest rates relative to 2020 and 2021, along with a lack of inventory, However, real estate activity in Norfolk County remains significantly more active than state and national averages.

 

Norfolk County Housing Market Attempts to Persevere in Difficult Economy

"When you look at what's going on in the economy, I think people know things aren't great. Buyers have been facing rising prices and rising interest rates, and home sales in Massachusetts have plummeted nearly 25% from January to August of 2023," stated Register of Deeds William P. O'Donnell. "Fortunately, Norfolk County has come out above the statewide average for the third quarter, because in Norfolk County it was only down 14%."

 

In the third quarter of 2023 (July, August, and September), the Norfolk County Registry of Deeds recorded 26,287 documents. This was 19% fewer than the third quarter of 2022.

 

"Looking at the statistics, we can see that fewer properties are being sold. The likely factors that are contributing to this are that while new home construction has increased in several communities, it is still not enough to keep up with the demand," said Norfolk County Register of Deeds William P. O'Donnell. "The other factor is that existing homes remain off the market, possibly because sellers might not be selling their property because if they are selling their property, they have to buy another home to move into, and they could be paying interest rates above 7%.

 

The total number of deeds for the third quarter of 2023, which reflects both commercial and residential real estate sales and transfers, was 2,315, down 21% from the third quarter of 2022.

 

"I can understand the frustration some homebuyers may be feeling because right now it is a more complicated process for individuals looking to purchase a home and, especially, first-time homebuyers," said register O'Donnell. "It is more expensive for home buyers because prices are still high relative to 2021 and 2020 values, and to add to this difficulty, there may be multiple people competing for the same property in a market that already has a limited inventory, especially single-family homes."

 

The average sale price for the third quarter of this year was $1,195,185, an 8% increase compared to the third quarter of 2022. The total dollar volume of commercial and residential sales is down, decreasing 15% over the same period in 2022.

 

"Higher interest rates affect seasoned homebuyers in terms of eagerness to refinance and willingness to sell, but first-time homebuyers are particularly impacted, especially considering average prices for commercial and residential property at 2021 and 2020 values," said Register O'Donnell. "This means that homebuyers in 2023 are paying higher property prices and a higher interest rate, resulting in a monthly mortgage payment that may not be economically feasible, particularly for first-time homebuyers who may not have the financial resources to overcome this obstacle."

 

For the months of July, August, and September, lending activity overall continued to decline. During these months, a total of 3,860 mortgages were recorded, which is 31% less than the same period last year.

 

"Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales going down, this results in a more pronounced decline in the number of mortgages recorded," said Register O'Donnell.

 

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In the third quarter of 2023, there were 14 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in the third quarter of 2022, there were 20 recorded. Additionally, there were 76 notices to foreclose, the first step in the foreclosure process, significantly less than the 91 recorded in 2022's third quarter.

 

"There is no question that these foreclosure numbers are good news. With that said, we cannot forget that foreclosure activity has a human face associated with it, and there are still a number of our neighbors who have lost their homes, and even more are dangerously close to losing their homes," said Register O'Donnell. "I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org."

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

Register O'Donnell concluded, "Overall, the housing market has slowed, especially compared to 2022's busy home sale market, but remains relatively stable when compared to state and national averages. While current market conditions may be frustrating to some, especially for first-time homebuyers, Norfolk County has shown resilience and remains a desirable community to both live and work in."

Follow this YouTube link to watch the 2023 Third Quarter Update segment on Quincy Access Television:  https://www.youtube.com/watch/U9luGZRZZfE

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Invites Public to Attend Norfolk County Veterans Celebration - Veteran Affairs Secretary Santiago to be Keynote Speaker (video)

On Wednesday, November 8, 2023, the Norfolk County Registry of Deeds will celebrate the veterans of Norfolk County with an open house as it releases its third volume of Notable Land Records titled “We Remember Our Veterans.” The open house will run from 4:30 p.m. to 6:30 p.m. in the evening at the Registry of Deeds building in downtown Dedham at 649 High Street. The public especially those that are veterans are invited to attend.

 

“The event,” stated Register O’Donnell, “is a way to pay our respects and thanks for the countless contributions and sacrifices of our county veterans from the Revolutionary War to present-day peacekeepers. Guests can stroll the Registry’s Great Hall and view the fascinating storyboards detailing the history of the various military branches, the contributions of veterans, and a list of Norfolk County veterans who were awarded the Medal of Honor.” Massachusetts Veteran Affairs Secretary, Jon Santiago, will be the main Speaker at this event.

 

Register O’Donnell noted “Secretary Jon Santiago oversees an agency whose mission is to act as the primary advocate for approximately 380,000 Commonwealth veterans. Given his military, medical, legislative, and public service background, we are indeed quite fortunate to have him as our keynote speaker in talking about what veterans have done for this country and why we should honor them for their contribution and sacrifices.”

 

Each person attending the open house will receive a free copy of the Registry’s “We Remember Our Veterans.” This unique booklet pays homage to a veteran or veterans from each one of the 28 communities comprising Norfolk County. The booklet outlines the history of the military branches. There is a section on Medal of Honor recipients from Norfolk County.

 

Register O’Donnell went on to state, “This booklet and event are dedicated to all veterans, past, present, and future, for their patriotism and sacrifices for the United States of America. The service of all veterans needs to be honored and acknowledged. You can do this by coming to this free event, which is open to the public.”

 

Follow this YouTube link to a video about the “We Remember Our Veterans” Booklet and Program on November 8^th, 2023. https://youtu.be/ngxUZCnNdHc

 

If you have any questions about the event, please contact Jonathan Thomas at (781) 234-3305 or by email at jthomas@norfolkdeeds.org. The Registry of Deeds is located at 649 High Street in Dedham Center.

                                

To learn more about these and other Registry of Deeds events and initiatives like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and instagram.com/NorfolkDeeds.

 

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham.  The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information.  All land record research information can be found on the Registry’s website www.norfolkdeeds.org.  Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

GOOD DEEDS: “We Remember Our Veterans”

By William P. O’Donnell, Norfolk County Register of Deeds

Many Americans will never know what it is like to serve in the armed forces, risking our lives for our country and facing the harsh realities of combat. The men and women who choose to join the military make incredible sacrifices, leaving behind their families and putting their own lives on the line to protect our freedom and way of life. This is something that we, as Americans, can sometimes take for granted. However, it is important to recognize and appreciate the immense courage and dedication that these individuals possess.

Having worked with the Veteran Affairs Boston Healthcare System in Brockton, West Roxbury, and Jamaica Plain through the "Suits for Success" program, I have seen first-hand how much it means to veterans when we do show our appreciation for their selflessness and commitment to serving our nation and recognize the sacrifices they and their fellow veterans have made for our collective well-being. It is our duty as citizens to honor and support our military members in any way we can.

On Wednesday, November 8, 2023, the Norfolk County Registry of Deeds will celebrate the veterans of Norfolk County with an open house and the release of our third volume of Notable Lands Records titled “We Remember Our Veterans.” The open house will run from 4:30-6:30 in the evening at the Registry of Deeds building in downtown Dedham at 649 High Street.

This edition of Notable Lands Records is a tribute to the brave men and women of Norfolk County, from the Revolutionary War to present-day peacekeepers. The booklet features detailed stories of veterans all throughout the 28 communities that make up Norfolk County. These individuals have led remarkable lives: several are Medal of Honor recipients; one was an experimental aircraft pilot; another served in three wars. The booklet outlines a history of the military branches as well as the four United States Presidents born in Norfolk County who served as commander-in-chief.

There will be much to celebrate that evening. Patriotic music will fill the air. Guests can stroll the Registry's Great Hall and view the fascinating storyboards detailing the history of the

various branches of the armed services, the contributions of veterans, and the significant ways a grateful nation honors its veterans. There is also a storyboard that lists the Norfolk County Medal of Honor recipients.

We hope you can make this event. It should be a memorable time. Admission is free. Each person attending the open house will receive a free copy of the Registry’s “We Remember Our Veterans.” This booklet and event are dedicated to all veterans – past, present and future – for their patriotism and sacrifices for the United States of America. The service of all veterans needs to be honored and acknowledged.

These veteran stories are important because they provide valuable insights and perspectives on the lives of some of the past and present veterans of Norfolk County. These stories allow us to honor the sacrifices made by veterans and gain a deeper understanding of why it is crucial to support and care for our veterans today. These narratives serve as a reminder of the bravery and resilience displayed by these individuals, highlighting the significance of their contributions to our country's history.

Please come by the Norfolk Registry of Deeds to this free event which is open to the public. If you have any questions about the event, please contact Jonathan Thomas at (781) 234-3305 or by email at jthomas@norfolkdeeds.org. The Registry of Deeds is located at 649 High Street in Dedham Center.

GOOD DEEDS: “We Remember Our Veterans”

Norfolk County Deeds: "Monthly Property Sales Slump in September 2023"

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings in September 2023 show a significant decline in the total number of property sales compared to September 2022 recordings. This decline can be attributed to a limited inventory of new and existing property for sale and a housing market that continues to struggle with higher interest rates relative to what they were in 2020 and 2021.

 

“The limited inventory of properties for sale has created a highly competitive market and fewer opportunities for buyers,” remarked Register of Deeds William P. O’Donnell. “Moreover, the higher interest rates have made it more challenging for potential homeowners, especially first-time homebuyers, to secure affordable financing options, further dampening the demand for properties.”

 

The total number of deeds recorded for September 2023, which reflects both commercial and residential real estate sales and transfers, was 1251, down 12% from September 2022 and down 1% from August. However, this number also includes transfers of property within families and other non-market transactions. The total number of actual property sales for September was 668, down 21% from last year and down 5% from last month.

 

Norfolk County Deeds: "Monthly Property Sales Slump in September 2023"

“Property prices dropped significantly in September compared to last year, and the number of property transactions was also down, which may suggest that the property price alone is not the sole factor contributing to the decrease in the number of deeds recorded at the Registry,” said Register O’Donnell.

 

The average sale price of commercial and residential properties for September 2023 fell to $864,251, a 20% decrease compared to September 2022 and a decrease of 29% from August 2023. The total dollar volume of commercial and residential sales is down, decreasing 37% from last year and 44% from last month.

 

“Seasoned homebuyers are doubly effected by current market conditions, as they not only face higher borrowing costs but also have limited options to choose from. Additionally, with home loan interest rates exceeding 7%, these same home owners are also less likely to refinance, leading to a decrease in the number of mortgages being recorded,” said O’Donnell.

 

For the month of August, lending activity overall continued to decline from last year. A total of 1,174 mortgages were recorded, which is 31% less than last year and 5% less than last month.

 

“Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales going down, this results in a more pronounced decline in the number of mortgages recorded,” said O’Donnell. “For individuals who are struggling to keep up with payments now, refinancing at a higher interest rate is not going to help, which is one factor contributing to the increase in notices to foreclose and foreclosure deeds. Also, many potential sellers who would need to borrow to purchase a new property have elected not to sell given the higher interest rates.”

 

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In September 2023, there were 5 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in September 2023, there were 4 recorded. Additionally, there were 33 notices to foreclose, the first step in the foreclosure process, more than the 25 recorded this month last year.

 

“We cannot begin to know all the causes that have contributed to these foreclosures and notices to foreclose, but what we do know is that a number of our neighbors have lost their homes, and even more are dangerously close to losing their homes,” said Register O'Donnell. “We all experience unforeseen events in our lives, and sometimes events beyond our control can have devastating emotional and financial effects, so I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

“These declining numbers suggest a slowdown in the real estate market. A decree in the number of deeds and mortgages, which make up a large portion of the total documents recorded at the Registry of Deeds, greatly impacts the total document volume,” noted O’Donnell.

 

The Registry of Deeds recorded 8,140 documents in September 2023. This was 18% less than in September 2022 and a 15% decrease compared to August 2023.

 

“The decrease in the number of documents recorded at the Registry of Deeds indicates a significant decline in real estate activity.” O’Donnell concluded, “This could be attributed to various factors such as economic uncertainty or changing market conditions. It will be important to monitor these trends and see how they impact the overall real estate market in the coming months.”

 

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.