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Monday, October 19, 2026
Register O'Donnell Announces 2026 Holiday Food Drive November 12th through December 17th
Tuesday, October 13, 2026
Norfolk County Real Estate Market Remains Stable Despite Ongoing Affordability Challenges
Norfolk County Register of Deeds William P. O'Donnell today (10/08/26)released the real estate recording statistics for September 2026, which showed increases in property sales, property values, and overall sales volume compared to September 2025, demonstrating continued stability in the Norfolk County real estate market despite ongoing affordability challenges.
The Registry of Deeds recorded 9,166 documents in September 2026, a 4% decrease compared to the 9,511 documents recorded in September 2025, and a 10% decrease from August 2026.
“September's recording activity reflects a Norfolk County real estate market that continues to adapt to ongoing economic conditions while maintaining overall stability,” noted Norfolk County Register of Deeds William P. O'Donnell. “Although many key market indicators suggest continued confidence in Norfolk County real estate and underscore the enduring desire of individuals, families, and businesses to live, work, and invest in Norfolk County, buyers continue to navigate affordability challenges and limited inventory. Economic factors like rising interest rates will affect the economy and individuals trying to navigate the real estate market in Norfolk County.”
The total number of deeds recorded for September 2026, representing both commercial and residential real estate sales and transfers, was 1,439, a 3% increase from the 1,396 deeds recorded in September 2025, but down 6% from August 2026. Looking at just real estate sales, 714 properties were sold in September 2026, a 4% increase compared to the 684 properties sold in September 2025.
“The increase in both deeds recorded and property sales compared to September of last year is a positive indicator but the downward trend from August of 2026 should be concerning,” stated Register O'Donnell.
The average sale price for both commercial and residential real estate in September 2026 was $1,115,833, a 15% increase compared to September 2025, and a 5% decrease from August 2026. The total value of commercial and residential sales recorded in September 2026 was approximately $797 million, a 20% increase from the approximately $662 million recorded in September 2025.
“The double-digit gains in both average price and overall sales volume compared to September of 2025 show there is a demand to live in Norfolk County,” said Register O'Donnell. “While higher interest rates affect what buyers can afford, the lack of available homes for sale remains a major factor in property prices across our communities.”
Lending activity remained relatively stable compared to the same month last year. A total of 1,443 mortgages were recorded in September 2026, a 2% decrease from the 1,469 mortgages recorded in September 2025 and a 4% decrease from August 2026. According to The Federal Home Loan Mortgage Corporation, the average mortgage interest rate for a 30-year fixed-rate mortgage during September 2025 ranged between 6.26% and 6.5%, while rates during September 2026 ranged between 6.71% and 7.03%.
“The modest decrease in mortgage activity compared to September of last year reflects the continued impact of higher interest rates on the real estate market,” stated Register O'Donnell. “Despite these borrowing challenges, lending activity remains relatively steady, demonstrating that individuals and businesses continue to pursue real estate opportunities throughout Norfolk County. However, these broader lending trends and interest rate movements bear watching.”
The Registry continues to closely monitor foreclosure activity. In September 2026, there were 9 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, compared to 6 foreclosure deeds recorded in September 2025. Notices to foreclose, which represent the first step in the foreclosure process, increased to 35 in September 2026 from 23 in September 2025.
“Although foreclosure activity remains relatively low by historical standards, increases in both foreclosure deeds and notices to foreclose warrant continued attention,” said Register O'Donnell. “Economic pressures, including housing costs, household expenses, and other financial obligations, can create challenges for some homeowners. We encourage anyone experiencing difficulty meeting their mortgage obligations to seek assistance as early as possible.”
For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.
Register O'Donnell concluded, “September's real estate activity reflects a market that remains fundamentally sound. While some categories showed modest declines, year-over-year increases in property sales, average sale prices, and total sales volume demonstrate confidence in Norfolk County real estate. Norfolk County remains a desirable destination for homeowners, businesses, and investors. However, challenges do appear to be on the horizon.”
To learn more about these and other Registry of Deeds events and initiatives like us on Facebook at facebook.com/NorfolkDeeds, or follow us on X at x.com/NorfolkDeeds and Instagram at instagram.com/NorfolkDeeds.
The Norfolk County Registry of Deeds is located at 649 High Street in Dedham.
The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.
Monday, September 28, 2026
GOOD DEEDS: A Warning Foretold
Monday, September 21, 2026
Register O'Donnell Warns Homeowners About Deed Scams
Monday, September 14, 2026
Norfolk County Real Estate Market Remains Stable Despite Continued Inventory Challenges
Monday, September 7, 2026
Norfolk County Register of Deeds William P. O’Donnell today reminded homeowners about the importance of filing for Homestead Protection
In 2025 there were 11,058 Declarations of Homestead filed at the Norfolk County Registry of Deeds, 9% more than in 2024.
“If you own a home, and it is your primary residence, you have an automatic homestead exemption of $125,000. However, if you file a Declaration of Homestead at the Registry of Deeds, the exemption increases to $1,000,000. The Homestead Law provides a homeowner with limited protection against the forced sale of their primary residence to satisfy unsecured debt up to $1,000,000 if they have filed. This is especially important when you consider that for most of us, a home is our most valuable asset. Consumers should take steps to protect that asset,” noted Norfolk County Register of Deeds William P. O’Donnell.
In August of 2024, state legislators passed Session Law 2024, c. 150, s. 51 (an Act relative to the Affordable Homes Act), which, among other benefits, increased the amount of protection offered by a written declaration of homestead from $500,000 to $1,000,000.
“The increase in the amount of the homestead exemption applies retroactively to any valid homestead that is on record at the Registry of Deeds and to any future recorded Homesteads,” noted Norfolk County Register of Deeds William P. O’Donnell. “This means homeowners who have a valid homestead on record do not need to file a new homestead to gain the benefit of the August of 2024 increase.”
Another feature of the Homestead Law is the allowance for the filing of an Elderly Homestead Declaration, which defines an elder as a person who is 62 years of age or older and provides protection of $1,000,000 for each qualified person.
The Register further noted, "In March of 2011, the Homestead Law was updated so that a valid Homestead is not terminated when refinancing a mortgage. Other changes that took place back in 2011 state that a Homestead can provide protections for a primary home even if it is held in a trust. The definition of a primary residence was also expanded to include a manufactured or mobile home."
A Declaration of Homestead also protects the sale proceeds if the home is sold for up to one year after the date of the sale or on the date when a new home is purchased with the proceeds, whichever comes first. Additionally, if the home is damaged by a fire, for example, the insurance proceeds are protected for two years after the date of the fire or on the date when the home is reconstructed or a new home is purchased, whichever is earlier.
While the Homestead statute provides important protections for homeowners, it is important to note that certain debts are exempt from protection under the Homestead Act. These include federal, state, and local tax liens, as well as mortgages contracted for the purchase of a primary home and nursing home liens. Most other mortgages, debts, and encumbrances existing prior to the filing of the Declaration of Homestead, along with probate court executions for spousal and child support, are also not covered under the Homestead Protection Statute.
Declarations of Homestead are recorded at the Registry of Deeds for a state-imposed fee of $36.00. Additional information about the Homestead Law and the forms are available at no cost by going to the Registry’s website at www.norfolkdeeds.org.
Register O’Donnell concluded, “I want to reiterate that a Homestead provides limited protection against the forced sale of a homeowner’s primary residence to satisfy unsecured debt up to $1,000,000. While the debt is still owed, homeowners can have peace of mind knowing that with a Declaration of Homestead recorded at the Registry of Deeds, their primary residence cannot be forcibly sold to satisfy some debts.”
If you have any questions about a Homestead, please contact the Norfolk County Registry of Deeds Customer Service Center at 781-461-6101, Monday through Friday between the hours of 8:30 a.m. and 4:30 p.m.
To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.
The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@
Thursday, August 27, 2026
Norfolk County Sheriff’s Office to host “House to House for Heroes” veterans’ outreach in Avon on September 26th
Monday, August 24, 2026
GOOD DEEDS: Celebrating the History and Spirit of Labor Day
Thursday, August 20, 2026
GOOD DEEDS: 2026 Second Quarter Update (video)
- Real estate statistics comparing the Second Quarter of 2026 to the Second Quarter of 2025
- Housing affordability challenges, mortgage rates, and market conditions affecting homebuyers
- Updates on Norfolk County Registry of Deeds court cases involving Norfolk County government and recent court rulings
- The Registry’s celebration of America’s 250th Anniversary and publication of the book “We Remember America’s 250th Anniversary”
- The Registry’s History Comes Alive Project and the preservation of Norfolk County historic land records
- Preview and discussion on a new QATV documentary on General Sylvanus Thayer, the Braintree native known as the “Father of West Point”










