Register O'Donnell Reports on 2022 Annual Real Estate Activity in Norfolk County

Norfolk County Register of Deeds William P. O'Donnell reported that Norfolk County recordings for 2022 indicate a shifting real estate market, where the year started off strong and ended with significant drops in mortgage activity and average property sale price as compared to 2021.

 

In 2022, there were 130,051 documents recorded at the Norfolk County Registry of Deeds, a 33% decrease from 2021.

 

"The real estate market is feeling the effects of inflation and steadily rising interest rates, which is limiting how much money customers can save," said Register O'Donnell. "The total number of documents is much lower in 2022 than it was in 2021, but the change from month to month is less pronounced. The number of recorded deeds, which is one measure of document volume, shows a drop in real estate sales from the previous year."

 

Average Annual Sale Price Commercial-Residential

The number of deeds for 2022, which reflect real estate sales and transfers, both commercial and residential, was 17,398—a decrease of 17% from 2021.

 

Sale prices for 2022 appear to have increased slightly compared to 2021. The average sale price for all of Norfolk County, both commercial and residential, this year was $1,173,256, a 10% increase from 2021. However, the total dollar volume of commercial and residential sales is down, decreasing 10% from one year ago.

 

"With the average sales price showing increases for the year as a whole and the total volume of sales decreasing, indicates that in 2022 there were fewer homes being sold, but at a higher price," said Register O'Donnell.

 

Total Number of Deeds Recorded in 2022 for Norfolk County

According to numbers from the Consumer Financial Protection Bureau, the median interest rate of a 30-year fixed-rate conventional loan started at 4.14% in January 2022 and grew to 6.61% by December 2022, a more than 63% increase.

 

"The increasing cost of living and rising interest rates that the country is currently experiencing have an effect on the local real estate market," noted O'Donnell. "With interest rates more than double what there were at the start of 2022, consumers appear to be less inclined to borrow, and the decline in average sales prices suggests sellers are lowering pricing to compensate,"

 

Overall lending activity showed a continued downward trend. A total of 23,265 mortgages were recorded at the Registry in 2022, 50% fewer than a year earlier.

 

"This year, month to month, the registry figures show significant increases in the number of pending foreclosures, with as many as 40 in one month," said O'Donnell.

 

Total Numbers of Foreclosure Deeds & Notices to Foreclose

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In 2022, there were 68 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in 2021 there were 52 recorded. However, in 2022, there were 308 notices to foreclose, the first step in the foreclosure process, significantly more than the 141 recorded in December of 2021.

 

"The substantial increase in the number of notices to foreclose is troubling. This suggests that more of our neighbors may have financial difficulties in the future," said O'Donnell. "We have seen this number more than double this year and will continue to monitor these figures in 2023."

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

"If you are having difficulty paying your monthly mortgage, please consider contacting one of these non-profit agencies for help and guidance," said Register O'Donnell.

 

Register O'Donnell concluded, "Inflation in the US has been increasing since mid-2021, and it hit a 40-year high exceeding 8% in September 2022. The Federal Reserve raised interest rates many times in 2022 in an effort to slow the rise in inflation. As a result, borrowing money now costs more. This year, mortgage rates have doubled, which has led some buyers to pause their home searches, and, on average, fewer offers are being made to sellers."

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

 

Register O'Donnell’s "Suits for Success" Program Donates to United Parish’s Thrifty Threads

Norfolk County Register of Deeds William P. O’Donnell donated 12 winter jackets, 10 full suits, and more than 45 other articles of business attire to United Parish’s Thrifty Threads through the "Suits for Success" program last month.

The often-taken-for-granted suit or dress clothes hidden away in the back closet and only occasionally seeing the light of day may seem to some like an unfortunate necessity. However, for those struggling on the path to success, the cost of a suit can be an unsurmountable barrier.

"It’s hard to move forward if you don’t feel good about yourself, and this gives people a chance to look good, feel good, and grow as an individual," said Louise Bowler, Thrifty Threads Team Leader. Thrifty Threads provides inexpensive clothing to anyone who needs quality attire. Proceeds from the thrift store support United Parish’s outreach and social justice programs. The organization also passes on more than half of the donations it receives to nonprofit organizations working directly with people in need.

Register O’Donnell remarked, "We’re happy to assist Thrifty Threads. I thank all those who donated to our ‘Suits for Success’ program, and I hope other local residents and businesses will consider making a clothing donation. The program is truly needed, and it’s a great resource for the community."

The "Suits for Success" program, developed by Register O’Donnell, partners with groups like Father Bill's & MainSpring, Needham Community Council, Suits and Smiles, Interfaith Social Services, InnerCity Weightlifting, VA Boston Healthcare System, Voluntary Service Program, New Life Furniture Bank of Massachusetts, and United Parish’s Thrifty Threads. The mission of "Suits for Success" is to collect donations of suitable clothing to be distributed to individuals who may need appropriate attire for employment interviews.

Since the Registry started the "Suits for Success" program in February 2009, it has collected more than 9,000 articles of clothing.

"Receiving donations like this means a lot and it’s important," said Bowler. "This may give someone who is looking for a job now the confidence they need to take the next step."

Thrifty Threads is located within United Parish, is open Fridays and Saturdays, 12 p.m. to 3 p.m., and is fully operated by a team of dedicated volunteers.

"During the past decade, we have learned that programs like ‘Suits for Success’ work," said O’Donnell. "This program has given many people a valuable resource to help them on the path to success and may ultimately help them achieve self-sufficiency."

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry’s website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: History Comes Alive - Norwood Town Hall (2 min video)

Norfolk County Register of Deeds William P. O'Donnell, in collaboration with QATV, announced the debut of the "History Comes Alive" project.

This project will feature historic area landmarks, with the aim of showcasing historic buildings and places from each town in Norfolk County.

The Mark Crosby-directed, succinct informative videos will provide viewers with an immersive experience by utilizing a wide range of historical knowledge, including some provided by the registry of deeds.

The first historic building to be featured as part of the project is Norwood Town Hall. Norwood, one of the 28 communities in Norfolk County, has been celebrating its 150th anniversary as a town. You can watch the video here: https://www.qatv.org/?modal=345,episode,220270.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: History Comes Alive - Norwood Town Hall (2 min video)

Register O’Donnell Reports on December 2022 Real Estate Activity in Norfolk County

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings for the month of December 2022 indicate a continued decrease in overall real estate activity, with significant drops in mortgage activity and the average property sale price as compared to the December 2021 numbers.

 

In December, there were 9,429 documents recorded at the Norfolk County Registry of Deeds, a 37% decrease from December 2021 and a slight increase of 5% from November 2022.

 

"The real estate market is feeling the effects of inflation and steadily rising interest rates, which is limiting how much money customers can save," said O’Donnell. "The total number of documents is much lower in December 2022 than it was in December 2021, but the change from last month is less pronounced. The number of recorded deeds, which is one measure of document volume, shows a drop in real estate sales from the previous year."

 

The number of deeds for December 2022, which reflect real estate sales and transfers, both commercial and residential was 1,273, a decrease of 31% from December 2021 and an increase of 5% from the previous month of November 2022.

 

Sale prices for December appear to have dropped significantly compared to December 2021. The average sale price in December was 936,804, a 38% decrease from December 2021 and a 4% decrease from November 2022. The total dollar volume of commercial and residential sales is down, decreasing 59% from one year ago and decreasing 2% from last month.

 

"With interest rates approaching and exceeding 7%, consumers appear to be less inclined to borrow, and the decline in average sales prices suggests sellers are lowering pricing to compensate," noted O’Donnell. "According to the data we have at the Registry, we are recording significantly fewer mortgages than in December 2021."

 

Overall lending activity showed a continued downward trend for the month of December. A total of 1,383 mortgages were recorded this month, 53% less than a year ago at the same time, but up 2% from last month.

December 2022 Real Estate Activity in Norfolk County - Foreclosures & Notice to Foreclose

 

"The increasing cost of living and rising interest rates that the country is currently experiencing have an effect on the local real estate market," noted O’Donnell. "The number of pending foreclosures in Norfolk County is a continuing source of concern."

 

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In December 2022, there were 4 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in December of 2021 there were 7 recorded. However, in December of 2022, there were 40 notices to foreclose, the first step in the foreclosure process, significantly more than the 19 recorded in December of 2021.

 

"The substantial increase in the number of these notices is troubling. It suggests that more of our neighbors may have financial difficulties in the future," said O'Donnell. "We will continue to monitor these figures."

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

"If you are having difficulty paying your monthly mortgage, please consider contacting one of these non-profit agencies for help and guidance," said Register O’Donnell.

 

Register O’Donnell concluded, "Property sales prices appear to be declining as a result of consumers' unwillingness to purchase property with mortgage rates above 7%. This is also discouraging homeowners from refinancing their mortgage."

 

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Wraps Up 15th Annual Toys for Tots Drive

Norfolk County Register of Deeds William P. O'Donnell and Registry Staff delivered donations from the Registry's Annual Toys for Tots drive to Staff Sgt. Fetrow, Sgt. Ponte, and Cpl. Silveria, representing the 1st Battalion, 25th Marines, during a pickup event on Dec. 7th.

With the help of the local community, business owners, and staff, the Registry collected more than 100 gifts during the drive.

"I would like to thank everyone who generously donated to the Registry's 15th Annual Toys for Tots Drive. We are grateful for the service of all veterans past and present and are, as always, honored to partner with the U.S. Marine Corps Reserve in their annual toy drive, which helps make the holiday brighter for so many," said Registrar O'Donnell.

The Registry of Deeds has collected over 1,600 donations for Toys for Tots since 2007.

"We can't possibly do this without the support of the local community, and seeing people come out to donate means everything," said Staff Sgt. Andrew Fetrow. "By doing an event like this, you get to witness the best side of people and know that these donations are going to give children, who might not otherwise have had the opportunity, a happy Christmas."

This year marks the 75th anniversary of Toys for Tots. The U.S. Marine Corps Reserve Toys for Tots program's mission is to help less fortunate children experience the joy and happiness associated with Christmas. The program operates in more than 800 cities and towns throughout all 50 states. Since 1947, the national program has delivered more than 627 million toys.

Register O'Donnell expressed his gratitude for the generosity of county employees, title examiners, attorneys, and residents from across Norfolk County in contributing to this year's Toys for Tots Drive.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: Holiday Trivia and Greetings

By: William P. O’Donnell, Norfolk County Register of Deeds

Another year has gone by, and yes, they do seem to pass faster and faster with every passing year. The holidays are upon us, and I wish all the joy and happiness of the season for you and your families.

All year long, the Norfolk County Registry of Deeds releases numbers and statistics that help readers get a picture of the real estate market. However, the air is thick with the spirit of the holidays, so the numbers can wait for another day.

There have been many trivia challenges given to each of you in past "Good Deeds" articles. Trivia has involved history, such as naming the former Presidents of the United States who were born here in Norfolk County. In the past, you have been tasked with identifying residents of Norfolk County and their hometowns who were Norfolk County notables from history, sports, and culture.

Other times, given all the television shows and movies like "The Judge" and "I Care a Lot" that were filmed at the Norfolk County Registry of Deeds building in Dedham, there was movie trivia.

So, with Santa and his elves getting ready for Christmas, see if you can answer the following Christmas trivia questions. I hope you will enjoy this trivia, and you might find it useful at a work holiday party or family gathering. Sit back, relax, make a cup of eggnog or hot chocolate, and put your holiday knowledge to the test.

Trivia Questions

# 1: What is the name of the town in the classic Christmas movie "It’s a Wonderful Life"?

# 2: What is the most streamed Christmas song of all time?

# 3: Who wrote the poem "'Twas the Night Before Christmas"?

# 4: In what city do the Griswolds live in the movie "National Lampoon’s Christmas Vacation"?

# 5: What real-life department story is "Miracle on 34th Street" based on?

# 6: What is the name of the elf who wants to be a dentist in the movie "Rudolph the Red-Nosed Reindeer"?

# 7: How many gifts were given, in total, in the song "The Twelve Days of Christmas"?

# 8: What famous actor voiced five separate characters in the movie "The Polar Express"?

# 9: In which century was the term "Xmas" coined?

# 10 In what decade did NORAD (North American Aerospace Defense Command, formerly CONAD) start tracking Santa on Christmas Eve?

# 11: What controversial Christmas song’s birthplace is currently contested?

# 12: Complete the quote from the movie "Elf": "The best way to spread Christmas cheer is ___."

I cannot promise you a grand prize or that I can get you on the "Nice List" if you did well answering these trivia questions. However, I certainly hope Santa Claus is good to you. I wish everyone a joyful and happy holiday season.

Answers at Good-Deeds-Holiday-Trivia-Answers.pdf (norfolkdeeds.org).

Good Deeds: Holiday Trivia and Greetings

Register O'Donnell Reports on November 2022 Real Estate Activity in Norfolk County

Norfolk County Register of Deeds, William P. O'Donnell, reported that Norfolk County recordings for the month of November 2022 indicate a significant decrease in overall real estate activity, particularly mortgage activity and the average sales price for residential and commercial property, as compared to the November 2021 numbers.

In November, there were 9,015 documents recorded at the Norfolk County Registry of Deeds, a 37% decrease from November 2021 and virtually no change from October 2022.

"The real estate market is showing the strains of continuingly rising interest rates and inflation, which is putting a damper on the amount of money consumers can save," said O'Donnell. "Total document volume is down significantly compared to November 2021, but shows a lesser decrease when compared to last month's statistics in October 2022. One of the components of document volume, the number of deeds recorded, indicates a decrease in property sales from last year."

The number of deeds for November 2022, which reflect real estate sales and transfers, both commercial and residential, show a decrease of 27% from November 2021 and a decrease of 7% from the previous month of October 2022.

number of deeds for November 2022

Sale prices for November appear to have dropped significantly compared to November 2021. The average sale price in November was $ 973,133, a 17% decrease from November 2021 and a 9% decrease from October 2022. The total dollar volume of commercial and residential sales is down, decreasing 42% from one year ago and decreasing 18% from last month.

Sale prices for November 2022

"Consumers seem to be less willing to borrow with interest rates approaching and exceeding 7%, and the drop in average sales prices indicates sellers are adjusting prices to compensate," noted O'Donnell. "According to the numbers we are seeing at the Registry, we are recording well under half the number of mortgages compared to November 2021."

Overall lending activity showed a continued downward trend for the month of November. A total of 1,357 mortgages were recorded this month, 58% less than a year ago at the same time and down 8% from last month.

"The rising cost of living and increasing interest rates that the country is facing now are having an impact on the local real estate market," noted O'Donnell. "A continuing cause for concern in Norfolk County is the number of pending foreclosures."

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In November, there were 4 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, equal to the number in November 2021. However, in November, there were 30 notices to foreclose, the first step in the foreclosure process, significantly more than the 13 recorded in November 2021.

"While the number of notices to foreclose have come down slightly from last month, they are still significantly higher than in November 2021," said O'Donnell. "This indicates that more of our neighbors are facing financial challenges going forward. O'Donnell continued, "We will continue to track these numbers."

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

"If you are having difficulty paying your monthly mortgage, please consider contacting one of these non-profit agencies for help and guidance," said Register O'Donnell.

Register O'Donnell concluded, "Property sales prices appear to be dropping as a result of consumers not willing to purchase property with mortgage rates above 7%."

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Tours FBMS' Yawkey Housing Resource Center, "Suits for Success" Program Makes Clothing Donation

Norfolk County Register of Deeds William P. O'Donnell donated 10 full suits and more than 40 other articles of business attire to Father Bill's & MainSpring (FBMS) through the "Suits for Success" program during a tour of the construction site for the Yawkey Housing Resource Center on Nov. 17.

 'The Suits for Success' Program and Father Bill's & MainSpring share a common goal, which is to provide individuals who are struggling with homelessness or are at risk of homelessness with the opportunity to succeed and find independence," remarked Register O'Donnell. "We're happy to assist Father Bill's & MainSpring with this clothing donation."

The "Suits for Success" program, developed by Register William O'Donnell in partnership with several local charities, collects donations of suitable clothing to be distributed to groups like Father Bill's & MainSpring and to individuals who may need appropriate attire for employment interviews.

 

During the event, John Yazwinski, president and CEO of FBMS, led Register O'Donnell on a tour of the ongoing construction of the Yawkey Housing Resource Center. The project will consist of two buildings: the first is a resource center, and the other building will consist of 25 to 30 apartments for permanent housing. The Housing Resource Center will include two dormitories, a medical clinic, showers, a laundry area, and a commercial kitchen.

"It means a lot to us to have the support of the local community and to know that others see the value in a project like this," said Yazwinski. "A value that encompasses not only the immediate benefit of offering a place to stay for those who are struggling with homelessness, but also the resources that this facility will provide to assist individuals in achieving self-sufficiency."

The Yawkey Housing Resource Center will provide those in need with healthcare, meal services, young adult services, education services, veteran services, and substance abuse treatment.

 

"Projects like 'Suits for Success' and the future Yawkey Housing Resource Center are truly needed, and it's a great resource for helping people enhance their opportunities in life," said Register O'Donnell.

 

Since February 2009, the "Suits for Success" program, in partnership with Interfaith Social Services of Quincy, Father Bill's & MainSpring of Quincy and Brockton, the Boston Veterans Administration's Healthcare System Voluntary Service Program, and InnerCity Weightlifting, has collected more than 9,000 articles of clothing.

 

"We've learned over the last decade that programs like 'suits for success' work," said Register O'Donnell. "This program has given many people the confidence to take the next step in their lives, and we hope it can continue its successful mission."

 

To donate to "Suits for Success," individuals may bring their donations of business-appropriate attire for men and women to the Norfolk County Registry of Deeds, 649 High Street in Dedham, between the hours of 9:30 a.m. and 3:30 p.m., Monday through Friday.

 

Clothing donations must be clean, without stains, in style, on hangers, or neatly folded. The donation may also be placed in either re-usable tote bags or green plastic bags. Suggested donations for men include suits, dress shirts, pants, and ties. Donations for women include suits, dresses, blouses, skirts, and women's dress pants.

 

"I thank all those who donated to our 'Suits for Success' program, and I hope other local residents and businesses will consider making a clothing donation," said Register O'Donnell. "I feel like this program can truly make a world of difference in someone's life."

 

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Explains How Land Document are Recorded

Norfolk County Register of Deeds William P. O’Donnell  explained the behind-the-scenes process that happens each day at the Registry of Deeds as the trained Registry staff record documents as expeditiously and accurately as possible.

 

The Norfolk County Registry of Deeds receives and records hundreds of thousands of documents each year. These documents are delivered in person, by mail, or electronically. It is the main resource for attorneys, title examiners, surveyors, mortgage lenders, municipalities, homeowners, and others with a need for secure, accurate, and accessible land record information.

 

"The importance of having knowledgeable staff members, like we have here at the Registry, can’t be understated; it is vital not just to the functioning of the Registry but to the individuals who rely on the accurate recording of land documents," said Register O’Donnell.

 

Whether the document in question is a deed, mortgage, homestead, mortgage discharge, or any other type of land document, the staff at the Norfolk County Registry of Deeds is trained to quickly recognize the type of document in order to properly index it among the millions of documents archived at the Registry.

 

"As the depository of over 8 million land documents, there are certain basic steps that need to be followed when submitting a land document for recording." Register O’Donnell further noted, "First and foremost, the document needs to be associated with one of the twenty-eight communities comprising Norfolk County. In addition, the document must be an original; we will not record photocopies or documents submitted via fax. Please note that in many cases, land documents require signatures to be notarized before they are recorded."

 

There are two categories of land records in Massachusetts: recorded and registered. All land is in one category or the other, but it is possible for a single parcel to include both types. Recorded land comprises about 80% of the property in Norfolk County. Recorded land instruments are assigned a book and page number, while registered land documents are given a document number and noted on a certificate of title.

 

All land documents, both recorded and registered, are indexed with the names of all parties, the property address, and the type of document. The indexing process includes three stages: first entry, which adds the document type and grantor, usually the person who signs the document; second entry, which verifies the first entry, adds a description, and adds a book and page reference when necessary; and document processing, which puts all the documents that have not been e-filed in order and scans them into the computer system. Once the scanning process is complete, all documents, including e-files, are verified to ensure accuracy.

 

The resulting images are available for viewing and printing from public access terminals at the Registry and on the internet. In addition, the Registry microfilms all documents and continues to produce record books. Since 2003, the Norfolk County Registry of Deeds has recorded over 3.5 million documents.

 

"It should also be noted that the Registry does not draft land documents. The Registry of Deeds is in the business of recording land documents only. If an individual is unsure if a drafted land document, particularly a deed, is in proper order, it may be prudent to have a lawyer familiar with real estate law review the document for its accuracy. A simple mistake on a deed, for example, could lead to a major problem."

 

Register O’Donnell concluded by stating, "Our trained recording staff is more than happy to record your land documents. Land documents are recorded in an expeditious manner once they arrive here at the Registry."

 

To learn more about these and other Registry of Deeds events and initiatives, like us on Facebook at facebook.com/NorfolkDeeds or follow us on Twitter at twitter.com/NorfolkDeeds and/or Instagram at Instagram.com/NorfolkDeeds.

 

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham.  The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information.  All land record research information can be found on the Registry’s website www.norfolkdeeds.org.  Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Total documents recorded by Fiscal Year

Register O'Donnell Reports on October Real Estate Activity in Norfolk County

Norfolk County Register of Deeds, William P. O'Donnell, reported that Norfolk County recordings for the month of October 2022 indicate a significant decrease in overall real estate activity, particularly mortgage activity, as compared to the October 2021 numbers.

There were 9,052 documents recorded at the Norfolk County Registry of Deeds in October, a 37% decrease from October 2021 and a decrease of 9% from September 2022.

"The rise in interest rates has had an impact on many aspects of the real estate market," said O'Donnell. "Total document volume is down significantly compared to October 2022. One of the components of document volume, the number of deeds recorded, indicates a decrease in property sales."

The number of deeds for October 2022, which reflect real estate sales and transfers, both commercial and residential, show a decrease of 17% from October 2021 and a decrease of 7% from the previous month of September 2022. Sale prices for October appear to have leveled off when compared to October 2021. The average sale price in October was $1,064,073, an increase of 5% compared to October 2021 and down 2% from September 2022. The total dollar volume of commercial and residential sales is down, decreasing 17% from one year ago and decreasing 12% from last month.

"Consumers seem to be less willing to borrow with interest rates above 7%," noted O'Donnell. "According to the numbers we are seeing at the Registry, mortgages are down more than 50% compared to October 2021." O'Donnell continued, "The rising mortgage interest rates also have an impact on buyers looking to purchase real estate."

Overall lending activity showed a continued downward trend for the month of October. A total of 1,482 mortgages were recorded this month, 55% less than a year ago at the same time and down 12% from last month.

"The rising cost of living and increasing interest rates that the country is facing now are having an impact on the local real estate market," noted O'Donnell. "A continuing cause for concern in Norfolk County is the number of pending foreclosures."

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In October, there were 4 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, one less than in October 2021. However, in October, there were 25 notices to foreclose, the first step in the foreclosure process, down slightly from the 37 recorded in October 2021.

"While the number of notices to foreclose have come down slightly from last month, they are still significantly higher than in October 2021," said O'Donnell. "This indicates that more of our neighbors are facing financial challenges going forward. O'Donnell continued, "We will continue to track these numbers."

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

"If you are having difficulty paying your monthly mortgage, please consider contacting one of these non-profit agencies for help and guidance," said Register O'Donnell.

Register O'Donnell concluded, "The rise in interest rates, at levels not seen in decades, has decreased the number of people willing to purchase property, which may be leading to an increasing drop in the average property sales price."

To learn more about these and other Registry of Deeds events and initiatives, "like" us on facebook.com/norfolkdeeds follow us on Twitter, and Instagram @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Reports on October Real Estate Activity in Norfolk County

Register O’Donnell Announces Toys for Tots Drive

Believing that the true spirit of the holidays is based on giving, Norfolk County Register of Deeds William P. O’Donnell announced today that the Registry will be sponsoring its 15th Annual U.S. Marine Corps Reserve Toys for Tots drive.

 

“The registry is proud to partner with the U.S. Marine Corps Reserve to help deliver a happy Christmas to children this holiday season,” said Register O’Donnell. “Also, we thank the U.S. Marine Corps Reserve and all our Military personnel for their service.”

 

Register O’Donnell Announces Toys for Tots Drive

Donations of new toys and games for toddlers and children up to age ten can be brought directly to the Norfolk County Registry of Deeds building located at 649 High St. in Dedham from Monday, November 21, 2022, until noon on Wednesday, December 7, 2022. A marked donation bin will be set up in the lobby, which is open Monday through Friday from 8:00 a.m. until 4:30 p.m.

 

“This year, especially with inflation rates at record highs, the registry is reaching out to the Norfolk County community to give to the Toys for Tots drive,” said O’Donnell. “Because no family should have to struggle to give their child a gift this holiday season.”

 

This year marks the 75th anniversary of Toys for Tots. The program was established in 1947 when the wife of a Marine major wanted to donate a Raggedy Ann doll for Christmas, but couldn’t find an organization to accept it. Since then, the national program has delivered over 627 million toys.

 

Register O’Donnell noted, “Every holiday season, the Registry witnesses firsthand the many acts of kindness and Christmas spirit as numerous people drop off gifts for the Marine Corps Reserve Toys for Tots drive. It’s truly wonderful to see so many people drop off gifts, from Registry employees to title examiners to attorneys and from the general public,” noted Register O’Donnell.

 

The U.S. Marine Corps Reserve Toys for Tots program’s mission is to help less fortunate children experience the joy and happiness associated with Christmas. The program operates in more than 800 cities and towns throughout all 50 states.

 

“Since that time, this program has spread so much joy with the gifts that have been donated,” noted the Register.

 

Register O’Donnell concluded, "We all have the power to make a child’s Christmas something special, and therefore, giving to the Toys for Tots drive just might make it the best Christmas present you can give yourself this holiday season."

 

If you would like to stay up to date on upcoming Registry of Deeds events, programs and real estate information you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds or follow us on Twitter at www.twitter.com/norfolkdeeds. Our Customer Service Center is also available to assist you at (781) 461-6101.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry’s website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Reminder: Register O'Donnell Announces 2022 Holiday Food Drive November 14 through December 13, 2022

As inflation rates continue to rise and the cost of living becomes an increasing challenge for some families across Norfolk County, Register of Deeds William O'Donnell is asking people to take a moment to contribute to the Annual Registry of Deeds Food Drive, starting Monday November 14th and running through Tuesday December 13th.

"There is no doubt that Norfolk County is a desirable place to live and to work. However, there are people throughout the county that are truly hurting. This year we, as a community, have seen an unprecedented rise in inflation rates, especially in the cost of food. Some Norfolk County families are hit harder by these increased costs and worry about putting food on the table this holiday season."

Today, according to the latest Project Bread statistics, 19.6% of households in Massachusetts are considered food insecure. Furthermore, 22% of children in the state are also considered food insecure. The increasing cost of housing and food are likely factors that contribute to the rising rates of food insecurity.

Register O'Donnell noted. "As the holidays approach, there is definitely a need for more food assistance. Household expenses are higher due to the cost of home heating fuel, food bills, and increased interest rates. Let us be mindful during this Thanksgiving season that others may need our help."

Non-perishable food items can be brought directly to the Registry of Deeds, which is located at 649 High Street in Dedham. A donation bin will be set-up in the Registry's lobby and food can be dropped off Monday through Friday between 8:00AM to 4:30PM. Suggested donations include canned goods, breakfast cereals, pasta, sauces, toiletries, and paper products.

If you can't get to the Registry of Deeds building to drop off food, you can check the Registry website at www.norfolkdeeds.org for a pantry location in your community.

"Working together, we can truly make a huge difference this holiday season," concluded Register O'Donnell.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on facebook.com/norfolkdeeds, follow us on twitter and instagram @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Announces 2022 Holiday Food Drive  November 14  through December 13, 2022

Register O'Donnell Announces 2022 Holiday Food Drive November 14 through December 13, 2022

As inflation rates continue to rise and the cost of living becomes an increasing challenge for some families across Norfolk County, Register of Deeds William O'Donnell is asking people to take a moment to contribute to the Annual Registry of Deeds Food Drive, starting Monday November 14th and running through Tuesday December 13th.

 

"There is no doubt that Norfolk County is a desirable place to live and to work. However, there are people throughout the county that are truly hurting. This year we, as a community, have seen an unprecedented rise in inflation rates, especially in the cost of food. Some Norfolk County families are hit harder by these increased costs and worry about putting food on the table this holiday season."

 

Today, according to the latest Project Bread statistics, 19.6% of households in Massachusetts are considered food insecure. Furthermore, 22% of children in the state are also considered food insecure. The increasing cost of housing and food are likely factors that contribute to the rising rates of food insecurity. ​

 

Register O'Donnell noted. "As the holidays approach, there is definitely a need for more food assistance. Household expenses are higher due to the cost of home heating fuel, food bills, and increased interest rates. Let us be mindful during this Thanksgiving season that others may need our help."

 

Non-perishable food items can be brought directly to the Registry of Deeds, which is located at 649 High Street in Dedham. A donation bin will be set-up in the Registry's lobby and food can be dropped off Monday through Friday between 8:00AM to 4:30PM. Suggested donations include canned goods, breakfast cereals, pasta, sauces, toiletries, and paper products.

 

If you can't get to the Registry of Deeds building to drop off food, you can check the Registry website at www.norfolkdeeds.org for a pantry location in your community.

"Working together, we can truly make a huge difference this holiday season," concluded Register O'Donnell.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on facebook.com/norfolkdeeds, follow us on twitter and instagram @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Announces 2022 Holiday Food Drive  November 14  through December 13, 2022