Norfolk County Sees Active Real Estate Market in August 2025

Norfolk County Sees Active Real Estate Market in August 2025

Norfolk County Register of Deeds William P. O'Donnell reported that real estate activity in Norfolk County continued its upward trend in August 2025, with notable increases in mortgage recordings and property transactions compared to the same period last year.

The Norfolk County Registry of Deeds recorded a total of 10,035 documents in August 2025. This represents a 7% increase from August 2024, and down 6% from July 2025.

"The August data is a positive indicator of the Norfolk County real estate market's resilience," stated Norfolk County Register of Deeds, William P. O'Donnell. "The activity, from deed recordings to lending, reflects increased engagement and momentum in the market compared to this time last year."

The total number of deeds recorded for August 2025, which includes both commercial and residential real estate sales and transfers, was 1,549, up 3% from August 2024, but down 8% from the previous month of July 2025. Looking at just real estate sales, 881 properties were sold in August, representing a 5% increase compared to the same time last year.

"The increase in the total number of deeds recorded compared to last August is a positive sign," noted Register O'Donnell. "It shows that buyers and sellers continue to move forward with property transactions despite broader economic conditions."

In addition to increased deed recordings, lending activity also saw growth. A total of 1,534 mortgages were recorded in August 2025, up 6% from August 2024, though down 9% from July 2025.

"The growth in mortgage recordings suggests that, despite broader economic factors, a large number of people are still successfully navigating the market to secure financing," said Register O'Donnell. "This robust lending activity shows that residents are still committed to making significant investments in their properties as well as buying new properties."

The average sale price of commercial and residential properties in August 2025 was $1,028,482, a decrease of 18% from August 2024, and down 24% from July of this year. The total dollar volume of commercial and residential sales in August was $906 million, a 15% decrease compared to August of last year.

"This reduction in overall real estate prices may offer some relief to those looking to purchase property in Norfolk County going into the fall months," said Register O'Donnell. "Lower average sale prices could present new opportunities for buyers who were previously priced out of the market."

Foreclosure activity in August 2025 remained low. There were 4 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, down from the 10 recorded in August 2024. Additionally, 26 notices to foreclose were filed, a decrease from the 34 notices recorded in August of last year.

"There is no question that this reduction in the number of foreclosures and notices to foreclose is good news. With that said, we cannot forget that foreclosure activity has a human face associated with it, and there are still a number of our neighbors who have lost their homes, and even more are dangerously close to losing their homes," said Register O'Donnell. "I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org."

The Norfolk County Registry of Deeds continues to partner with local non-profits such as Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950), as well as the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400, to assist residents in need.

Register O'Donnell concluded, "The August 2025 data shows meaningful increases in several key areas compared to August 2024. These trends reflect a market that remains both active and resilient. We hope to see this momentum continue through the fall."

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Tom Mercer condenses the 4.5 hour 9/03/25 Council meeting to less than 30 mins (audio)

FM #1506 = This is the Franklin Matters radio show, number 1506 in the series. 

This session of the radio show shares our “Town Council Quarterbacking” with Town Council Chair Tom Mercer. We had our conversation via the Zoom Conference Bridge on Thursday, September 4, 2025. Our conversation condensed the Town Council meeting of September 3, 2025.

We focus on two questions:

• ok, what just happened? 

• What does it mean for Franklin residents and taxpayers?

Discussion items: 

PROCLAMATIONS / RECOGNITIONS

a. Proclamation: Hunger Action Month

b. Police Department

i. Retirement Recognition & Proclamation: Police Sergeant Michael Campanelli

ii. Promotion Recognition: Police Sergeant Joseph MacLean

c. Retirement Recognition & Proclamation: Fire Chief James McLaughlin

5. APPOINTMENTS

a. Fire Chief  - Chuck Allen

b. Community Preservation Committee - Richard Johnson    

c. Cultural Council

i. Ryan Hanley

ii. William Lee

iii. Caryn Parnell

PRESENTATIONS / DISCUSSION

a. Franklin Food Pantry Update: Tina Powderly, Executive Director

b. Norfolk County Sheriff’s Office Update: Patrick McDermott, Norfolk County Sheriff

c. Legislative Update: Senator Rebecca Rausch and Representative Jeff Roy

9. LEGISLATION FOR ACTION

a. Resolution 25-50: Adoption of Local Initiative Program “Friendly 40B” Policy (Tabled from July 23, 2025 Town Council Meeting) 

b. Bylaw Amendment 25-942: A Bylaw to Amend the Code of the Town of Franklin at Chapter 170, Vehicles and Traffic - Second Reading 

c. Resolution 25-56: Acceptance of Gifts - Veteran’s Services ($750), Senior Center ($100)  

d. Resolution 25-57: Cable Funds in Support of PEG Service and Programming per MGL Ch. 44 §53F3/4  

The conversation runs about 29 minutes. Let’s listen in

Audio link -> https://franklin-ma-matters.captivate.fm/episode/fm-1506-town-council-quarterbacking-09-04-25/

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Franklin TV video is available for replay -> https://www.youtube.com/watch?v=s5ILK2Y6yTw 

The agenda doc ->    https://www.franklinma.gov/AgendaCenter/ViewFile/Agenda/_09032025-1891  

My notes captured in one PDF ->  https://drive.google.com/file/d/12XGRErMbkxyGIwR7fA0nqhhzqnrsJ-mV/view?usp=drive_link 

Background on “assessment center”  https://www.opm.gov/policy-data-oversight/assessment-and-selection/other-assessment-methods/assessment-centers/

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We are now producing this in collaboration with Franklin.TV and Franklin Public Radio (wfpr.fm) or 102.9 on the Franklin area radio dial.  

This podcast is my public service effort for Franklin but we can't do it alone. We can always use your help.

How can you help?

• If you can use the information that you find here, please tell your friends and neighbors

• If you don't like something here, please let me know

• And if you have interest in reporting on meetings or events, please reach out. We’ll share and show you what and how we do what we do

Through this feedback loop we can continue to make improvements. I thank you for listening.

For additional information, please visit Franklinmatters.org/ or www.franklin.news/

If you have questions or comments you can reach me directly at shersteve @ gmail dot com

The music for the intro and exit was provided by Michael Clark and the group "East of Shirley". The piece is titled "Ernesto, manana"  c. Michael Clark & Tintype Tunes, 2008 and used with their permission.

I hope you enjoy!

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You can also subscribe and listen to Franklin Matters audio on iTunes or your favorite podcast app; search in "podcasts" for "Franklin Matters"

Tom Mercer condenses the 4.5 hour 9/03/25 Council meeting to less than 30 mins (audio)

Town Council retires Fire chief, appoints new one, hears from Legislative delegates, Norfolk Cnty Sheriff & Food Pantry (video)

The Franklin (MA) Town Council spent almost 4.5 hours at their Wednesday, Sep 3, 2025 meeting. One member was absent, one member left early leaving 7 total for the major legislative vote portion of the session.

Franklin TV video is available for replay -> https://www.youtube.com/watch?v=s5ILK2Y6yTw

The agenda doc ->    https://www.franklinma.gov/AgendaCenter/ViewFile/Agenda/_09032025-1891 

My notes captured in one PDF -> https://drive.google.com/file/d/12XGRErMbkxyGIwR7fA0nqhhzqnrsJ-mV/view?usp=drive_link

Quick recap:

PROCLAMATIONS / RECOGNITIONS

a. Proclamation: Hunger Action Month

b. Police Department

i. Retirement Recognition & Proclamation: Police Sergeant Michael Campanelli

ii. Promotion Recognition: Police Sergeant Joseph MacLean

c. Retirement Recognition & Proclamation: Fire Chief James McLaughlin

5. APPOINTMENTS

a. Fire Chief - Chuck Allen

b. Community Preservation Committee - Richard Johnson c. Cultural Council

i. Ryan Hanley

ii. William Lee

iii. Caryn Parnell

Good Deeds: We remember our Women - Sep 10

GOOD DEEDS: "We Remember Our Women"

By William P. O'Donnell

Norfolk County Register of Deeds

Good Deeds: We remember our Women - Sep 10

Many Americans may never fully appreciate the strength, vision, and lasting impact of the women who have shaped our country, our communities, and our lives. Some of these individuals exhibited perseverance, others bold leadership, and still others through a lifetime of dedication, intellect, courage, and love. We all have women in our lives who were impactful and make each of us who we are today. On Wednesday, September 10, 2025, the Norfolk County Registry of Deeds will honor the impact and importance of women in our society with an open house and the release of "We Remember Our Women," the fourth volume in the Registry's Notable Land Records series.

The event will take place from 3:00 PM to 5:00 PM in the Registry's Great Hall at 649 High Street in Dedham Center and is free and open to the public. Light refreshments will be served, and guests will receive copies of the notable land record publication "We Remember Our Women." Massachusetts Lieutenant Governor Kimberley L. Driscoll will deliver keynote remarks, adding a powerful voice to an afternoon dedicated to honoring the women of Norfolk County.

The creation of the "We Remember Our Women" booklet was made possible by the Registry's History Comes Alive Transcription Project, which has transcribed over 450,000 handwritten land records dating back to 1793. These records now allow users to see the legal cursive script and clearly readable print text, which can more easily reveal the land histories of early Norfolk County residents. This repository of land records is available to the public both at the Norfolk County Registry of Deeds and online from the comfort of home via our website at www.norfolkdeeds.org.

This edition of Notable Land Records pays tribute to 44 women from the 28 communities of Norfolk County whose lives and work have left a lasting mark on society. Their stories span medicine, environmental advocacy, journalism, literature, and military service. Among those featured are the second female doctor in the United States, a conservationist from Canton, two female Army Generals, a gold medalist gymnast, and an astronaut who recently returned from space. All living women featured in the booklet have been invited to attend the event, offering guests a rare opportunity to meet and celebrate these trailblazers in person.

The article also includes a few interesting facts that help bring these stories to life. One woman from Norwood helped shape national civil rights policy through decades of advocacy and leadership. Another, from Randolph, broke barriers in broadcast journalism, becoming a trusted voice in homes across the country. A trailblazer from Canton helped launch a conservation movement that changed how Americans protect wildlife. In Quincy, one woman's legacy continues to influence the world of film and stage. These are just a few of the many inspiring stories found in the pages of "We Remember Our Women."

Abigail Adams, the second First Lady of the United States, was born in Norfolk County in 1744 in Weymouth. In 1764 she married John Adams. She was President Adams's closest confidant and took an active role in politics and what was happening in the country. Abigail Adams wrote to her husband John during the Continental Congress debate in Philadelphia, "I desire you would Remember the Ladies, and be more generous and favorable to them than your ancestors." This event carries forward her message, recognizing those whose contributions continue to shape life in our communities and beyond.

There are a number of points throughout the year that recognize the impact and importance of women in our society. Women's History Month is celebrated during the month of March. Women's Equality Day takes place on August 26 commemorating the 1920 adoption of the 19^th amendment to the United States Constitution which prohibits the states and federal government from denying the right to vote to citizens of the United States on the basis of sex.

It is important to recognize and be mindful of the women in our contemporary society and all they have accomplished. Let us take a moment to thank all women who have made a difference in our communities and in our own lives. Our lives, our communities and our country would not be what they are today without all of you. So come down to the Registry of Deeds in Dedham Center on Wednesday, September 10th to celebrate and give thanks.

We Remember Our Women: A Celebration of Norfolk County's Notable Women

Women have long shaped the fabric of Norfolk County through courage, intellect, and civic commitment—often beyond the spotlight. On Wednesday, September 10, 2025, the Norfolk County Registry of Deeds will celebrate these legacies with the release of We Remember Our Women, the fourth installment in the Registry’s Notable Land Records series.

Massachusetts Lieutenant Governor Kimberley L. Driscoll will offer keynote remarks at the event, which runs from 3:00 PM to 5:00 PM in the Registry’s Great Hall, located at 649 High Street in Dedham Center. The gathering is free and open to the public. Light refreshments will be served.

We Remember Our Women: A Celebration
of  Norfolk County's Notable Women

The booklet presents 44 profiles of women from the twenty-eight communities of Norfolk County who have impacted society through dedication, courage, and achievement. The We Remember Our Women booklet shares the fascinating stories of a diverse group of trailblazers who have influenced fields of medicine, environmental advocacy, journalism, literature, and military service.

Visitors to the Registry will be invited to view exhibits highlighting each woman’s contributions, including historical storyboards and timelines. The Registry’s Great Hall will be transformed into a space of reflection and pride, honoring both the past and the continued progress of women in Norfolk County.

The event will also feature music and complimentary copies of the notable land record publication We Remember Our Women, all in celebration of the individuals whose efforts continue to shape life in Norfolk County and beyond, including the second female doctor in the country, a dedicated Canton conservationist, two female Army Generals, the first female professional writer, and a CNN anchor.

As Abigail Adams—a Norfolk County native—wrote to her husband John during the Continental Congress, “remember the ladies and be more generous and favorable to them than of your ancestors.” This event carries forward her message, recognizing those whose contributions still echo through our communities today.

For more information, please contact Jonathan Thomas at (781) 234-3305 or email jthomas@norfolkdeeds.org.

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Real Estate Market Shows Continued Growth in Summer

Norfolk County Register of Deeds William P. O’Donnell reported that real estate activity in Norfolk County for the month of July 2025 showed strong growth across several key indicators, including total property transactions and mortgage activity, when compared to both June 2025 and July 2024.

The Norfolk County Registry of Deeds recorded a total of 10,696 documents in July 2025. This represents a 9% increase from July 2024 and an 18% increase compared to June 2025.

“In July, we saw a continued upward trend in overall recording activity,” stated Norfolk County Register of Deeds William P. O’Donnell. “This increase in total documents reflects a robust level of engagement in the real estate market across Norfolk County.”

Norfolk County Real Estate Market Shows Continued Growth in Summer

The total number of deeds recorded for July 2025, which includes both commercial and residential real estate sales and transfers, was 1,676, up 10% from July 2024 and 14% from the previous month. Looking at just real estate sales, 941 properties were sold in July, representing a 5% increase compared to both the same time last year and the previous month.

“The increase in the total number of deeds recorded compared to last month and last year is a strong indicator of sustained real estate activity,” noted Register O’Donnell. “It shows that buyers and sellers continue to move forward with property transactions despite broader economic conditions.”

The average sale price of commercial and residential properties in July 2025 was $1,353,367, an increase of 41% from July 2024 and 17% from June 2025. The total dollar volume of commercial and residential sales in July was $1.27 billion, a 48% increase compared to July of last year.

“The continued rise in average sale prices and total sales volume highlights the strength of the market,” noted Register O’Donnell. “These figures suggest that buyers remain active and willing to invest in Norfolk County properties.”

Lending activity also saw a notable increase. A total of 1,695 mortgages were recorded in July 2025, up 17% from July 2024 and a 22% increase from June 2025.

“The sharp rise in mortgage recordings is a clear indicator of increased borrowing,” stated Register O’Donnell. “This trend reflects both the rising property values and the willingness of buyers to secure financing in today’s market.”

Foreclosure activity in July 2025 remained relatively low. There were 2 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, down from the 7 recorded in July of 2024. However, 32 notices to foreclose were filed, an increase from the 25 notices recorded in July of last year.

“The reduction in foreclosure deeds is encouraging, but the increase in notices to foreclose reminds us that some homeowners are still facing financial challenges,” said Register O’Donnell. “We urge anyone struggling with mortgage payments to reach out for help.

The Norfolk County Registry of Deeds continues to partner with local non-profits such as Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950), as well as the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400, to assist residents in need.

Register O’Donnell concluded, “The July 2025 data reflects a robust and active real estate market in Norfolk County. As we move through the summer, we remain optimistic about continued growth and stability in the months ahead.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Franklin gets additional ARPA funds via Norfolk County

The Norfolk County Commissioners voted at their regular weekly meeting today held in Dedham to approve two (2) ARPA awards to the Town of Franklin and to the city of Quincy as part of the second round of ARPA grants. 

The American Rescue Plan of Action (ARPA) was voted by Congress in 2021. Norfolk County received over $137,000,000 from the ARPA Act which was distributed to the twenty eight (28) cities and towns in Norfolk County by the County Commissioners over the past several years. 

Under the Second Round of ARPA, towns that had an excess leftover from any grant in the first round could re-apply to use said funds on projects for their town in round two.  To qualify for a second round grant, towns had to complete and file an application with the county no later than Dec. 31, 2024.

Franklin was awarded a grant in the amount of  $86,000.00 for additional stormwater management improvements. This excess money came from a previous award to Franklin for Mental Health. 

Quincy was awarded a grant in the amount of $12,900 for additional infrastructure improvements. The excess money came from a previous grant in the amount of  $2,300,000.00.

Several other towns are currently under review at this time.

Congratulations to the Franklin and Quincy for their diligence and efforts in obtaining additional funds for their community.

Shared from Richard Stati's Facebook post ->   https://www.facebook.com/richard.staiti.71/posts/pfbid0aj22K7CKtrGcktGeVQjR64ZJGwso6b4jGdTBseXtvYw5xVH2RLUzX26ev1nWb1xcl

Shedding Light on Solar Panel Contracts

As Massachusetts continues to embrace green energy and homeowners increasingly consider solar panel installations, Norfolk County Register of Deeds William P. O’Donnell reminds consumers to thoroughly review the terms of their solar energy contract before signing.

“The growth of solar energy in Massachusetts is undoubtedly a positive step towards a sustainable future,” stated Norfolk County Register of Deeds William P. O’Donnell. “However, with this comes a heightened responsibility for homeowners to be diligent. While the cost of solar installation has significantly decreased over the past decade and a half, a system can still represent a substantial investment, often ranging from $18,000 to $30,000, and contracts can span two decades.”

Register O'Donnell highlighted a specific concern that often catches homeowners off guard: the filing of a Uniform Commercial Code 1 Statement (UCC-1) by solar companies.

Shedding Light on Solar Panel Contracts

“Many consumers are unaware that after signing a financing contract, a UCC-1 can be filed with the Registry of Deeds by the solar company without the homeowner's signature,” Register O'Donnell explained. “This effectively places an encumbrance on your home, similar to a lien, and it can only be discharged once your final payment is made. Unlike a mortgage, which requires the homeowner's explicit signature, a UCC-1 can be filed unilaterally by the company, making it easy for its existence to go unnoticed.”

Due to the presence of a UCC-1 encumbrance from solar panel agreements, homeowners might encounter difficulties or need to undertake additional steps when applying for home equity loans or reverse mortgages. Beyond challenges with refinancing or securing equity, homeowners with solar panel agreements can also face significant hurdles when it comes time to sell their property.

“There's a common misconception that the solar panel contract will simply roll over to the new owner. This is not always the case. If the buyer isn't approved by the solar company according to the terms of some contracts, the current homeowner may be forced to purchase the solar panels and equipment outright before they can sell their property,” stated Register O'Donnell.

In light of these complexities, Register O'Donnell strongly advised homeowners to seek professional legal counsel. “Whether you choose to lease or purchase your solar panel system, there are numerous intricate details within these contracts that demand careful attention,” he urged. “This is a major financial transaction, and I cannot stress enough the importance of having a licensed attorney review the contract before you sign on the dotted line. The devil truly is in the details, and legal review can save you significant headaches and financial strain down the road.”

Register O'Donnell concluded. “As the proverb states, 'Forearmed is to be forewarned.' I strongly recommend that any homeowner seriously considering solar panel installation visit the Massachusetts Attorney General’s Frequently Asked Questions About Solar Products for Customers page on their website.”

For Norfolk County homeowners who have entered into solar panel contracts and wish to check if a UCC-1 has been placed on their deed, they can contact the Norfolk County Registry of Deeds Customer Service Center at 781-461-6101 or visit their website at www.norfolkdeeds.org.

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Delivers 2025 Second Quarter Real Estate Activity Report

Norfolk County Register of Deeds William P. O'Donnell reports that Norfolk County real estate recordings for the second quarter of 2025 (April-June 2025) indicate a significant increase in overall real estate activity, with growth observed in both the total number of deeds and mortgages recorded compared to the second quarter of 2024.

The Norfolk County Registry of Deeds recorded 28,732 documents during the second quarter of 2025, representing an 8% increase compared to the 26,623 documents recorded in the same period in 2024. June was the busiest month in the second quarter of 2025 for real estate activity, with 10,433 documents recorded, marking a 15% increase from June 2024.

Register O'Donnell Delivers 2025 Second
Quarter Real Estate Activity Report

"In the second quarter of 2025, we saw positive trends in real estate recording activity, with all three months showing a rise in document recordings compared to 2024," stated Norfolk County Register of Deeds William P. O'Donnell. "This higher volume of activity in the second quarter is largely due to an increase in the number of deeds and mortgages recorded compared to 2024."

The number of deeds recorded in the second quarter of 2025, which reflect both commercial and residential real estate sales and transfers, was 4,493, marking a 6% increase during the same period in 2024. The number of deeds recorded for consideration (actual sales) also rose by 6% to 2,456 in the second quarter of 2025 compared to the second quarter of 2024.

"The overall number of deeds recorded in the second quarter compared to the same period last year reveals a consistent positive trend," noted Register O'Donnell. "This indicates a healthy level of activity in the real estate market and we hope to see similar increases in real estate sales and transfers as we move into the third quarter."

The total volume of commercial and residential sales for the second quarter of 2025 reached $3,166,444,793, a 14% increase compared to the second quarter of 2024. The average sale price for commercial and residential properties climbed to $1,289,269, reflecting an 8% increase from the same time period in 2024. April 2025 saw a notable increase, with the average sale price reaching $1,381,678, up 33% from April 2024. However, June 2025 saw virtually no change in the average property price from June 2024.

"The average sale price of property which is a mix of commercial and residential sales increased over the second quarter due to Norfolk County's desirability as a place to both live and work," stated Register O'Donnell. "However, anecdotal reports suggest properties may have been staying on the market slightly longer in June, which could be an indication that prices will stay in check going into the next quarter, but only time will tell."

Overall lending activity was up in the second quarter. The total number of mortgages recorded was 4,692, marking a 16% increase compared to the same period last year. Total mortgage indebtedness also increased by 56% to $4,226,032,103 in the second quarter compared to 2024. June 2025 recordings saw the largest increase in mortgages compared to the same month in 2024, up 22% from last year.

"The increase in mortgage recordings in the second quarter indicates that individuals are actively securing loans," noted Register O'Donnell. "While rates may not be as low as in previous years, they are not preventing people from taking out new property loans."

The foreclosure market in Norfolk County saw positive developments during the second quarter of 2025. There were 11 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, a 38% decrease from the second quarter of 2024. Notices to foreclose also declined by 33%, with 74 notices recorded compared to 112 during the same time period last year.

"The reduction in foreclosure activity during the second quarter is an encouraging sign. With that said, we must remember that foreclosure activity has a human impact, and there are still a number of our neighbors who have lost their homes, and even more are dangerously close to losing their homes," said Register O'Donnell. "I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org."

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

"The positive growth we have seen this quarter underscores the resilience and desirability of Norfolk County as it continues to attract residents and businesses. While the national economy can affect the local property market, we hope to see this increased real estate activity continue its momentum into the next quarter and beyond."

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.