Showing posts with label deeds. Show all posts
Showing posts with label deeds. Show all posts

Monday, March 11, 2024

Norfolk County Monthly Property Sales Increase for 2nd Month

Norfolk County Register of Deeds William P. O’Donnell reports that Norfolk County recordings in February 2024 show a slight increase in the total number of documents recorded, which includes an increase in property sales and mortgage recordings compared to February 2023. This marks the second month in a row that year over year property sales have increased.

The Registry of Deeds recorded 6,787 documents in February 2024. This was 1% more than in February 2023 and a 10% decrease compared to January 2024.

Norfolk County Monthly Property Sales Increase for 2nd Month
Norfolk County Monthly Property Sales Increase for 2nd Month

“Looking at the recordings from the past few months indicates that real estate activity in Norfolk County seems to be holding steady with some increases in property sales," stated Norfolk County Register of Deeds William P. O’Donnell. "It is still very early in the year, and with the traditional home buying season yet to begin, it will be important to continue monitoring these trends and to see how external factors, such as interest rates, may impact the real estate market in the coming months to see if this positive momentum will be sustained throughout the year.”

The total number of deeds recorded for February 2024, which reflects both commercial and residential real estate sales and transfers, was 961, which was nearly equal to the number in February 2023. However, looking at just commercial and residential real estate sales, the number was up 1% from last year.

“Despite some difficult market conditions, the total number of commercial and residential property sales in February 2024 showed a slight increase compared to the previous year,” stated Register O’Donnell. “This year-over-year increase may suggest that the prospects of lower mortgage interest rates, predicted by some market observers to come down by the first half of the upcoming year in 2024, are bringing buyers to the table early.”

The average sale price of commercial and residential properties for February 2024 rose to $994,236, a 5% increase compared to February 2023 but a decrease of 2% from January 2024. The total dollar volume of commercial and residential sales is up, increasing 6% from last year but down 11% from last month.

O’Donnell noted, “With a limited supply of available properties on the market, any increase in demand is likely to cause an increase in the average property sales price. Unfortunately, when prices rise without a corresponding rise in inventory, it may result in increased competition among buyers. This makes it harder for homebuyers in general, but especially for first-time homebuyers.”

For the month of February, lending activity showed an increase compared to the same month a year ago, the first time this has happened in over a year. A total of 916 mortgages were recorded in February 2024, up 1% from February 2023 and 4% less than last month.

“The increase in lending activity this month is likely a product of the increase in the number of property transactions compared to 2023,” stated O’Donnell. “This may suggest that while some homeowners are still hesitant to make moves with average mortgage interest rates above 6%, others are not dissuaded by current interest rates, but time will tell if this trend continues.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In February 2024, there were 6 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in February 2023, there were 3 recorded. The total number of notices to foreclose, the first step in the foreclosure process, increased from last year, going from 26 notices in February 2023 to 43 in February 2024.

“We all experience unforeseen events in our lives. Sometimes these events are beyond our control and can have a devastating impact on our finances. I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org,” said O'Donnell.

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (617-770-2227) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

O’Donnell concluded, “Real estate activity in Norfolk County is showing some positive trends, which is a good start to the year, but the housing market still has a few hurdles to overcome, including a limited inventory of available properties on the market, which is driving up prices and making it difficult for some buyers to find affordable options. To determine whether this positive momentum will last for the entire year, it will be important to keep an eye on these trends and observe how outside factors may affect the real estate market in the upcoming months.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Sunday, March 3, 2024

Norfolk Deeds wishes the Town of Franklin a Happy Birthday! (video)

Norfolk Deeds (@NorfolkDeeds) posted Sat, Mar 02, 2024:

"Happy Birthday to the Town of Franklin, Incorporated, March 2, 1778. The Town of Franklin was named after United States Founding Father Benjamin Franklin.

Follow the link to watch Good Deeds: History Comes Alive, Franklin Public Library. https://t.co/a5bmZ4TkA3  or ->
https://www.youtube.com/watch?v=KHCJUQDye2Y

@TOFranklinMA


Shared from -> https://t.co/FUgmoDqyWp


Wednesday, February 28, 2024

Monday, February 26, 2024

Register O’Donnell Brings the Registry of Deeds Directly to Norfolk County Residents - Franklin, May 7, 2024

Norfolk County Register of Deeds William P. O'Donnell announced today that he and his outreach team will resume holding office hours in communities throughout Norfolk County as part of his ongoing efforts to bring the Registry of Deeds directly to the residents of Norfolk County.

 

The Registry of Deeds is the principal office for real property records in Norfolk County, cataloging and housing more than 10 million land documents dating back to 1793. The office hours will be held to assist residents in locating their property records and provide them with certified copies of land documents, such as deeds and mortgage discharges.

 

Norfolk County
Norfolk County

The Register expressed his strong belief in the benefits of bringing the Registry directly to residents. "These office hours," noted Register O'Donnell, "allow us to bring Registry services directly to the residents of Norfolk County without the inconvenience of having them travel to the Registry's central office in Dedham."

 

By offering office hours, the Register aims to make it more convenient for residents to access and inquire about real property records. This initiative reflects the Register's commitment to providing efficient and accessible services to the residents of Norfolk County.

 

Although Registry staff cannot provide legal advice, they will be on hand along with the Register to answer basic questions, transport documents for recording, and assist in the filling out of a Declaration of Homestead form that provides limited protection against the forced sale of an individual's primary residence to satisfy unsecured debt up to $500,000. They will also assist a person in signing up for the Registry of Deeds Consumer Notification Program, which alerts a homeowner when a transaction has been made against their property to alert them against potential cases of fraud.

 

Register O'Donnell concluded by stating, "I understand that not everyone has the ability to travel to the Registry. By offering office hours in different locations throughout Norfolk County, we hope to accommodate those who may have difficulty making it to our main location. Additionally, residents can also utilize our online services at www.norfolkdeeds.org to access and request real property records from the comfort of their own homes. Our goal is to ensure that all Norfolk County residents have convenient and flexible options for accessing and inquiring about their real property records."

 

2024 Winter and Spring Scheduled Office Hours
2024 Winter and Spring Scheduled Office Hours

 

 If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.


Monday, February 19, 2024

Norfolk County Registry of Deeds: President's Day Quiz

GOOD DEEDS: Quiz in Honor of Presidents' Day

By William P. O'Donnell

Norfolk County Register of Deeds

One of the many prominent reasons that Norfolk County is considered a destination community to live and work can be attributed to its rich history. It is one of the oldest counties, founded in 1793, in the United States just five years after George Washington became president.

Talking about presidents, did you know that Presidents' Day is Monday, February 19th?  And that Norfolk County is known as the County of Presidents?  That's right, four Presidents of the United States of America were born here: John Adams and John Quincy Adams (Braintree or Quincy depending on what community you are from), John F. Kennedy (Brookline), and George H.W. Bush (Milton).

So, I thought a great way to salute these four Norfolk County Presidents was to know a little bit more about each of them. This is a fun quiz, so everybody gets an "A" for taking the time to learn more about these four Norfolk County-born leaders who held the highest office in our land.

Presidents' Day Quiz

1.) He was considered by some historians to be the "Father of the Navy."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H. W. Bush

2.) He is the only U.S. president to have won a Pulitzer Prize.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

3.) He was the only U.S. president to serve in the Congressional House of Representatives following his presidency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

4.) He was the only president of the four who picked a "Chief Justice" of the U.S. Supreme Court. Hint: It was considered by historians as a great selection.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

5.) He enrolled in the service on his 18th birthday, immediately after graduating from high school, and was the recipient of multiple medals at the age of 20.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

6.) He was the U.S. president who uttered the famous line, "Ask not what your country can do for you – ask what you can do for your country."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

7.) He was the only U.S. president to head a spy agency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

8.) He said, "Liberty once lost is lost forever."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

9.) He was the second-youngest U.S. president to be elected to office.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

10.) He created the U.S. Marine Corps Band.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

11.) He was famous for his work and advocacy of the Monroe Doctrine.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

12.) He was the only president among the four not to attend Harvard.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

13.) Famed historian David McCullough won a Pulitzer Prize for his biography.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

14.) He once said, "Read my lips: no new taxes."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

15.) Daily, he read six newspapers at his morning breakfast.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

16.) He stated, "The four most miserable years in my life were my four years in the presidency."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

17.) He was the President during the reunification of Germany.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

18.) His administration was known as the "New Frontier."

A.) John Adams B.) John Q Adams C.) John F. Kennedy D.) George H.W. Bush

19.) He was Secretary of State before his presidency and is considered a great one.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

20.) This president and wife exchanged more than 1,100 letters from the time of their courtship to the end of his presidency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

 _________

Answers: 1A,  2C,  3B,  4A,  5D,  6C,  7D,  8A,  9C,  10A,  11B,  12D,  13A,  14D,  15C,   16B,  17D,  18C,  19B,  20A

 

four Presidents of the United States of America were born in Norfolk County
four Presidents of the United States of America were born in Norfolk County

If you would like to stay up to date on upcoming Registry of Deeds events, programs and real estate information you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds or follow us on Twitter at www.twitter.com/norfolkdeeds.  Our Customer Service Center is also available to assist you at (781) 461-6101.

 

Tuesday, January 16, 2024

Register O'Donnell's "Suits for Success" Program Donates to Boston's St. Francis House

Norfolk County Register of Deeds William P. O'Donnell donated a carload of smart casual clothing, business attire, and wool coats totaling more than 100 articles of clothing to St. Francis House in Boston through the "Suits for Success" program.

The often-taken-for-granted suit or dress clothes hidden away in the back closet and only occasionally seeing the light of day may seem to some like an unfortunate necessity. However, for those looking to regain self-sufficiency, quality clothing can be that extra push they need and help them on the path to success. 

"These clothes will be put to good use and appreciated by the thousands who come to St. Francis House each year for a fresh pair of clothes in times of need," said Keri Thomas, St. Francis House Vice President of Programs and Services. "It is so valuable and necessary in getting individuals ready for the next step and help them to become more independent."

St. Francis House's mission is to rebuild lives by providing refuge and pathways to stability for adults experiencing homelessness and poverty. They aim to transform lives using a holistic approach to understanding and addressing behavioral health, housing, and employment needs.

Register O'Donnell's "Suits for Success"
Register O'Donnell's "Suits for Success"

 

Register O'Donnell's "Suits for Success"
Register O'Donnell's "Suits for Success"


Register O'Donnell remarked, "It is my great pleasure to deliver these clothing donations to Boston's St. Francis House on behalf of the residents of Norfolk County. I thank all those who donated to our 'Suits for Success' program, and I hope other local residents and businesses will consider making a clothing donation to their local nonprofit organization. Organizations like the St. Francis House are truly needed and are a great resource for the community."

St. Francis House has been aiding the community since 1984. They provide a range of services, including clinical care, behavioral health services, and job counseling. They also offer food, clothing, and affordable and low-threshold housing to those in need.

"Donations like this help ensure the physical and emotional safety of our guests and assist in the process of changing the trajectory of their lives and moving beyond homelessness," said Thomas. "It offers choices to people who have had total control of their lives taken away, and this is the final touch that can help individuals land a job and help them on their path to becoming self-sufficient.  

Since the Registry started the "Suits for Success" program in February 2009, it has distributed more than 11,200 articles of clothing to local charitable organizations.

The "Suits for Success" program, developed by Register O'Donnell, partners with groups like Interfaith Social Services of Quincy, Father Bill's & MainSpring of Quincy, the Veterans Affairs Boston Healthcare System Voluntary Service Program, Circle of Hope in Needham, United Parish's Thrifty Threads, St. Vincent de Paul in Plainville, St. Francis House in Boston, Suits and Smiles in Jamaica Plain, InnerCity Weightlifting and New Life Furniture Bank of Massachusetts in Walpole to assist those who are in need of clothing as well as household items. The mission of "Suits for Success" is to collect donations of suitable clothing to be distributed to individuals who may need appropriate attire for employment interviews.

"During the past decade, we have learned that programs like 'Suits for Success' work," said O'Donnell. "This program has given many people a valuable resource to help them on the path to success and may ultimately help them achieve self-sufficiency. It is rewarding just to help others in our community who may be looking to take that next step in a search for a job or just have a suit to go to a wedding or other event."

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Saturday, December 16, 2023

Good Deeds: Holiday Movie Quiz

By William P. O’Donnell, Norfolk County Register of Deeds


It’s that time of season. So, let’s admit. We all love a good Christmas movie! And there are plenty of good ones.  

Now I’ll let you in on a little secret, some of my favorite Christmas films deal with the home and the holidays. Maybe that is because here at the Norfolk Registry of Deeds my fine staff and I are handling land record documents for the biggest asset most of us have - Our home. Or maybe it’s just a coincidence!

Anyway, “Home is where the heart is.” A memorable holiday movie can make you laugh and pull on your heartstrings. Here are two of my favorite classic Christmas movies. Although I must say the Christmas movie “Elf" is one of my favorite Christmas films. It is uplifting and funny.

So, pour yourself an eggnog, munch on a holiday cookie, sit by a roaring fire, and take this year’s holiday movie quiz.

Good Deeds: Holiday Movie Quiz
Good Deeds: Holiday Movie Quiz


It’s a Wonderful Life (1946)

1  George was going to be an adventurous bachelor and travel the world, but instead, he wound up with a wonderful family and lived life in the old….
A.) Bedford House    B.) Granville House   C.) Hatch House  

2  What was the name of the fictional town in It’s a Wonderful Life called?    
A.) Breading Hills   B.) Seneca Falls   C.) Bedford Falls  

3  What’s the bank’s name that was a thorn in the side of the villain Potter?
A.) Bailey Bank B.) Bailey Brothers Building & Loan   C.) Bank of Bedford Falls 
 
4  What was George Bailey’s wife's name?
A.) Mary   B.) Charlotte   C.) Martha

5  What was the fixture in George Bailey's house that always came unglued?
A.) A picture falling off the wall   B.) A knob of a banister   C.) Kitchen tile

6  What was the first name of the angel sent to help George?
A.)  Peter   B.) Gabriel   C.) Clarence

7  At the movie’s end, the townspeople sing what song in George’s parlor?
A.) Joy to the World   B.) Auld Lang Syne   C.) Jingle Bells

8  For helping George through his crisis what did the angel earn?
A.) Wings   B.) Halo   C.) His own cloud
 
Miracle on 34th Street (1947)

9  What’s the one present the little girl in the movie wished for that would
make her believe Kris Kringle was the real Santa Claus?
A.) Doll   B.) Pony   C.) House

10  Who played the little girl Susan in the movie?
A.)  Shirley Temple   B.) Natalie Wood   C.) Doris Day

11  What was the department store's name where Kris Kringle worked?
A.) Macy’s   B.) Gimbels   C.) Bloomingdales

12 When a sad little girl sat on Kris Kringle’s lap who couldn’t speak English, he made her happy when he was able to converse with her. What was the language?
A.) French   B.) Polish   C.) Dutch

13 When Santa (Kris) got into a confrontation with Macy’s psychologist where did they send him?
A.) Bellevue Hospital   B.) Jail   C.) North Pole

14 What government agency declared Kris Kringle, Santa?
A.) FBI   B.) U.S. Treasury   C.) Post Office

15 When little Susie ran into a house for sale on Christmas Day believing it was her new home, what made the viewer think Santa was there?
A.) A cane left   B.) A half-filled glass of milk   C.) Santa’s stocking

As Buddy the Elf says “The best way to spread Christmas cheer is singing loud for all to hear.” From all of us here at the Norfolk Registry of Deeds a happy holiday season and a healthy new year to all.

 

Answers 1.) B   2.) C   3.) B    4.) A.   5.) B   6.) C   7.) B   8.) A   9.) C   10.) B   11.) A  12.) C   13.) A   14.) C   15.) A

 

Note: if you got at least 12 correct answers you’ve earned your wings, 6 to 11 correct answers there’s a gift under the tree for you, 3 to 5 correct answers a Christmas cookie is on your plate.

Monday, December 11, 2023

Norfolk County Housing Market Remains Steady in November 2023

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings for November 2023 show indicators of less real estate activity. However one real estate activity on a steady trend compared to November 20222 recordings was an increase in the number of deeds recorded.

“Despite the challenges posed by limited inventory and higher interest rates, the Norfolk County housing market has managed to maintain steady activity,” stated Norfolk County Register of Deeds William P. O’Donnell. “Notwithstanding a slight dip in the number of recordings this month, the housing market in Norfolk County remains resilient, with steady demand from buyers and stable property values.”

Norfolk County Housing Market Remains Steady in November 2023
Norfolk County Housing Market Remains Steady in November 2023


The Registry of Deeds recorded 8,587 documents in November 2023. This was 5% less than in November 2022 and a 7% decrease compared to October 2023.

Register O'Donnell noted, “Higher mortgage interest rates have an impact on the number of mortgages and deeds recorded at the Registry. Higher interest rates affect seasoned homebuyers' eagerness to refinance, which means fewer mortgages. It also affects a homeowner’s willingness to sell, which results in fewer homes on the market that can be bought. Higher interest rates also impact a buyer’s ability to find a potential home within their budget.”

The total number of deeds recorded for November 2023, which reflects both commercial and residential real estate sales and transfers, was 1,266, up 3% from November 2022 but down 3% from October.

“The slight increase in the total number of deeds this month compared to last year shows that despite difficult market conditions and a housing market that has been slow for over a year, Norfolk County and its communities remains a desirable place to both live and work in,” noted Register O’Donnell.

The average sale price of commercial and residential properties for November 2023 was $959,272, a 1% decrease compared to November 2022 and a decrease of 1% from October 2023. The total dollar volume of commercial and residential sales is down, decreasing 2% from last year but showed less than a 1% change from last month.

“For the second month in a row, prices have remained close compared to last year's property values, and compared to 2021, costs are down 36% and down 8% from 2020,” stated Register O'Donnell. “While prices have come down compared to previous years, high interest rates, relative to what they were in 2020 and 2021, make it difficult for homebuyers in general, but especially for first-time homebuyers looking to purchase property.”

For the month of November, lending activity overall continued to decline from last year. A total of 1,175 mortgages were recorded, which is 13% less than last year but 1% more than last month.

Register O’Donnell noted, “Those who locked in lower interest rates in 2020 and 2021 are less inclined to refinance at current mortgage interest rates, and buyers looking for new property may be hesitant to take on a new mortgage with average interest rates still above 7%. These are some of the factors that have resulted in decreased mortgage recordings.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In November 2023, there were 5 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in November 2023, there were 4 recorded. There were 27 notices to foreclose, the first step in the foreclosure process, which was less than the 30 recorded this month last year.

“These numbers suggest that a significant number of our neighbors are struggling, and more may have financial difficulties in the future," said O'Donnell. "We will continue to monitor these figures, and I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

Register O’Donnell Concluded, “The current housing market climate that the country is in has a ripple effect on several aspects of the local real estate market, impacting buyers, sellers, real estate agents, and others whose livelihood is tied to the real estate sector of our economy. However, Norfolk County has shown a high level of resilience this month and saw some positive market indicators despite these challenges.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Wednesday, November 22, 2023

Norfolk County Registry of Deeds wins lawsuit against County Commissioners

November 21, 2023

Dear Registry Stakeholder and/or Massachusetts Taxpayer,

Please be advised that the Norfolk Superior Court ruled that Norfolk County Director John J. Cronin and the County Commissioners, Peter H. Collins, Joseph P. Shea and Richard R. Staiti violated state law. A copy of the Judge’s ruling and decision is available here: https://files.norfolkdeeds.org/file/Judgment-County-Lawsuit.pdf.

There has been unlawful interference into the operation and management of the Norfolk County Registry of Deeds which deals with the biggest asset most of us have – the real estate title to our home. The taxpayers should be aware that I commenced the above lawsuit pro-se – or on my own without the assistance of legal counsel. So, while the Norfolk County Commissioners spend hundreds of thousands of dollars of taxpayer monies on legal fees the Registry of Deeds spent zero (0) dollars in legal fees to get this favorable ruling from the Norfolk Superior Court.

Please read the attached article about the Registry of Deeds win published in The Dedham Times which is available by clicking the image below.

Another article published in a statewide publication Massachusetts Lawyers Weekly is available here: https://files.norfolkdeeds.org/file/Lawyers-Weekly-County-Lawsuit.pdf.

The 28 communities that make up Norfolk County receive and pay a yearly assessment to support the Norfolk County Government. Many actions including questionable spending and management decisions done by the Norfolk County Government are concerning. These actions and unsound management would not be tolerated if done by our local government in our hometown communities. Lynch Marini and Associates, Inc. Certified Public Accountants wrote in a recent Norfolk County Government audit “For the current fiscal year, this leaves a potential range of misstatements between $645,000.00 and $2.3 million between respective fund balances…” Would a finding like this be accepted in your hometown community by those with oversight responsibilities?

There is one more lawsuit involving the Registry of Deeds against the Norfolk County Commissioners. This lawsuit deals with the conversion of millions of dollars in deeds excise monies that is dedicated for the Registry’s use under state law. This taking of deeds excise monies outlined in state law by County Director John Cronin and the 3 County Commissioners changed over 30 years of financial practice interpreting state law by the Norfolk County Government dating back to 1989. I have a fiduciary duty to Registry of Deeds users including every property owner that owns a home or business as well as the taxpayers to get the Norfolk Superior Court to rule. (Please note the Norfolk County Commissioners sued the Town of Walpole which is still going on. Also, the Norfolk County Commissioners are involved in another lawsuit against a neighborhood group.) These two lawsuits involving the Norfolk County Commissioners are in addition to the 2 lawsuits involving the Registry of Deeds against the Norfolk County Commissioners discussed in this letter.

Thank you for taking the time to read this. I wish you and yours a Happy Thanksgiving.

Sincerely yours,


William P. O’Donnell
Norfolk Register of Deeds

Tuesday, November 14, 2023

Norfolk County Register Wins law suit filed against the County

The Norfolk Registry of Deeds announced that judgment has been entered in favor of the Register of Deeds William P. O'Donnell, in his legal action against the Norfolk County Director, John Cronin, and the County Commissioners, Peter H. Collins, Joseph P. Shea, and Richard R. Staiti. 

At issue in the case is the Register's ability to access funds in an approved and funded Registry of Deeds budget without the unlawful interference of the County Director and the County Commissioners under Massachusetts General Laws Chapter 35, Section 32. Given the Register of Deeds' undisputed role as the "authorized official" of the Registry of Deeds, the Norfolk Superior Court in its ruling stated, "the statute recognizes that the Register is in the best position to understand the daily needs of the Registry of Deeds and to take certain actions in the interests of the public that elected him." 

The Defendants were ordered by the Norfolk Superior Court to refrain from interfering with the Register's ability to lawfully access funds pursuant to Massachusetts General Laws, Chapter 35, Section 32 – Follow this link to read the Judgment on the case and Memorandum of Decision and Order: https://files.norfolkdeeds.org/file/Judgment-On-County-Law-Suit.pdf

The lawsuit was initiated by the Register in October of 2022 in response to Norfolk County Director John J. Cronin's refusal to allow the Register to access funds for legal fees. County Director John Cronin also interfered and refused to allow the Register of Deeds to access approved budget funds for other Registry operations. Register O'Donnell commenced the instant action pro se, on his own, without the assistance of counsel.  County Director John Cronin and the County Commissioners are represented by Attorney Scott Lopez from the Boston law first of Lawson & Weitzen, LLP. The fees of Attorney Lopez are paid for from the Norfolk County Budget.

This lawsuit was instituted in the Register's fiduciary duty to property owners that own homes and businesses, Registry operations, and all Registry users. The Taxpayers did not pay the costs of this legal win for the Norfolk Registry of Deeds, as the case was litigated by the Register on his own. However, the Norfolk Commissioners and County Director John Cronin, who blocked the Registry transfers that led to this lawsuit, have spent hundreds of thousands of taxpayer dollars on County legal fees.

"Any time an official, a county commissioner, or a bureaucrat oversteps their bounds legally, you have got to stand up to that abuse of power," stated Register O'Donnell in response to the Norfolk Superior Court's favorable ruling.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at www.facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Register Wins law suit filed against the County
Norfolk County Register Wins law suit filed against the County

Monday, November 6, 2023

Norfolk Deeds: October 2023 shows "a slight increase in the total real estate activity"

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings in October 2023 show a slight increase in the total real estate activity compared to October 2022 recordings. This tight margin of closeness in October 2023 activity and statistics to October of 2022 activity and statistics can be attributed to a housing market that has been slow for over a year and the ability of Norfolk County to maintain steady real estate transactions despite the challenging conditions.

 

“Despite the challenges posed by limited inventory and higher interest rates, the Norfolk County housing market has managed to maintain steady activity,” noted Register of Deeds William P. O’Donnell. “The recording for October 2023 compared to October 2022 shows some of the closest margins to each other that we have seen all year.”


a slight increase in the total real estate activity
a slight increase in the total real estate activity
The Registry of Deeds recorded 9,214 documents in October 2023. This was 2% more than in October 2022 and a 13% increase compared to September 2023.

 

“To get these numbers to keep moving in a positive direction, new home construction will need to increase its pace, because what we have in housing inventory is still not enough to keep home prices in check,” said Register O’Donnell. “Particularly when you consider that high interest rates, relative to what they were in 2020 and 2021, makes finding an affordable home difficult for homebuyers in general but especially for first-time homebuyers.”

 

The total number of deeds recorded for October 2023, which reflects both commercial and residential real estate sales and transfers, was 1299, down 1% from October 2022 but up 4% from September.

 

“The increase in real estate activity this month compared to last month shows that despite difficult market conditions, Norfolk County remains a desirable community to both live and work in,” noted Register O’Donnell.

 

The average sale price of commercial and residential properties for October 2023 was $967,836, a 9% decrease compared to October 2022 but an increase of 12% from September 2023. The total dollar volume of commercial and residential sales is down, decreasing 20% from last year but up 12% from last month.

 

“While prices have come down compared to last year, they are only down 1% compared to 2020 and 2021, when mortgage interest rates were lower than 3%,” said Register O'Donnell. “The lack of available real estate inventory is likely one reason why property prices are still higher than they were before the pandemic.”

 

“Seasoned homebuyers are doubly affected by current market conditions, as they not only face higher borrowing costs but also have limited options to choose from. Additionally, with home loan interest rates exceeding 7%, these same home owners are also less likely to refinance, leading to a decrease in the number of mortgages being recorded,” said Register O’Donnell.

 

For the month of October, lending activity overall continued to decline from last year. A total of 1,165 mortgages were recorded, which is 21% less than last year and 1% less than last month.

 

“Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales going down, this results in a more pronounced decline in the number of mortgages recorded,” said O’Donnell. “For individuals who are struggling to keep up with payments now, refinancing at a higher interest rate is not going to help, which is one factor contributing to the increase in notices to foreclose and foreclosure deeds. Also, many potential sellers who would need to borrow to purchase a new property have elected not to sell given the higher interest rates.”

 

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In October 2023, there were 6 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in October 2023, there were 4 recorded. However, there were 21 notices to foreclose, the first step in the foreclosure process, less than the 25 recorded this month last year.

 

“We cannot begin to know all the causes that have contributed to these foreclosures and notices to foreclose, but what we do know is that a number of our neighbors have lost their homes, and even more are dangerously close to losing their homes,” said Register O'Donnell. “We all experience unforeseen events in our lives, and sometimes events beyond our control can have devastating emotional and financial effects, so I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

Register O’Donnell Concluded, “While current market conditions may be frustrating to some, especially for first-time homebuyers, Norfolk County has shown a high level of resilience this month and saw some positive market indicators despite the challenges faced in the housing market. We will continue to track these market trends as we move further into the fall season.

 

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Saturday, November 4, 2023

Register O'Donnell Announces 2023 Holiday Food Drive November 14th through December 14th

The cost of living has become increasingly challenging for many individuals and families across Norfolk County, making it difficult to afford basic necessities such as food, which can be especially difficult during the holiday season when the pressure to provide for loved ones is heightened.  Norfolk County Register of Deeds William P. O'Donnell is asking people to take a moment to contribute to the Annual Registry of Deeds Food Drive, starting Tuesday November 14th and running through Thursday December 14th.

 

“There is no doubt that Norfolk County is a desirable place to live and to work. However, there are people throughout the county who are truly hurting. This year, we, as a community, have seen a rising demand for food assistance, and it is crucial that we come together to support those in need. By participating in the Annual Registry of Deeds Food Drive, we can make a significant impact this holiday season,” said Register of Deeds William P. O'Donnell.

 

Register O'Donnell Announces 2023 Holiday Food Drive  November 14th through December 14th
Register O'Donnell Announces 2023 Holiday Food Drive 
November 14th through December 14th

Today, according to the latest Project Bread statistics, 18.8% of households in Massachusetts are considered food insecure. Furthermore, 21.9% of children in the state are also considered food insecure. The increasing cost of housing and food are likely factors that contribute to the rising rates of food insecurity. ​

 

Register O'Donnell noted. “As the holidays approach, there is definitely a need for more food assistance. Household expenses are higher due to the cost of home heating fuel, food bills, and increased interest rates. Some Norfolk County families are hit harder by these increased costs and worry about putting food on the table this holiday season. So, let us be mindful during this Thanksgiving season that others may need our help.”

 

Non-perishable food items can be brought directly to the Registry of Deeds, which is located at 649 High Street in Dedham. A donation bin will be set-up in the Registry's lobby and food can be dropped off Monday through Friday between 8:00AM to 4:30PM. Suggested donations include canned goods, breakfast cereals, pasta, sauces, toiletries, and paper products.

 

“We (Interfaith Social Services) are experiencing a 30% increase in the demand for food assistance which is the heist it has been in our 53 years of operation,” said Rick Doane, Executive Director for Interfaith Social Services in Quincy. “We would be extremely grateful for any assistance that the local community could provide.”

 

If you can't get to the Registry of Deeds building to drop off food, you can check the Registry website at www.norfolkdeeds.org for a pantry location in your community.

 

“Working together, we can truly make a huge difference this holiday season,” concluded Register O'Donnell. “By supporting each other and being mindful of those in need we can help those struggling with food insecurity, because no one should go hungry, especially during this time of year. I ask that we all embrace the true meaning of the Thanksgiving by showing compassion and generosity towards all.”

 

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at www.facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.


The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Monday, October 30, 2023

Norfolk County Housing Market Attempts to Persevere in Difficult Economy

Norfolk County Register of Deeds William P. O'Donnell reported that Norfolk County recordings for the third quarter of 2023 indicate a continued decrease in overall real estate activity impacted by high mortgage interest rates relative to 2020 and 2021, along with a lack of inventory, However, real estate activity in Norfolk County remains significantly more active than state and national averages.
 

Norfolk County Housing Market Attempts to Persevere in Difficult Economy
Norfolk County Housing Market Attempts to Persevere in Difficult Economy

"When you look at what's going on in the economy, I think people know things aren't great. Buyers have been facing rising prices and rising interest rates, and home sales in Massachusetts have plummeted nearly 25% from January to August of 2023," stated Register of Deeds William P. O'Donnell. "Fortunately, Norfolk County has come out above the statewide average for the third quarter, because in Norfolk County it was only down 14%."

 

In the third quarter of 2023 (July, August, and September), the Norfolk County Registry of Deeds recorded 26,287 documents. This was 19% fewer than the third quarter of 2022.

 

"Looking at the statistics, we can see that fewer properties are being sold. The likely factors that are contributing to this are that while new home construction has increased in several communities, it is still not enough to keep up with the demand," said Norfolk County Register of Deeds William P. O'Donnell. "The other factor is that existing homes remain off the market, possibly because sellers might not be selling their property because if they are selling their property, they have to buy another home to move into, and they could be paying interest rates above 7%.

 

The total number of deeds for the third quarter of 2023, which reflects both commercial and residential real estate sales and transfers, was 2,315, down 21% from the third quarter of 2022.

 

"I can understand the frustration some homebuyers may be feeling because right now it is a more complicated process for individuals looking to purchase a home and, especially, first-time homebuyers," said register O'Donnell. "It is more expensive for home buyers because prices are still high relative to 2021 and 2020 values, and to add to this difficulty, there may be multiple people competing for the same property in a market that already has a limited inventory, especially single-family homes."

 

The average sale price for the third quarter of this year was $1,195,185, an 8% increase compared to the third quarter of 2022. The total dollar volume of commercial and residential sales is down, decreasing 15% over the same period in 2022.

 

"Higher interest rates affect seasoned homebuyers in terms of eagerness to refinance and willingness to sell, but first-time homebuyers are particularly impacted, especially considering average prices for commercial and residential property at 2021 and 2020 values," said Register O'Donnell. "This means that homebuyers in 2023 are paying higher property prices and a higher interest rate, resulting in a monthly mortgage payment that may not be economically feasible, particularly for first-time homebuyers who may not have the financial resources to overcome this obstacle."

 

For the months of July, August, and September, lending activity overall continued to decline. During these months, a total of 3,860 mortgages were recorded, which is 31% less than the same period last year.

 

"Those who took advantage of the lower interest rates in 2020 and 2021 are also less likely to refinance at current rates, and with property sales going down, this results in a more pronounced decline in the number of mortgages recorded," said Register O'Donnell.

 

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In the third quarter of 2023, there were 14 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in the third quarter of 2022, there were 20 recorded. Additionally, there were 76 notices to foreclose, the first step in the foreclosure process, significantly less than the 91 recorded in 2022's third quarter.

 

"There is no question that these foreclosure numbers are good news. With that said, we cannot forget that foreclosure activity has a human face associated with it, and there are still a number of our neighbors who have lost their homes, and even more are dangerously close to losing their homes," said Register O'Donnell. "I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org."

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.

 

Register O'Donnell concluded, "Overall, the housing market has slowed, especially compared to 2022's busy home sale market, but remains relatively stable when compared to state and national averages. While current market conditions may be frustrating to some, especially for first-time homebuyers, Norfolk County has shown resilience and remains a desirable community to both live and work in."

Follow this YouTube link to watch the 2023 Third Quarter Update segment on Quincy Access Television:  https://www.youtube.com/watch/U9luGZRZZfE

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.