Register O’Donnell Delivers 2024 First Quarter Real Estate Activity Report

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings for the first quarter of 2024 (January-March 2024) indicate a slight decrease in overall real estate activity due to a drop in mortgage activity as compared to the first quarter of 2023. 

Register O’Donnell Delivers 2024 First Quarter Real Estate Activity Report

 

The Norfolk County Registry of Deeds recorded 21,980 documents in the first quarter of 2024. This was 3% less than the first quarter of 2023.

 

“During the recently completed 2024 first quarter, the number of deeds recorded fluctuated in line with seasonal trends,” noted Norfolk County Register of Deeds William P. O’Donnell. “However, lending activity, which makes up a significant percentage of overall recordings, was down, likely due to higher interest rates relative to what they were in 2020 and 2021.”

 

The number of deeds for the first quarter of 2024, which reflect both commercial and residential real estate sales and transfers, was 3,262, an increase of half a percent from the first quarter of 2023.

 

“Real estate sales and transfers have remained steady this quarter when compared to the first quarter in 2023, but despite an increase in property listings in the first quarter of 2024, the number of available properties on the market is still not able to keep up with demand, leading to a rise in average property sales prices,” said Register O’Donnell.

 

Overall lending activity was down overall for the first quarter. A total of 2,960 mortgages were recorded this quarter, 7% less than the first quarter of 2023.

 

“Homeowners who took advantage of lower interest rates in 2020 and 2021 are less likely to refinance and are more hesitant to buy at current mortgage interest rates. Higher interest rates also make it harder for first-time home buyers to secure affordable repayment options,” noted O'Donnell.

 

The first quarter's sale prices have increased compared to the first quarter of 2023. The average sale price in the first quarter was $1,019,512, a 14% increase from the first quarter of 2023. The total dollar volume of commercial and residential sales is up $153,241,526, increasing 11% from the same period a year ago.

 

O'Donnell stated, “The increase in sale prices reflects the competitive real estate market in Norfolk County and Massachusetts as a whole, with the number of available properties not being able to meet demand.”

 

The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In the first quarter of 2024, there were 29 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in the first quarter of 2023, there were 16 recorded. However, in the first quarter of 2024, there were 90 notices to foreclose, the first step in the foreclosure process, less than the 203 recorded in the first quarter of 2023.

 

“We cannot begin to know all the causes that have contributed to these foreclosures and notices to foreclose, but what we do know is that a number of our neighbors have lost their homes,” said Register O'Donnell. “We all experience unforeseen events in our lives, and sometimes events beyond our control can have devastating emotional and financial effects, so I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

 

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

  

Register O’Donnell concluded, “The first quarter of 2024 revealed a real estate market that is feeling the effects of a limited inventory of available properties. The demand to both live and work in Norfolk County remains high, which is one factor contributing to the competitive market, and until more inventory becomes available, this trend is likely to persist. An increase in new home construction could alleviate some of the strain, leading to a more balanced market for buyers and sellers alike.”

 

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell Promotes Massachusetts Homestead Act

Norfolk County Register of Deeds William P. O’Donnell today reminded homeowners about the importance of filing for Homestead Protection. 

 

In 2023 there were 9,693 decelerations of Homestead filed at the Norfolk County Registry of Deeds, 14% less than in 2022.

 

"If you own a home, and it is your primary residence, you have an automatic homestead exemption of $125,000. However, if you file a Declaration of Homestead at the Registry of Deeds, the exemption increases to $500,000. The Homestead Law provides a homeowner with limited protection against the forced sale of their primary residence to satisfy unsecured debt up to $500,000 if they have filed. This is especially important when you consider that for most of us, a home is our most valuable asset. Consumers should take steps to protect that asset," noted Norfolk County Register of Deeds William P. O’Donnell. 

Register O'Donnell Promotes Massachusetts Homestead Act

Another feature of the Homestead Law is the allowance for the filing of an Elderly Homestead Declaration, which defines an elder as a person who is 62 years of age or older and provides protection of $500,000 for each qualified person.

 

The Register further noted, "In March of 2011, the Homestead Law was updated so that a valid Homestead is not terminated when refinancing a mortgage. Other changes that took place back in 2011 state that a Homestead can provide protections for a primary home even if it is held in a trust. The definition of a primary residence was also expanded to include a manufactured or mobile home." 

 

A Declaration of Homestead also protects the sale proceeds if the home is sold for up to one year after the date of the sale or on the date when a new home is purchased with the proceeds, whichever comes first. Additionally, if the home is damaged by a fire, for example, the insurance proceeds are protected for two years after the date of the fire or on the date when the home is reconstructed or a new home is purchased, whichever is earlier.

 

While the Homestead Statute provides important protections for homeowners, it is important to note that certain debts are exempt from protection under the Homestead Act. These include federal, state, and local tax liens, as well as mortgages contracted for the purchase of a primary home and nursing home liens. Most other mortgages, debts, and encumbrances existing prior to the filing of the Declaration of Homestead, along with probate court executions for spousal and child support, are also not covered under the Homestead Protection Statute.

 

Declarations of Homestead are recorded at the Registry of Deeds for a state-imposed fee of $36.00. Additional information about the Homestead Law and the forms are available at no cost by going to the Registry’s website at www.norfolkdeeds.org.

 

Register O’Donnell concluded, "I want to reiterate that a Homestead provides limited protection against the forced sale of a homeowner’s primary residence to satisfy unsecured debt up to $500,000. While the debt is still owed, homeowners can have peace of mind knowing that with a Declaration of Homestead recorded at the Registry of Deeds, their primary residence cannot be forcibly sold to satisfy some debts."

 

If you have any questions about a Homestead, please contact the Norfolk County Registry of Deeds Customer Service Center at 781-461-6101, Monday through Friday between the hours of 8:30 a.m. and 4:30 p.m.

 

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

 

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham.  The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information.  All land record research information can be found on the Registry’s website www.norfolkdeeds.org.  Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: A Deed in Hand

During my 2024 office hours tour I have had the pleasure of visiting various towns throughout Norfolk County while letting residents know what programs and services are available through the Norfolk Registry of Deeds. While holding these Registry office hours it is not uncommon for a homeowner to ask, "Do I need a copy of my deed?" To which I reply, "You don't have to have one, but it's good to keep one on hand in case you need it."

Your deed can tell you a lot about your property. Exactly who owns it. How it is owned for probate purposes. The price you paid for it. The description of your land. And for some people, all this information contained brings them peace of mind. After all, when you think of it, most people's homes are their greatest financial asset.

To some people getting a copy of their deed presents a whole host of questions: "Do I need an attorney to access my deed for me? Is it expensive to get a copy? Do I have to drive all the way to the Registry of Deeds to get it? If I decide to come to the Registry for a copy, is it hard to research?" 

Well, the good news is, and I think you'll find all the answers to your liking, you do not need a lawyer to obtain your deed. All you have to do is go online at the Norfolk County Registry of Deeds website at www.norfolkdeeds.org. Click on 'Online Research' at the top of the bar, and when the pop-up box appears, click on 'Search for Your Deed,' and you can print a non-certified copy for free. If you would like a certified copy, all you have to do is visit or call our well-regarded Customer Service Center, Monday through Friday, between 8:30 a.m. to 4:30 p.m., at 781-461-6101.

Good Deeds: A Deed in Hand 

There is more good news. The cost of a certified homeowner's deed is usually very inexpensive and can serve as a replacement for an original of it is ever lost or damaged. Certified deeds cost a dollar per page, and most deeds are two pages. Add a dollar for mailing, and an official copy of your deed will be sent to your home for $3.00!

By getting it at the Registry of Deeds, you won't pay an outrageous price from a deed solicitation company, which could charge you nearly 30 times the cost ($86) of what you would pay for it at the Registry. These companies prey on the elderly or new homeowners by 'suggesting' the homeowner is required to pay the "document fee" in what appears to be a government correspondence that almost looks like a property tax bill you would receive from the community you live in.

If you cannot make it to our main office in Dedham and wish to obtain a certified copy of your deed, visit the Norfolk County Registry of Deeds website at https://www.norfolkdeeds.org/news-event/upcoming-events to see a complete list of office hours, dates, and locations to find a scheduled office hour near your community.

Finally, I do suggest to homeowners if they get a certified copy of their deed to store it in a memorable place, like a safety deposit box or a file cabinet with their other papers. You would be surprised at how many people come to the Registry and say to the Customer Service Center, "I thought I had it, but I can't find it now." To that, I say, "No problem. We can get you another certified copy for you right now."

Register O'Donnell’s “Suits for Success” Expands Partnership

Norfolk County Register of Deeds William P. O’Donnell recently partnered with The Office of Youth Employment and Opportunity of Boston to donate more than 300 articles of smart casual clothing, business attire, and suits for the 2024 City of Boston Youth Jobs & Resource Fair.

For individuals just starting out on the road to success, the high price of a suit can be an insurmountable obstacle, and it can represent a missed opportunity.

 Register O'Donnell’s “Suits for Success” Expands Partnership

“It is my great pleasure to donate these men's and women's suits and dress clothes on behalf of the residents of Norfolk County, and I hope that by partnering with the Office of Youth Employment and Opportunity, we can help to eliminate some of the barriers for young job seekers, empowering them to present themselves confidently in interviews,” stated Norfolk County Register of Deeds William P. O’Donnell.

The goal of the 2024 City of Boston Youth Jobs & Resource Fair is to connect young job seekers with over 150 employers. The event features job placement opportunities, and career development workshops. For more information contact the Office of Youth Employment and Opportunity at https://www.boston.gov/departments/youth-employment-and-opportunity or email them at Youthline@boston.gov.

“It’s a great partnership for the future because sometimes we don’t have access to a lot of suits,” said Jasmin Argueta, Youth and Career Development Coordinator for the Office of Youth Employment and Opportunity. “A donation like this allows for the youth to have access to clothes that they need for interviews or to have clothes for when they get a job in the future.”

Since the Registry started the “Suits for Success” program in February 2009, it has distributed more than 12,000 articles of clothing to local charitable organizations.

“During the past decade and a half, we have learned that programs like ‘Suits for Success’ work,” said O’Donnell. “This program has given many people a valuable resource to help them on the path to success. It is rewarding just to help others in our community who may be looking to take that next step in a search for a job.”

The Youth Engagement and Opportunities Program finds job prospects, develops, and engages Boston's youth. Their mission is to prepare young individuals to enter the workforce by supplying them with the necessary tools to do so, including training, clothing, and networking.

“Coming to job fair and finding out that they are able to have access to professional clothing that they might not have at home can play a lot with someone’s confidence, knowing that they are able to show up to a job interview in a nice suit,” said Argueta.

The “Suits for Success” program, developed by Register O’Donnell, partners with groups like Interfaith Social Services of Quincy, Father Bill’s & MainSpring of Quincy, the Veterans Affairs Boston Healthcare System Voluntary Service Program, Needham community council, Circle of Hope in Needham, United Parish’s Thrifty Threads, St. Vincent de Paul in Plainville, St. Francis House in Boston, Suits and Smiles in Jamaica Plain, InnerCity Weightlifting, New Life Furniture Bank of Massachusetts in Walpole, and The Office of Youth Employment and Opportunity of Boston to assist those who are in need of clothing as well as household items. The mission of “Suits for Success” is to collect donations of suitable clothing to be distributed to individuals who may need appropriate attire for employment interviews.

“I want to thank the individuals of Norfolk County and the surrounding communities who have taken the time and effort to donate to the “Suits for Success” program making, the partnerships we have with nonprofit organizations throughout Norfolk County and beyond possible,” stated O’Donnell.

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry’s website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Monthly Property Sales Increase for 2nd Month

Norfolk County Register of Deeds William P. O’Donnell reports that Norfolk County recordings in February 2024 show a slight increase in the total number of documents recorded, which includes an increase in property sales and mortgage recordings compared to February 2023. This marks the second month in a row that year over year property sales have increased.

The Registry of Deeds recorded 6,787 documents in February 2024. This was 1% more than in February 2023 and a 10% decrease compared to January 2024.

Norfolk County Monthly Property Sales Increase for 2nd Month

“Looking at the recordings from the past few months indicates that real estate activity in Norfolk County seems to be holding steady with some increases in property sales," stated Norfolk County Register of Deeds William P. O’Donnell. "It is still very early in the year, and with the traditional home buying season yet to begin, it will be important to continue monitoring these trends and to see how external factors, such as interest rates, may impact the real estate market in the coming months to see if this positive momentum will be sustained throughout the year.”

The total number of deeds recorded for February 2024, which reflects both commercial and residential real estate sales and transfers, was 961, which was nearly equal to the number in February 2023. However, looking at just commercial and residential real estate sales, the number was up 1% from last year.

“Despite some difficult market conditions, the total number of commercial and residential property sales in February 2024 showed a slight increase compared to the previous year,” stated Register O’Donnell. “This year-over-year increase may suggest that the prospects of lower mortgage interest rates, predicted by some market observers to come down by the first half of the upcoming year in 2024, are bringing buyers to the table early.”

The average sale price of commercial and residential properties for February 2024 rose to $994,236, a 5% increase compared to February 2023 but a decrease of 2% from January 2024. The total dollar volume of commercial and residential sales is up, increasing 6% from last year but down 11% from last month.

O’Donnell noted, “With a limited supply of available properties on the market, any increase in demand is likely to cause an increase in the average property sales price. Unfortunately, when prices rise without a corresponding rise in inventory, it may result in increased competition among buyers. This makes it harder for homebuyers in general, but especially for first-time homebuyers.”

For the month of February, lending activity showed an increase compared to the same month a year ago, the first time this has happened in over a year. A total of 916 mortgages were recorded in February 2024, up 1% from February 2023 and 4% less than last month.

“The increase in lending activity this month is likely a product of the increase in the number of property transactions compared to 2023,” stated O’Donnell. “This may suggest that while some homeowners are still hesitant to make moves with average mortgage interest rates above 6%, others are not dissuaded by current interest rates, but time will tell if this trend continues.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In February 2024, there were 6 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in February 2023, there were 3 recorded. The total number of notices to foreclose, the first step in the foreclosure process, increased from last year, going from 26 notices in February 2023 to 43 in February 2024.

“We all experience unforeseen events in our lives. Sometimes these events are beyond our control and can have a devastating impact on our finances. I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org,” said O'Donnell.

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (617-770-2227) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

O’Donnell concluded, “Real estate activity in Norfolk County is showing some positive trends, which is a good start to the year, but the housing market still has a few hurdles to overcome, including a limited inventory of available properties on the market, which is driving up prices and making it difficult for some buyers to find affordable options. To determine whether this positive momentum will last for the entire year, it will be important to keep an eye on these trends and observe how outside factors may affect the real estate market in the upcoming months.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk Deeds wishes the Town of Franklin a Happy Birthday! (video)

Norfolk Deeds (@NorfolkDeeds) posted Sat, Mar 02, 2024:

"Happy Birthday to the Town of Franklin, Incorporated, March 2, 1778. The Town of Franklin was named after United States Founding Father Benjamin Franklin.

Follow the link to watch Good Deeds: History Comes Alive, Franklin Public Library. https://t.co/a5bmZ4TkA3  or -> https://www.youtube.com/watch?v=KHCJUQDye2Y

@TOFranklinMA

Shared from -> https://t.co/FUgmoDqyWp

Norfolk County Deeds: "History Comes Alive" on the Franklin Public Library (video)

Friends of Franklin Library (@FriendsFranklin) posted Tue, Feb 27, 2024

Good Deeds: History Comes Alive, Franklin Public Library https://t.co/A98m9NOrFL via @YouTube  or  https://www.youtube.com/watch?v=KHCJUQDye2Y

Shared from -> https://t.co/eKCN8v8snC

a view of some of the books from Benjamin Franklin

Register O’Donnell Brings the Registry of Deeds Directly to Norfolk County Residents - Franklin, May 7, 2024

Norfolk County Register of Deeds William P. O'Donnell announced today that he and his outreach team will resume holding office hours in communities throughout Norfolk County as part of his ongoing efforts to bring the Registry of Deeds directly to the residents of Norfolk County.

 

The Registry of Deeds is the principal office for real property records in Norfolk County, cataloging and housing more than 10 million land documents dating back to 1793. The office hours will be held to assist residents in locating their property records and provide them with certified copies of land documents, such as deeds and mortgage discharges.

 

Norfolk County

The Register expressed his strong belief in the benefits of bringing the Registry directly to residents. "These office hours," noted Register O'Donnell, "allow us to bring Registry services directly to the residents of Norfolk County without the inconvenience of having them travel to the Registry's central office in Dedham."

 

By offering office hours, the Register aims to make it more convenient for residents to access and inquire about real property records. This initiative reflects the Register's commitment to providing efficient and accessible services to the residents of Norfolk County.

 

Although Registry staff cannot provide legal advice, they will be on hand along with the Register to answer basic questions, transport documents for recording, and assist in the filling out of a Declaration of Homestead form that provides limited protection against the forced sale of an individual's primary residence to satisfy unsecured debt up to $500,000. They will also assist a person in signing up for the Registry of Deeds Consumer Notification Program, which alerts a homeowner when a transaction has been made against their property to alert them against potential cases of fraud.

 

Register O'Donnell concluded by stating, "I understand that not everyone has the ability to travel to the Registry. By offering office hours in different locations throughout Norfolk County, we hope to accommodate those who may have difficulty making it to our main location. Additionally, residents can also utilize our online services at www.norfolkdeeds.org to access and request real property records from the comfort of their own homes. Our goal is to ensure that all Norfolk County residents have convenient and flexible options for accessing and inquiring about their real property records."

 

2024 Winter and Spring Scheduled Office Hours

 

 If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

 

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Registry of Deeds: President's Day Quiz

GOOD DEEDS: Quiz in Honor of Presidents' Day

By William P. O'Donnell

Norfolk County Register of Deeds

One of the many prominent reasons that Norfolk County is considered a destination community to live and work can be attributed to its rich history. It is one of the oldest counties, founded in 1793, in the United States just five years after George Washington became president.

Talking about presidents, did you know that Presidents' Day is Monday, February 19th?  And that Norfolk County is known as the County of Presidents?  That's right, four Presidents of the United States of America were born here: John Adams and John Quincy Adams (Braintree or Quincy depending on what community you are from), John F. Kennedy (Brookline), and George H.W. Bush (Milton).

So, I thought a great way to salute these four Norfolk County Presidents was to know a little bit more about each of them. This is a fun quiz, so everybody gets an "A" for taking the time to learn more about these four Norfolk County-born leaders who held the highest office in our land.

Presidents' Day Quiz

1.) He was considered by some historians to be the "Father of the Navy."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H. W. Bush

2.) He is the only U.S. president to have won a Pulitzer Prize.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

3.) He was the only U.S. president to serve in the Congressional House of Representatives following his presidency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

4.) He was the only president of the four who picked a "Chief Justice" of the U.S. Supreme Court. Hint: It was considered by historians as a great selection.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

5.) He enrolled in the service on his 18^th birthday, immediately after graduating from high school, and was the recipient of multiple medals at the age of 20.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

6.) He was the U.S. president who uttered the famous line, "Ask not what your country can do for you – ask what you can do for your country."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

7.) He was the only U.S. president to head a spy agency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

8.) He said, "Liberty once lost is lost forever."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

9.) He was the second-youngest U.S. president to be elected to office.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

10.) He created the U.S. Marine Corps Band.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

11.) He was famous for his work and advocacy of the Monroe Doctrine.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

12.) He was the only president among the four not to attend Harvard.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

13.) Famed historian David McCullough won a Pulitzer Prize for his biography.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

14.) He once said, "Read my lips: no new taxes."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

15.) Daily, he read six newspapers at his morning breakfast.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

16.) He stated, "The four most miserable years in my life were my four years in the presidency."

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

17.) He was the President during the reunification of Germany.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

18.) His administration was known as the "New Frontier."

A.) John Adams B.) John Q Adams C.) John F. Kennedy D.) George H.W. Bush

19.) He was Secretary of State before his presidency and is considered a great one.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

20.) This president and wife exchanged more than 1,100 letters from the time of their courtship to the end of his presidency.

A.) John Adams B.) John Quincy Adams C.) John F. Kennedy D.) George H.W. Bush

 _________

Answers: 1A,  2C,  3B,  4A,  5D,  6C,  7D,  8A,  9C,  10A,  11B,  12D,  13A,  14D,  15C,   16B,  17D,  18C,  19B,  20A

 

four Presidents of the United States of America were born in Norfolk County

If you would like to stay up to date on upcoming Registry of Deeds events, programs and real estate information you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds or follow us on Twitter at www.twitter.com/norfolkdeeds.  Our Customer Service Center is also available to assist you at (781) 461-6101.

 

Register O'Donnell's "Suits for Success" Program Donates to Boston's St. Francis House

Norfolk County Register of Deeds William P. O'Donnell donated a carload of smart casual clothing, business attire, and wool coats totaling more than 100 articles of clothing to St. Francis House in Boston through the "Suits for Success" program.

The often-taken-for-granted suit or dress clothes hidden away in the back closet and only occasionally seeing the light of day may seem to some like an unfortunate necessity. However, for those looking to regain self-sufficiency, quality clothing can be that extra push they need and help them on the path to success. 

"These clothes will be put to good use and appreciated by the thousands who come to St. Francis House each year for a fresh pair of clothes in times of need," said Keri Thomas, St. Francis House Vice President of Programs and Services. "It is so valuable and necessary in getting individuals ready for the next step and help them to become more independent."

St. Francis House's mission is to rebuild lives by providing refuge and pathways to stability for adults experiencing homelessness and poverty. They aim to transform lives using a holistic approach to understanding and addressing behavioral health, housing, and employment needs.

Register O'Donnell's "Suits for Success"

 

Register O'Donnell's "Suits for Success"

Register O'Donnell remarked, "It is my great pleasure to deliver these clothing donations to Boston's St. Francis House on behalf of the residents of Norfolk County. I thank all those who donated to our 'Suits for Success' program, and I hope other local residents and businesses will consider making a clothing donation to their local nonprofit organization. Organizations like the St. Francis House are truly needed and are a great resource for the community."

St. Francis House has been aiding the community since 1984. They provide a range of services, including clinical care, behavioral health services, and job counseling. They also offer food, clothing, and affordable and low-threshold housing to those in need.

"Donations like this help ensure the physical and emotional safety of our guests and assist in the process of changing the trajectory of their lives and moving beyond homelessness," said Thomas. "It offers choices to people who have had total control of their lives taken away, and this is the final touch that can help individuals land a job and help them on their path to becoming self-sufficient.  

Since the Registry started the "Suits for Success" program in February 2009, it has distributed more than 11,200 articles of clothing to local charitable organizations.

The "Suits for Success" program, developed by Register O'Donnell, partners with groups like Interfaith Social Services of Quincy, Father Bill's & MainSpring of Quincy, the Veterans Affairs Boston Healthcare System Voluntary Service Program, Circle of Hope in Needham, United Parish's Thrifty Threads, St. Vincent de Paul in Plainville, St. Francis House in Boston, Suits and Smiles in Jamaica Plain, InnerCity Weightlifting and New Life Furniture Bank of Massachusetts in Walpole to assist those who are in need of clothing as well as household items. The mission of "Suits for Success" is to collect donations of suitable clothing to be distributed to individuals who may need appropriate attire for employment interviews.

"During the past decade, we have learned that programs like 'Suits for Success' work," said O'Donnell. "This program has given many people a valuable resource to help them on the path to success and may ultimately help them achieve self-sufficiency. It is rewarding just to help others in our community who may be looking to take that next step in a search for a job or just have a suit to go to a wedding or other event."

If you would like to stay up-to-date on upcoming Registry of Deeds events, programs, and real estate information, you can sign up for our Registry email updates at www.norfolkdeeds.org, like us on Facebook at www.facebook.com/norfolkdeeds, or follow us on Twitter at www.twitter.com/norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Good Deeds: Holiday Movie Quiz

By William P. O’Donnell, Norfolk County Register of Deeds

It’s that time of season. So, let’s admit. We all love a good Christmas movie! And there are plenty of good ones.  

Now I’ll let you in on a little secret, some of my favorite Christmas films deal with the home and the holidays. Maybe that is because here at the Norfolk Registry of Deeds my fine staff and I are handling land record documents for the biggest asset most of us have - Our home. Or maybe it’s just a coincidence!

Anyway, “Home is where the heart is.” A memorable holiday movie can make you laugh and pull on your heartstrings. Here are two of my favorite classic Christmas movies. Although I must say the Christmas movie “Elf" is one of my favorite Christmas films. It is uplifting and funny.

So, pour yourself an eggnog, munch on a holiday cookie, sit by a roaring fire, and take this year’s holiday movie quiz.

Good Deeds: Holiday Movie Quiz

It’s a Wonderful Life (1946)

1  George was going to be an adventurous bachelor and travel the world, but instead, he wound up with a wonderful family and lived life in the old….

A.) Bedford House    B.) Granville House   C.) Hatch House  

2  What was the name of the fictional town in It’s a Wonderful Life called?    

A.) Breading Hills   B.) Seneca Falls   C.) Bedford Falls  

3  What’s the bank’s name that was a thorn in the side of the villain Potter?

A.) Bailey Bank B.) Bailey Brothers Building & Loan   C.) Bank of Bedford Falls 

 

4  What was George Bailey’s wife's name?

A.) Mary   B.) Charlotte   C.) Martha

5  What was the fixture in George Bailey's house that always came unglued?

A.) A picture falling off the wall   B.) A knob of a banister   C.) Kitchen tile

6  What was the first name of the angel sent to help George?

A.)  Peter   B.) Gabriel   C.) Clarence

7  At the movie’s end, the townspeople sing what song in George’s parlor?

A.) Joy to the World   B.) Auld Lang Syne   C.) Jingle Bells

8  For helping George through his crisis what did the angel earn?

A.) Wings   B.) Halo   C.) His own cloud

 

Miracle on 34th Street (1947)

9  What’s the one present the little girl in the movie wished for that would

make her believe Kris Kringle was the real Santa Claus?

A.) Doll   B.) Pony   C.) House

10  Who played the little girl Susan in the movie?

A.)  Shirley Temple   B.) Natalie Wood   C.) Doris Day

11  What was the department store's name where Kris Kringle worked?

A.) Macy’s   B.) Gimbels   C.) Bloomingdales

12 When a sad little girl sat on Kris Kringle’s lap who couldn’t speak English, he made her happy when he was able to converse with her. What was the language?

A.) French   B.) Polish   C.) Dutch

13 When Santa (Kris) got into a confrontation with Macy’s psychologist where did they send him?

A.) Bellevue Hospital   B.) Jail   C.) North Pole

14 What government agency declared Kris Kringle, Santa?

A.) FBI   B.) U.S. Treasury   C.) Post Office

15 When little Susie ran into a house for sale on Christmas Day believing it was her new home, what made the viewer think Santa was there?

A.) A cane left   B.) A half-filled glass of milk   C.) Santa’s stocking

As Buddy the Elf says “The best way to spread Christmas cheer is singing loud for all to hear.” From all of us here at the Norfolk Registry of Deeds a happy holiday season and a healthy new year to all.

 

Answers 1.) B   2.) C   3.) B    4.) A.   5.) B   6.) C   7.) B   8.) A   9.) C   10.) B   11.) A  12.) C   13.) A   14.) C   15.) A

 

Note: if you got at least 12 correct answers you’ve earned your wings, 6 to 11 correct answers there’s a gift under the tree for you, 3 to 5 correct answers a Christmas cookie is on your plate.

Norfolk County Housing Market Remains Steady in November 2023

Norfolk County Register of Deeds William P. O’Donnell reported that Norfolk County recordings for November 2023 show indicators of less real estate activity. However one real estate activity on a steady trend compared to November 20222 recordings was an increase in the number of deeds recorded.

“Despite the challenges posed by limited inventory and higher interest rates, the Norfolk County housing market has managed to maintain steady activity,” stated Norfolk County Register of Deeds William P. O’Donnell. “Notwithstanding a slight dip in the number of recordings this month, the housing market in Norfolk County remains resilient, with steady demand from buyers and stable property values.”

Norfolk County Housing Market Remains Steady in November 2023

The Registry of Deeds recorded 8,587 documents in November 2023. This was 5% less than in November 2022 and a 7% decrease compared to October 2023.

Register O'Donnell noted, “Higher mortgage interest rates have an impact on the number of mortgages and deeds recorded at the Registry. Higher interest rates affect seasoned homebuyers' eagerness to refinance, which means fewer mortgages. It also affects a homeowner’s willingness to sell, which results in fewer homes on the market that can be bought. Higher interest rates also impact a buyer’s ability to find a potential home within their budget.”

The total number of deeds recorded for November 2023, which reflects both commercial and residential real estate sales and transfers, was 1,266, up 3% from November 2022 but down 3% from October.

“The slight increase in the total number of deeds this month compared to last year shows that despite difficult market conditions and a housing market that has been slow for over a year, Norfolk County and its communities remains a desirable place to both live and work in,” noted Register O’Donnell.

The average sale price of commercial and residential properties for November 2023 was $959,272, a 1% decrease compared to November 2022 and a decrease of 1% from October 2023. The total dollar volume of commercial and residential sales is down, decreasing 2% from last year but showed less than a 1% change from last month.

“For the second month in a row, prices have remained close compared to last year's property values, and compared to 2021, costs are down 36% and down 8% from 2020,” stated Register O'Donnell. “While prices have come down compared to previous years, high interest rates, relative to what they were in 2020 and 2021, make it difficult for homebuyers in general, but especially for first-time homebuyers looking to purchase property.”

For the month of November, lending activity overall continued to decline from last year. A total of 1,175 mortgages were recorded, which is 13% less than last year but 1% more than last month.

Register O’Donnell noted, “Those who locked in lower interest rates in 2020 and 2021 are less inclined to refinance at current mortgage interest rates, and buyers looking for new property may be hesitant to take on a new mortgage with average interest rates still above 7%. These are some of the factors that have resulted in decreased mortgage recordings.”

The Norfolk County Registry of Deeds continues to closely monitor the foreclosure market. In November 2023, there were 5 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, whereas in November 2023, there were 4 recorded. There were 27 notices to foreclose, the first step in the foreclosure process, which was less than the 30 recorded this month last year.

“These numbers suggest that a significant number of our neighbors are struggling, and more may have financial difficulties in the future," said O'Donnell. "We will continue to monitor these figures, and I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”

For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.

Register O’Donnell Concluded, “The current housing market climate that the country is in has a ripple effect on several aspects of the local real estate market, impacting buyers, sellers, real estate agents, and others whose livelihood is tied to the real estate sector of our economy. However, Norfolk County has shown a high level of resilience this month and saw some positive market indicators despite these challenges.”

To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Registry of Deeds wins lawsuit against County Commissioners

November 21, 2023

Dear Registry Stakeholder and/or Massachusetts Taxpayer,

Please be advised that the Norfolk Superior Court ruled that Norfolk County Director John J. Cronin and the County Commissioners, Peter H. Collins, Joseph P. Shea and Richard R. Staiti violated state law. A copy of the Judge’s ruling and decision is available here: https://files.norfolkdeeds.org/file/Judgment-County-Lawsuit.pdf.

There has been unlawful interference into the operation and management of the Norfolk County Registry of Deeds which deals with the biggest asset most of us have – the real estate title to our home. The taxpayers should be aware that I commenced the above lawsuit pro-se – or on my own without the assistance of legal counsel. So, while the Norfolk County Commissioners spend hundreds of thousands of dollars of taxpayer monies on legal fees the Registry of Deeds spent zero (0) dollars in legal fees to get this favorable ruling from the Norfolk Superior Court.

Please read the attached article about the Registry of Deeds win published in The Dedham Times which is available by clicking the image below.

Norfolk County Registry of Deeds wins lawsuit against County Commissioners

Another article published in a statewide publication Massachusetts Lawyers Weekly is available here: https://files.norfolkdeeds.org/file/Lawyers-Weekly-County-Lawsuit.pdf.

The 28 communities that make up Norfolk County receive and pay a yearly assessment to support the Norfolk County Government. Many actions including questionable spending and management decisions done by the Norfolk County Government are concerning. These actions and unsound management would not be tolerated if done by our local government in our hometown communities. Lynch Marini and Associates, Inc. Certified Public Accountants wrote in a recent Norfolk County Government audit “For the current fiscal year, this leaves a potential range of misstatements between $645,000.00 and $2.3 million between respective fund balances…” Would a finding like this be accepted in your hometown community by those with oversight responsibilities?

There is one more lawsuit involving the Registry of Deeds against the Norfolk County Commissioners. This lawsuit deals with the conversion of millions of dollars in deeds excise monies that is dedicated for the Registry’s use under state law. This taking of deeds excise monies outlined in state law by County Director John Cronin and the 3 County Commissioners changed over 30 years of financial practice interpreting state law by the Norfolk County Government dating back to 1989. I have a fiduciary duty to Registry of Deeds users including every property owner that owns a home or business as well as the taxpayers to get the Norfolk Superior Court to rule. (Please note the Norfolk County Commissioners sued the Town of Walpole which is still going on. Also, the Norfolk County Commissioners are involved in another lawsuit against a neighborhood group.) These two lawsuits involving the Norfolk County Commissioners are in addition to the 2 lawsuits involving the Registry of Deeds against the Norfolk County Commissioners discussed in this letter.

Thank you for taking the time to read this. I wish you and yours a Happy Thanksgiving.

Sincerely yours,

William P. O’Donnell

Norfolk Register of Deeds

Norfolk County Register Wins law suit filed against the County

The Norfolk Registry of Deeds announced that judgment has been entered in favor of the Register of Deeds William P. O'Donnell, in his legal action against the Norfolk County Director, John Cronin, and the County Commissioners, Peter H. Collins, Joseph P. Shea, and Richard R. Staiti. 

At issue in the case is the Register's ability to access funds in an approved and funded Registry of Deeds budget without the unlawful interference of the County Director and the County Commissioners under Massachusetts General Laws Chapter 35, Section 32. Given the Register of Deeds' undisputed role as the "authorized official" of the Registry of Deeds, the Norfolk Superior Court in its ruling stated, "the statute recognizes that the Register is in the best position to understand the daily needs of the Registry of Deeds and to take certain actions in the interests of the public that elected him." 

The Defendants were ordered by the Norfolk Superior Court to refrain from interfering with the Register's ability to lawfully access funds pursuant to Massachusetts General Laws, Chapter 35, Section 32 – Follow this link to read the Judgment on the case and Memorandum of Decision and Order: https://files.norfolkdeeds.org/file/Judgment-On-County-Law-Suit.pdf

The lawsuit was initiated by the Register in October of 2022 in response to Norfolk County Director John J. Cronin's refusal to allow the Register to access funds for legal fees. County Director John Cronin also interfered and refused to allow the Register of Deeds to access approved budget funds for other Registry operations. Register O'Donnell commenced the instant action pro se, on his own, without the assistance of counsel.  County Director John Cronin and the County Commissioners are represented by Attorney Scott Lopez from the Boston law first of Lawson & Weitzen, LLP. The fees of Attorney Lopez are paid for from the Norfolk County Budget.

This lawsuit was instituted in the Register's fiduciary duty to property owners that own homes and businesses, Registry operations, and all Registry users. The Taxpayers did not pay the costs of this legal win for the Norfolk Registry of Deeds, as the case was litigated by the Register on his own. However, the Norfolk Commissioners and County Director John Cronin, who blocked the Registry transfers that led to this lawsuit, have spent hundreds of thousands of taxpayer dollars on County legal fees.

"Any time an official, a county commissioner, or a bureaucrat oversteps their bounds legally, you have got to stand up to that abuse of power," stated Register O'Donnell in response to the Norfolk Superior Court's favorable ruling.

To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at www.facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.

The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Register Wins law suit filed against the County