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Tuesday, April 29, 2025
Town Of Franklin Resolution 25-29: Parmenter Deed recording
Monday, April 28, 2025
Register O'Donnell Delivers 2025 First Quarter Real Estate Activity Report
Norfolk County Register of Deeds William P. O'Donnell reported that Norfolk County real estate recordings for the first quarter of 2025 (January–March 2025) indicate an increase in overall real estate activity, with increases in both the total number of deeds and mortgages recorded as compared to the first quarter of 2024.
The Norfolk County Registry of Deeds recorded 22,752 documents during the first quarter of 2025, representing a 4% increase compared to the same period in 2024.
Register O'Donnell Delivers 2025 First Quarter Real Estate Activity Report
The number of deeds for the first quarter of 2025, which reflect both commercial and residential real estate sales and transfers, was 3,409, up from 3,262 deeds in the same period of 2024, marking a 5% increase.
"This rise in deed recordings reflects a healthy level of activity in the real estate market, indicating continued interest and transactions despite economic pressures," stated Register O'Donnell.
The total volume of commercial and residential sales for the first quarter of 2025 reached $1,663,020,938, a 9% increase compared to the first quarter of 2024. The average sale price for commercial and residential properties climbed to $1,146,911, reflecting a 12% increase from the same time period in 2024.
"I can understand the frustration some homebuyers may be feeling because right now it is a more complicated process for individuals, especially first-time homebuyers, looking to purchase a home," said Register O'Donnell. "It is more expensive for homebuyers because prices are still high relative to past home values, and to add to this difficulty, there may be multiple people competing for the same property as well as increased costs due to higher interest rates on monies borrowed."
Overall lending activity was up in the first quarter. The total number of mortgages recorded was 3,279, marking an 11% increase compared to the same period last year. However, total mortgage indebtedness declined significantly, falling 41% to $3,082,620,534.
"The increase in mortgage recordings is likely due to first-time homebuyers securing loans to step into homeownership and existing homeowners refinancing to take advantage of more favorable mortgage rates," noted Register O'Donnell.
The foreclosure market in Norfolk County saw notable improvements during the first quarter of 2025. There were 18 foreclosure deeds recorded as a result of mortgage foreclosures taking place in Norfolk County, a 38% decrease from the first quarter of 2024. Notices to foreclose also declined by 23%, with 69 notices recorded compared to 90 during the same time period last year.
"The reduction in foreclosure activity is an encouraging sign. With that said, we cannot forget that foreclosure activity has a human face associated with it, and there are still a number of our neighbors who have lost their homes, and even more are dangerously close to losing their homes," said Register O'Donnell. "I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org."
For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400.
"Norfolk County remains a highly desirable location for both residential and commercial real estate," noted Register O'Donnell. "However, affordability challenges and limited inventory continue to create hurdles for prospective buyers. As we move into the spring homebuying season, we hope to see a continued increase in activity that reflects the strength and resilience of our local communities."
To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.
The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.
Monday, April 21, 2025
Register O'Donnell Promotes Consumer Notification Service
The F.B.I. Boston division has reported that from 2019 through 2023, 58,141 victims nationwide reported $1.3 billion in losses relating to real estate fraud. In the Boston Division alone, 2,301 victims reported losing more than $61.5 million during the same period.
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Register O'Donnell Promotes Consumer Notification Service |
Deed theft can take different forms. The most common type of fraud preys on people who are in danger of losing their property through foreclosure. The owners are told that they qualify for a "short sale," a process where the foreclosing lender settles for less than the amount owed on the mortgage, and that if they sign the deed over to a third party, they can avoid the foreclosure. The owner signs a deed over to the third-party scammer, not realizing they are still responsible for the debt, and the scammer, rather than negotiating the short sale, collects and keeps the rental payments until the lender eventually forecloses.
Another type of deed theft targets elderly people who sign over their property without realizing what they are doing. This is often done by a family member. Deed theft is a serious crime that can result in the loss of one's home and equity. Homeowners should be aware of these scams and talk to a lawyer before signing any papers that have to do with their property.
A growing concern is forgery, where a scammer fakes a homeowner’s signature on a deed and records it in the registry of deeds. A forged deed is not valid and conveys nothing. If a buyer or a lender rely on a forged deed and don’t do their due diligence on a property’s title, they are out of luck. They, not the legitimate property owner, will ultimately lose any money paid to the thief. Forgery is a felony in all fifty states, punishable by jail time and heavy fines. The court may also require restitution for damages caused by the forgery, such as the costs of clearing the title.
F.B.I. Boston is working with property owners, realtors, county registers, title companies, and insurance companies to thwart the fraud schemes. Read the full article from the FBI Boston Division regarding quit claim deed fraud here: https://www.fbi.gov/contact-us/field-offices/boston/news/fbi-boston-warns-quit-claim-deed-fraud-is-on-the-rise-
Commenting on the issue, Register O’Donnell stated, "Our mission at the Registry of Deeds is the safety and security of all property records. We recognize that there are unscrupulous individuals who may try to take advantage of the property rights of others. In 2015, we at the Norfolk County Registry of Deeds initiated a Consumer Notification Service, a free service whereby subscribers sign up to be notified when any document is recorded under their name. This initiative came about in response to the Federal Bureau of Investigation (F.B.I.) indicating property and mortgage fraud was one of the fastest growing white-collar crimes in America."
Companies now offer paid subscription services that will check public records and let a property owner know if a deed has been recorded that changes who owns their property. It is not title insurance. At the Norfolk County Registry of Deeds one can sign up for notification if a document is recorded in one’s name at the Registry.
Information on "Consumer Notification" can be found on the Registry website, www.norfolkdeeds.org under the heading "Services". The Registry Customer Service Department can assist anyone who would like to set up the notification for their property.
Register O’Donnell concluded, "I want to reiterate that our free notification service, like the paid services, does not protect against fraud but will at least alert the owner if a fraudulent deed has been recorded. This way the homeowner can take steps right away to combat the fraud. Also, Owners should always be aware of what they are signing when it comes to any document that may affect the title to their real estate and should scrutinize any company that promises to alleviate debt if you sign over a deed to them. In Massachusetts, a deed should always be signed in front of a notary public. Massachusetts notaries are obligated to request identification from the party signing the deed."
If you have any questions about the notification service, please contact our Customer Service Center at 781-461-6101, Monday through Friday between the hours of 8:30 a.m. and 4:30 p.m. Our trained staff is more than willing to answer any questions you may have.
To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.
The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.
Tuesday, April 15, 2025
Norfolk Registry of Deeds shared that the "FBI Boston Division warns of rising deed fraud"
FBI Boston |
The FBI Boston Division warns of rising deed fraud. Be cautious of unsolicited offers.
Learn more: https://t.co/SX3SocNt6y
Interested Norfolk County residents can sign up here to receive an alert any time a land document is recorded in their name: https://t.co/r5wQGY0VNh
Shared from -> https://t.co/4K5gpzW9pL
Monday, April 14, 2025
GOOD DEEDS: Spring is here – The Community Preservation Act
The Community Preservation Act (CPA) is the result of more than two decades of work to create legislation that would provide all 351 Massachusetts cities and towns with a tool to preserve their most unique natural, community, and physical infrastructures in the face of rapid expansion and development.
The Community Preservation Act was signed into law on September 14, 2000. Today, with the addition of Sheffield, Swampscott, Townsend and Winchester, MA in 2024 there are 200 Massachusetts communities that have adopted this act. Of the 28 communities that make up Norfolk County, 19 communities have adopted the law since it was signed back in 2000. As of December 31, 2019, fees collected for the Community Preservation Act were increased to $50.00 for most land documents recorded and $25.00 for municipal lien certificates. The Registry of Deeds, at no additional cost to the Commonwealth or local communities, collects these revenues once a land document is recorded and forwards the monies to the Massachusetts Department of Revenue on a monthly basis. The funds forwarded to the Commonwealth are then redistributed back to the communities that have adopted the Community Preservation Act.
The fees for the CPA are set by the State Legislature on land documents recorded here at the Norfolk County Registry of Deeds. The following chart provides an illustration of the funds generated by the CPA in your community based on recorded real estate filings for that community during the 2024 calendar year.
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GOOD DEEDS: Spring is here – The Community Preservation Act |
To all enjoy your Spring.
Monday, April 7, 2025
Norfolk County Real Estate Activity Shows Mixed Results in March 2025
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Mixed Results in March 2025 |
Tuesday, April 1, 2025
Register O’Donnell Promotes Mortgage Assignment Legislation
With April being designated National Fair Housing Month, Norfolk County Register of Deeds William P. O’Donnell today reaffirmed his support for Senate Bill 1030, an Act to increase transparency in the Massachusetts land record systems to protect the property rights of homeowners and businesses.
SB1030 was filed by Senator Michael D. Brady of Brockton on January 7, 2025, in the Massachusetts State Senate and was Referred to the Joint Committee on Judiciary.
If enacted, this legislation will eliminate the possibility that a homeowner may not know who the holder of their mortgage is because an assignment was not recorded. Currently, if homeowners are not aware who holds their mortgage, coupled with banks having gone out of business or merged, the homeowners must then contact the State’s Division of Banks and Banking in an attempt to track down who actually held the homeowner’s mortgage. This legislation would make assignments of residential mortgages more transparent for the consumer.
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Register O’Donnell Promotes Mortgage Assignment Legislation |
“This legislation would require that when banks transfer or assign their residential mortgages to a different lending institution then that assignment would be required to be recorded with the relevant Massachusetts Registry of Deeds office within 30 days of its execution,” noted Norfolk County Register of Deeds William P. O’Donnell.
The bill also creates a more level playing field between banks especially smaller community banks that record residential mortgage assignments and other banks that do not. It would also curtail the avoidance of paying recording fees by the lending institutions, which now results in the loss of needed revenue. This bill also implements on the Recorded Land side of the Massachusetts Registries of Deeds the procedure that takes place on the Registered Land side of Massachusetts Registries of Deeds.
Register O’Donnell stated, “I want to express my appreciation to Senator Michael D. Brady for filing this legislation. If this legislation becomes law it would help homeowners find out if their mortgage has been assigned to another party in a very timely manner. Also with this information available on-line it would be easier and more transparent for the homeowner to make sure they get this mortgage assignment information.”
The next step in the legislative process for SB1030 is for the Joint Committee on Judiciary to give the bill its initial review and recommendation. House and Senate co-sponsoring may continue until the measure is reported by the initial committee.
Register O’Donnell concluded, “It makes a great deal of sense to require residential mortgage assignments to be filed at the Registry of Deeds. After all, recording and storing land related documents for real estate transactions is something that has been done at the Norfolk County Registry of Deeds since 1793. Presently, the Registry maintains over 13.1 million land related documents.”
To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and Instagram.com/NorfolkDeeds.
The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.
Monday, March 24, 2025
Norfolk County Register finds First Deeds in Fall of 1793
Norfolk County Register finds First Deeds in Fall of 1793 |
Land records at the Registry can shed light on some of the earliest property transactions that occurred in the early years after Norfolk County was established, offering insight into the origins of landownership in the region. It is possible to reveal the names of early settlers and prominent figures who may have played significant roles in shaping the communities they lived in.
"There is a wealth of historic information in the more than 13.1 million land records recorded in 42,297 Registry books dating back to when Norfolk County was created in 1793 and stored at The Norfolk County Registry of Deeds and available online at https://www.norfolkresearch.org," stated Norfolk County Register of Deeds William P. O'Donnell.
"We have also made this research process even easier for you through our History Comes Alive Transcription Program where all the Registry documents written in hard-to-read cursive penmanship from 1793 to 1900 were transcribed into clearly readable print."
This second of a four-part series focuses on real estate transfers that occurred in the Fall of 1793 between November 5th and December 3rd, during the County's formative months following Governor John Hancock's signing of the legislation that established Norfolk County on June 20, 1793.
The very first document from Dover in Book 1, Page 28 was recorded at the Norfolk County Registry of Deeds on November 5, 1793, more than 43 years before the community officially became a town. The deed shows that Thomas Larrabee purchased land on Strawberry Hill from Kazia Morse. Larrabee settled in Dover on his return from the Revolutionary War in 1778 after serving under the command of George Washington during the crossing of the Delaware and at Valley Forge. He, along with his fellow veterans, built a home on the property, which stayed in the Larrabee name until 1865, when the home was willed to "the inhabitants of Dover forever for the relief, comfort, and benefit of the poor persons who have a legal settlement in Dover."
On November 11 in 1793, Jacob and Lydia Parker sold a portion of their land to their son Jacob Parker, Jr. for 60 pounds, recorded in Book 1, Page 33. In this first deed from Needham, the Parkers state that their son is allowed access to one room in the house, a third of the cellar, a third of the barn, and the privilege of baking in the oven. They also permitted him the liberty of using the well. This deed highlights the practical arrangements some families may have needed to make at the time and also provides a glimpse into the daily lives and domestic setups of early settlers in Norfolk County.
Book 1, Page 39, contains a deed from Brookline that transfers property from Ebenezer Davis to Jonas Tolman. This deed provides clues about Jonas Tolman and the property. Jonas Tolman was a shoemaker working with new leather, and the property was located on Watertown Road, which was paved and renamed Washington Street in 1840. These clues indicate that this Jonas Tolman, mentioned in the deed, is the original owner of the Tolman House on the corner of Washington and Cypress Streets. The Tolman House, still standing today, was built in 1795 and is a Brookline landmark.
Book 1 of the Norfolk County Land Records is a treasure trove of interesting land records because, in addition to the notable deeds mentioned so far, on page 43 of Book 1 is a deed from Elkanah and Mary Thayer to future President of the United States John Adams, who at the time was serving as President George Washington's Vice President. The deed, dated November 19, 1793, describes a property with portions of the land situated in both Braintree and Quincy.
In Book 1, Page 44, is a deed from Samuel Vose to Captain Isaac Tucker, recorded November 22, 1793, for property in Milton. Isaac Tucker served in the Revolutionary War and was called to muster on December 25, 1775. He eventually became the captain of a company in the 6th Regular Militia, with his commission signed and recognized by Governor John Hancock.
On December 3, 1793, Roger Braley sold property in Franklin to his son Solomon Braley for the sum of four pounds, recorded in Book 1, Page 79. Roger Braley was a prominent figure in the Quaker community, serving in Rochester town offices from the late 1740s to the late 1760s. He later moved to Franklin, where he became a staunch supporter of the town, so much so that despite being exempt from serving during the Revolutionary War, Roger Braley and his two sons, Israel and Elijah, were listed in the 1777 military census and prepared to serve if needed.
"The primary mission of the registry is always the security, accuracy, and accessibility of our communities' land records and reliable service to the residents of Norfolk County. Moreover, these legal documents, beyond their importance in establishing ownership of a property, offer a glimpse into the daily lives of early settlers and preserve the legacy of prominent figures who have shaped Norfolk County from its founding in 1793 to the present," concluded Register O'Donnell.
To learn more about these and other Registry of Deeds events and initiatives, "like" us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.
The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.
Monday, March 17, 2025
Good Deeds: Norfolk County Registry of Deeds Celebrates Women's History Month
Monday, March 10, 2025
Positive Trends Continue in Norfolk County's Real Estate Market
Monday, February 24, 2025
2025 Real Estate Market Off to a Promising Start in Norfolk County
Monday, February 10, 2025
Register O’Donnell Reports on 2024 Annual Real Estate Activity in Norfolk County
In 2024, there were 103,165 documents recorded at the Norfolk County Registry of Deeds, a 1% increase from 2023. July was the busiest month in 2024 for real-estate activity with a total of 9,827 documents recorded. It also tied August with the highest increase in document volume compared to their respective months in 2023, up 14%.
“In 2024 we began to see some positive trends in real estate recording activity, with nine out of twelve months showing a rise in document recordings compared to 2023,” stated Norfolk County Register of Deeds William P. O’Donnell. “This higher volume of activity in 2024 is largely due to an increase in the number of deeds and mortgages recorded compared to 2023.”
The number of deeds recorded in 2024, which reflect real estate sales and transfers, both commercial and residential, was 15,795 an increase of 4% from 2023. The number of property sales was also up increasing 1% from the previous year. With a total of 899 transactions in one month, July had the highest number of property sales in 2024. Comparing months in 2023 to months in 2024, August showed the largest rise in property sales with an increase of 20%.
“The overall number of deeds recorded monthly in 2024 compared to 2023 reveals a consistent positive trend, with only two months out of the twelve showing fewer deed recordings than the previous year,” noted Register O’Donnell. “This indicates that the real estate market is performing decently, particularly in certain neighborhoods and property types in area communities.”
Property sale prices for 2024 appear to have increased slightly compared to 2023. The average sale price for all of Norfolk County, both commercial and residential, this year was $1,149,809 a 6% increase from 2023. December 2024 saw the largest increase from the same month in 2023, up 39%. The total dollar volume of commercial and residential sales for 2024 is also up, increasing by 7% from one year ago.
Follow this link to the Registry of Deeds website to watch this short segment on December 2024 real estate statistics that aired on Norwood Community Media: https://www.norfolkdeeds.org/news-event/december-2024-real-estate-stats-ncm
“There is no doubt that Norfolk County is a desirable place to live and work, a credit to all the communities and the municipal staff and leaders who have created such a vibrant area,” stated Register O'Donnell. “While many Norfolk County communities increased construction of new homes in 2024 the inventory of available property remains out paced by the demand, which can make it a difficult market for buyers, especially first-time home buyers.”
In 2024, Overall, Norfolk County’s lending activity increased compared to 2023. A total of 15,461 mortgages were recorded in 2024, up 6% from 2023. October had the largest increase in mortgage recordings compared to the same month in 2023, up 30%.
“2024 saw the average mortgage interest rate come down slightly, especially in late September and early October, and while rates may not have decreased as much as some would have liked, many individuals took advantage of the opportunity to refinance or take out new property loans resulting in a net increase in mortgage recordings in 2024 compared to 2023,” stated Register O'Donnell.
The Norfolk County Registry of Deeds has been closely monitoring the foreclosure market. In 2024, there were 87 foreclosure deeds recorded, as a result of mortgage foreclosures taking place in Norfolk County, whereas in 2023, there were 73 recorded. Also concerning is in 2024, there were 380 notices to foreclose, the first step in the foreclosure process, compared to the 339 recorded in 2023.
“We cannot begin to know all the causes that have contributed to these foreclosures and notices to foreclose, but what we do know is that a number of our neighbors have lost their homes, and even more are dangerously close to losing their homes,” said Register O'Donnell. “We all experience unforeseen events in our lives, and sometimes events beyond our control can have devastating emotional and financial effects, so I would urge anyone struggling to pay their mortgage or who knows someone who is struggling to contact one of the non-profit organizations listed on our website, www.norfolkdeeds.org.”
For the past several years, the Norfolk County Registry of Deeds has partnered with Quincy Community Action Programs (617-479-8181 x376) and NeighborWorks Housing Solutions (508-587-0950) to help anyone facing challenges paying their mortgage. Another option for homeowners is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.
“Over all the real estate market remained steady in 2024 with a slight rise in activity in the second half of the year compared to 2023.” O'Donnell continued, “As we move into 2025 we hope to see real estate activity continue to rise as we wait to see how mortgage interest rates and the inventory of available property impact the real estate market.”
To learn more about these and other Registry of Deeds events and initiatives, “like” us on Facebook at facebook.com/norfolkdeeds. Follow us on Twitter and Instagram at @norfolkdeeds.
The Norfolk County Registry of Deeds, located at 649 High St., Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities, and others with a need for secure, accurate, and accessible land record information. All land record research information can be found on the Registry's website, www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101 or email us at registerodonnell@norfolkdeeds.org.
Thursday, February 6, 2025
Norfolk County Registry of Deeds food drive makes delivery to Franklin Food Pantry
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(L - R): Register O'Donnell and Marsha Tait, Development Director, Franklin Food Pantry |
via Franklin Food Pantry:
"Now this is what we call a good deed - Register O'Donnell of the Norfolk County Registry of Deeds organized a food drive, raised awareness of hunger, and delivered donations to The Pantry! Local leaders are essential partners in fighting food insecurity in our community and we are grateful for the support! "
Shared from -> https://www.facebook.com/share/15uoyYEZBt/
Monday, February 3, 2025
GOOD DEEDS: Words of Wisdom
"Cities may be rebuilt, and a People reduced to Poverty, may acquire fresh Property: But a Constitution of Government once changed from Freedom, can never be restored. Liberty once lost is lost forever." – John Adams
"America, with the same voice which spoke herself into existence as a nation, proclaimed to mankind the inextinguishable rights of human nature, and the only lawful foundations of government." – John Quincy Adams
"And so, my fellow Americans: ask not what your country can do for you — ask what you can do for your country." – John F. Kennedy
"We can find meaning and reward by serving some higher purpose than ourselves, a shining purpose, the illumination of a Thousand Points of Light...We all have something to give." – George H.W. Bush