Register O’Donnell Reports on Resilient Norfolk County Real Estate Market

Register of Deeds William P. O’Donnell reported a better than expected real estate sales figure and a continued strong showing in mortgage lending highlighted Norfolk County real estate market activity for the month of July 2020.     

Register O’Donnell noted, “During the month of July, real estate sales transactions, both residential and commercial, increased 1% year over year. A total of 1,780 real estate sales transactions were recorded during the month compared to 1,761 sales recorded in July 2019. Considering the ongoing COVID-19 pandemic, the real estate transaction figure was welcome news. It reinforces what I have said in the past. Norfolk County is a destination location to live and work in Massachusetts. In addition to the surprising sales figure, the average sales price, both residential and commercial, increased 16% to $836,964. Also, total real estate sales figure, again both residential and commercial, increased 11% to $988 million.”

Norfolk County continued to experience a robust mortgage lending market during the month of July. The Register noted, “A total of 4,165 mortgages were recorded against Norfolk County properties during the month, an impressive 41% increase year over year. This can be explained by individuals, families and businesses taking advantage of historically low interest rates to both buy property and refinance existing mortgages. While the number of mortgage recordings increased significantly, the actual total mortgage borrowing figure decreased 33% to $1.4 billion. This can be explained by two mortgages of $436.4 million and $384 million being recorded against properties in Quincy and Franklin respectively during the month of July 2019.”  

During July, only 2 foreclosure deeds were recorded against Norfolk County property. However, due to the continuing statewide moratorium placed on initiation of foreclosures and evictions during the COVID-19 pandemic, no Notice to Foreclose Mortgages, the first step in the foreclosure process, were recorded.   

Register O’Donnell stated, “While most foreclosure activity has been suspended during the COVID-19 pandemic, the Norfolk County Registry of Deeds continues to partner with two non-profit organizations that counsel and assist those struggling with foreclosure. Both the Quincy Community Action Programs, 617-479-8181 x376, and NeighborWorks Housing Solutions, 508-587-0950 are available to help anyone who has received a Notice to Foreclose Mortgage from a lender or is struggling to make mortgage payments. Another choice available for those struggling with foreclosure is the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400. Each of these programs are staffed by knowledgeable professionals. I would urge anyone who is facing a foreclosure issue to contact one of these excellent programs.”

The month of July saw a total of 1,291 Homesteads recorded, a 1% decrease from July 2019. “The Homestead law,” noted O’Donnell, “provides limited protection against the forced sale of a homeowner’s primary residence to satisfy unsecured debt up to $500,000. I urge Norfolk County homeowners to consider this important consumer protection tool.”  

In conclusion, Register O’Donnell stated, “Considering the ongoing COVID-19 pandemic, the real estate numbers recorded in Norfolk County during July 2020 were quite impressive. The key to maintaining a strong real estate economy will be whether or not interest rates remain at historically low levels. All indications from the Federal Reserve and policy makers in Washington are interest rates remaining at their current levels over the next few quarters.” 

“I am also proud to note another factor keeping the Norfolk County real estate market viable during the pandemic has been the Norfolk County Registry of Deeds remaining open for business. While the Registry of Deeds building has remained closed to the general public, Registry staff has been able to continue the important work of recording land documents. This has allowed impacted homeowners to buy and sell property and lending institutions to provide needed funds to homeowners and businesses alike. Recording fees and deeds excise monies collected have been used by state, county and local governments to help fund many critical programs including education, public safety and health care.”

“I want to again urge our institutional users to continue utilizing electronic recording. Please note we also continue to receive land documents for recording from both regular mail and Federal Express. Additionally, a drop-off box in front of our main entrance at 649 High Street, Dedham, MA continues to be available for those individuals who want to bring their land documents to the Registry for recording.”

“Finally, I want to reiterate my appreciation to all Norfolk County residents and Registry users for the patience and understanding they have shown while this pandemic has been ongoing. While we are cognizant of breaking developments regarding the pandemic, we are confident we can continue our important work during the pandemic and are hopeful for a brighter future. Be healthy. Be safe.”

To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street, Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Reports on Resilient Norfolk County Real Estate Market

Letter to the Editor: Bill O'Donnell

 August 12, 2020 

Letter to the Editor:

Dear Residents,

I have never written a letter to the editor on behalf of a candidate running for office. However, we live in unique times with a number of serious issues that need to be collaboratively worked on and addressed.

I urge you to vote for Congressman Joe Kennedy in the Democratic Primary for United States Senator. Joe Kennedy can meet the pressing issues of our society. He will make himself available to the communities that make up Massachusetts and the residents that live in our Commonwealth.

It is my hope that Joe Kennedy can make government work at the federal level for all of us. As an elected official whose job takes him to all 28 communities in Norfolk County I have been very impressed with Joe Kennedy since he undertook to represent a good portion of Norfolk County as an elected Congressman. Joe Kennedy's decency, compassion, thoughtfulness and record of accomplishment is a solid foundation with which to build upon in years to come.

Please consider voting for Joe Kennedy for United States Senator.

Bill O'Donnell

Norfolk County Register of Deeds

Register O’Donnell Promotes On-Line Access to Registry Records During COVID-19 Pandemic

Norfolk County Register of Deeds William P. O’Donnell today reminded county residents that even though the Registry of Deeds building is closed to the general public due to the COVID-19 pandemic, all of the Registry’s records are available for viewing online via the www.norfolkdeeds.org website.

Register O’Donnell stated, “Despite the constraints we continue to work under due to the COVID-19 pandemic, providing secure, accurate and accessible land record information remains central to our work here at the Norfolk County Registry of Deeds. We also have a customer service center staffed with professionals who have been trained to answer any of your land document related questions. They can be reached at 781-461-6101, Monday through Friday between the hours of 8:30 AM-4:30 PM.”

Elaborating on the Registry’s research capabilities, O’Donnell noted, “By utilizing our website www.norfolkdeeds.org, users are able to research land record information online by multiple options, including the name of the property owner and property address. Members of the public can access our internet-based document research system for many endeavors such as determining property ownership, reviewing land plans (only plans which are recorded at the Registry) and also determining that documents affecting an individual or family’s property, such as mortgage discharges, have been recorded. Users can also print non-certified copies of documents and plans free of charge.”

The Registry’s website also provides information on how to obtain certified copies of land documents. The Registry’s certified copy charges are $1.00 per page plus an additional $1.00 per document for postage.

In conclusion, Register O’Donnell noted, “During the ongoing COVID-19 pandemic, the Norfolk County Registry of Deeds has remained operational. Land documents have been recorded allowing buyers and sellers of Norfolk County real estate to complete their transactions, and users have been able to reap the benefits of historically low interest rates. The net result has been the Norfolk County real estate market remaining viable which has benefited users, real estate brokers and agents, lending institutions, legal firms, title companies and many others. None of this would have been possible here in Norfolk County without a state-of-the-art computer system that is available for use by individuals, businesses and real estate professionals alike. The Registry website www.norfolkdeeds.org does all that by bringing the Registry land document records into your homes and businesses.”

To learn more about these and other Registry of Deeds events and initiatives like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Promotes On-Line Access to Registry Records During COVID-19 Pandemic

Franklin Residents: Road construction alert for work on 140/Main St in Norfolk

"The Town of Norfolk will begin roadwork on Main Street (beginning at the Franklin town line), which will impact traffic for Franklin. This work is projected to begin Monday, August 10th. Please see the attached map for detour information."

Franklin Residents: Road construction alert for work on 140/Main St in Norfolk

https://twitter.com/TOFranklinMA/status/1287827718621614081?s=09

Register O’Donnell Advises Homeowners of Need to File Mortgage Discharges

Register of Deeds William P. O’Donnell today reminded Norfolk County homeowners about the importance of filing a mortgage discharge after their mortgage has been paid off.

The Register stated, “When a mortgage has been paid off, a mortgage discharge document needs to be recorded with the Registry of Deeds to clear a homeowner’s property title relative to that loan. This is particularly important in light of the many homeowners currently taking advantage of historically low interest rates to refinance their mortgages. Please note a discharge is a document (typically one-two pages) issued by the lender, usually with a title such as “Discharge of Mortgage” or “Satisfaction of Mortgage.”

“There are instances,” noted the Register, “where discharges are filed directly by banks or settlement closing attorneys with the Registry as part of a property sale or as a result of a refinancing transaction. In other cases, the mortgage discharge is sent to the property owner who then becomes responsible for making sure the document is recorded. Whether or not a discharge is recorded by the lending institution or the individual property owner, it is important that the property owner makes sure all necessary documents have been recorded at the Registry of Deeds.”

“To check on their title,” noted O’Donnell, “Norfolk County homeowners can access the Registry’s online records at www.norfolkdeeds.org and verify if all mortgages associated with the property have been discharged. Please remember not having a mortgage discharged will result in a title issue and thereby impact the process of selling one’s home.”

The Register further noted that there have been cases where no discharge has been recorded against a long paid off mortgage. “Unfortunately, some of the lending institutions that provided funds for these mortgages are no longer in existence. In other cases, financial entities have merged with another lending institution.”

If a property owner needs to retrieve an original discharge of a mortgage and is unclear which lending institution is now responsible for providing the document, an option is to contact the Massachusetts Division of Banks at 1-800-495-2265 x-1 and then x-61501. Another option is to access the Federal Deposit Insurance Corporation website www.fdic.gov. Then find the BankFind tab approximately half way down the home page, put in the lending institution in question, then click on the lending institution link and you will be able to determine who has responsibility for the mortgage.

When recording a discharge, the original document is required. The Registry of Deeds does not accept photo copies or faxed copies of documents. The filing fee, set by state statute, is $106.00.

In conclusion, Register O’Donnell stated, “After paying off all the mortgages on their property, homeowners want to have peace of mind that they have clear title to their property, especially if they are contemplating selling. Being on top of what is required will go a long way in giving the homeowner assurances that they have clear title to their property. I strongly urge homeowners to make sure their mortgage discharge has been filed with the Registry of Deeds once their mortgage has been paid off.”

The Norfolk County Registry of Deeds is staffed with a team of customer service representatives who can be reached Monday through Friday, 8:30 AM - 4:30 PM at 781-461-6101. These representatives have been trained in researching documents and are well versed on the subject of mortgage discharges and what, if necessary, needs to be done to clear title to a property.

To learn more about these and other Registry of Deeds events and initiatives like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Advises Homeowners of Need to File Mortgage Discharges

Norfolk County Real Estate Market Remains Viable During COVID-19 Pandemic

It is not an exaggeration to say we live in extraordinary times. The COVID-19 pandemic has caused a personal and economic impact to all citizens in our country including Norfolk County. However, Register of Deeds William P. O’Donnell reports during the ongoing pandemic, one aspect of the Norfolk County economy has remained viable, the real estate market.

Register O’Donnell stated, “Since Governor Baker declared a state of emergency on March 10th, the Norfolk County Registry of Deeds has remained open for the recording of land documents. While the Registry building itself has been closed to the general public, Registry staff have been able to record land documents. This has been done by Registry staff utilizing social distancing, split work shifts, remote access, and using our disaster recovery office as an additional location to record land documents. We have also utilized electronic recording for our institutional users. In addition to electronic recording, users have also had the option to submit land documents via regular mail and Federal Express. Another option available has been users dropping off land documents at our drop-off box located outside the main entrance to the Registry of Deeds building located at 649 High Street, Dedham, MA.”

For the period of March 10th when the state of emergency was declared through June 12th, the Norfolk County Registry of Deeds recorded 40,007 land documents, a 13% increase from the same time period in 2019. 3,854 of these land documents were real estate sales transactions compared to 4,527 sales transactions recorded during the same time period in 2019. Interestingly, the average real estate sales transaction, both residential and commercial sales, actually increased 12% to $819,725. While the number of real estate sales dropped 15%, the number of mortgages recorded increased a significant 69%. A total of 11,145 mortgages were recorded between March 10th and June 12th compared to 6,605 during the same time frame in 2019.

“The decrease in the number of real estate sales,” noted the Register, “is not surprising considering the ongoing pandemic and its economic impact. Also, real estate brokers and agents have been unable to hold open houses. The spike in mortgage activity is explained by consumers taking advantage of low interest rates to refinance existing mortgages. Based on the words of Federal Reserve Chairman Jerome Powell, interest rates will not be rising anytime soon.”

A total of 29 foreclosure deeds were recorded from March 10th through June 12th. Notice to Foreclose Mortgages, the first step in the foreclosure process, have been curtailed due to a moratorium placed on foreclosures and evictions during the COVID-19 pandemic.

Register O’Donnell stated, “The Norfolk County Registry of Deeds continues to partner with two non-profit organizations that counsel and assist those struggling with foreclosure. The groups are Quincy Community Action Programs, 617-479-8181 x376, and NeighborWorks Housing Solutions, 508-587-0950. These organizations are available to help anyone who has received a Notice to Foreclose Mortgage from a lender or is struggling to make mortgage payments. Another option is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400. Each of these programs are staffed by knowledgeable professionals. Anyone who is facing a foreclosure issue is urged to avail themselves of these excellent programs.”

Homestead activity fell 16% during the March 10th through June 12th timeframe. 2,579 Homesteads were recorded versus 3,067 in 2019. “A Homestead provides limited protection against the forced sale of a homeowner’s primary residence to satisfy unsecured debt up to $500,000. I urge Norfolk County homeowners to consider this important consumer protection tool,” noted O’Donnell.

In conclusion, Register O’Donnell stated, “During the COVID-19 pandemic, I am proud of our efforts to remain open for the recording of land documents. We could not have done this without the cooperation and patience of the general public and our users in the real estate and lending communities. Our state of the art computer system has allowed us to remain operationally viable. The utilization of electronic recording has been critical to our ability to serve institutional users.

“Looking forward, we are hopeful the phased reopening of our local economy in Massachusetts will result in an uptick in real estate sales activity. We anticipate consumers will continue to take advantage of low interest rates to not only buy property but refinance existing mortgages. One important point to make is the Norfolk County real estate market remaining viable during the pandemic has benefited not only those individuals, families and businesses directly impacted, but all citizens of the county and Massachusetts as a whole. Recording fees and deeds excise tax monies collected during the COVID-19 pandemic have been utilized by state, county, and local governments to pay for critical services including education, social services needed by many of our neighbors and those less fortunate, and police & fire. We are truly appreciative of all Norfolk County residents for their patience and understanding during this pandemic. Be healthy. Be safe.”

To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street, Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Norfolk County Real Estate Market Remains Viable During COVID-19 Pandemic

Register O’Donnell Reports Homeowners Taking Advantage of Low Interest Rates

Register of Deeds William P. O’Donnell reported a surge in mortgage lending prevented what would have been a disappointing month of May for the Norfolk County real estate market.

“During May 2020, 1,194 real estate sales were recorded, a 31% decrease year over year. However, the average sales price, both residential and commercial, actually increased 40% to $984,666. This number was impacted by a $51 million sale recorded against a Canton commercial property on 5/29/20. Total dollar sales volume for May was $659 million, a 16% decrease from the previous year. There is no question the COVID-19 pandemic continues to negatively impact real estate sales activity county wide. Real Estate Brokers and Agents continue to report being unable to hold open houses. With the economy beginning to reopen, we are optimistic real estate sales numbers will pick up, if not in June hopefully later in the summer and early fall,” noted the Register.

During May, homeowners continued to take advantage of low interest rates to refinance existing mortgages. The month of May saw a total of 3,564 mortgages recorded in Norfolk County, a 43% increase compared to May 2019. Total mortgage borrowing came in at $1.35 billion. “These past few months,” noted O’Donnell, “have been extraordinary for the Norfolk County lending market. It will be interesting to see how long this momentum can be sustained.”

A total of 7 foreclosure deeds were recorded in May. However, there were 0 Notice to Foreclose Mortgages, the first step in the foreclosure process, recorded during the month. This reflects the moratorium placed on foreclosures and evictions during the COVID-19 pandemic.

Register O’Donnell stated, “While foreclosure activity fell this past month, the Norfolk County Registry of Deeds continues to partner with two non-profit organizations that counsel and assist those struggling with foreclosure. The groups are Quincy Community Action Programs, 617-479-8181 x376, and NeighborWorks Housing Solutions, 508-587-0950. These organizations are available to help anyone who has received a Notice to Foreclose Mortgage from a lender or is struggling to make mortgage payments. Another option is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400. Each of these programs are staffed by knowledgeable professionals. Anyone who is facing a foreclosure issue is urged to avail themselves of these excellent programs.”

Homestead activity again showed reduced numbers in May. A total of 796 Homestead documents were recorded during the month, a 31% decrease from the previous year. “The Homestead law provides limited protection against the forced sale of a homeowner’s primary residence to satisfy unsecured debt up to $500,000. I urge Norfolk County homeowners to consider this important consumer protection tool,” noted O’Donnell.

In conclusion, Register O’Donnell stated, “During May, the Norfolk County Registry of Deeds remained open for the recording of land documents. This occurred despite all the issues surrounding the COVID-19 pandemic. While our building was closed to the general public and real estate professionals alike, Registry operations continued unabated. We continued to utilize social distancing and split work shifts to keep the Registry office functioning. A key factor in our ability to remain operationally viable was the utilization of electronic recording for our institutional users. We also continued to receive land documents for recording from both regular mail and Federal Express. Also, a drop-off box in front of our main entrance at 649 High Street, Dedham, MA continues to be available for those individuals who want to bring their land documents to the Registry for recording.

“Looking at the numbers, there is no question the COVID-19 pandemic has had a profound and significant impact on the Norfolk County real estate market. What has saved us is a remarkable run in the mortgage lending market fueled by low interest rates. By keeping our office open for the recording of land documents, we have allowed the Norfolk County real estate market to remain viable. Norfolk County residents need to know that the recording fee and deeds excise tax monies collected are utilized by state, county, and local governments to pay for critical services including education, police & fire, and social services needed by many of our neighbors and those less fortunate. We again want to thank all Norfolk County residents for their patience and understanding during this pandemic. Be healthy. Be safe.”

To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street, Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Reports Homeowners Taking Advantage of Low Interest Rates

Register O’Donnell Reports Strong 1st Quarter Real Estate Activity Despite COVID-19

Register of Deeds William P. O’Donnell reported real estate sales and lending activity experienced solid growth in Norfolk County during the first quarter of 2020 (Jan-March). This growth came despite all the issues encountered with the COVID-19 coronavirus which began to appear in early March.

Register O’Donnell noted, “During the 1st quarter, real estate sales in Norfolk County, both residential and commercial, rose 9% year over year. There were 3,684 properties sold compared to 3,374 during the 1st quarter 2019. This growth can be explained by many real estate sales being in the pipeline prior to COVID-19 impacting Massachusetts. Individuals and businesses were also taking advantage of low interest rates to purchase property.”

The average sales price, again both residential and commercial, during the 1st quarter was $794,546, an 8% increase from the 1st quarter of 2019. Additionally, the total volume of residential and commercial sales for the quarter was $1.6 billion, a 17% increase year over year.

In Norfolk County, a dramatic increase was seen in the number of mortgages recorded during the quarter. A total of 7,768 were recorded during the 1st quarter 2020 compared to 4,532 during the same time period in 2019. “A solid economy prior to COVID-19 and low interest rates were resulting in consumers not only looking to buy property, but also taking advantage of more favorable terms to refinance their existing mortgages,” noted O’Donnell.

The number of Homesteads recorded during the 1st quarter also increased by 9% compared to the 1st quarter 2019. O’Donnell reiterated the advantages of having a Homestead recorded against a homeowners primary residence. “The Homestead law provides limited protection against the forced sale of an individual’s primary residence to satisfy unsecured debt up to $500,000. I urge Norfolk County homeowners to consider this important consumer protection tool.”

A note of concern during the quarter was the rise in foreclosure activity. “The number of foreclosure deeds recorded,” noted the Register, “was 43, a 19% increase from the 1st quarter 2019. Also, there was a 63% increase in the number of Notice to Foreclose Mortgage filings, the first step in the foreclosure process.”

The Register also noted, “While the federal government recently ordered foreclosure activity to cease for 60 days in response to the COVID-19 coronavirus pandemic and many lending institutions have instituted mortgage relief efforts, I am extremely concerned that the current economic upheaval caused by the COVID-19 incident will result in a significant spike in foreclosure activity as we move further into 2020. My office continues to partner with Quincy Community Action Programs, 617-479-8181 x376, and NeighborWorks Southern Mass, 508-587-0950 to help anyone having issues paying their mortgages. These organizations have staff available to help anyone who has received a Notice to Foreclose Mortgage from a lender. Another option is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400. Each of these programs is staffed by knowledgeable professionals. If anyone is facing a foreclosure, I recommend they avail themselves of one of these excellent programs.”

In conclusion Register O’Donnell stated, “While the COVID-19 coronavirus pandemic has prevented public access to the Registry building, the Norfolk County Registry of Deeds has remained open for the recording of land documents. We have been able to do this by utilizing electronic recording for our institutional users and also recording documents received via regular mail and a drop off box. While doing all we can to keep our employees safe by social distancing, instituting workshifts, utilizing alternate work sites and in some cases having employees work from home, we have been able to remain open to record land documents. By instituting these steps, the Registry of Deeds has done its part to keep the Norfolk County real estate market operational during these trying times. These efforts are a tribute to the professionalism shown by the Registry of Deeds employees and the cooperation and patience shown by our customers and the residents of Norfolk County. Clearly, this pandemic has caused massive economic upheaval. There is no question the impact to the real estate market will be significant in the 2nd and 3rd quarters. Our pledge at the Registry of Deeds is to do all we can to help the local real estate economy and serve the residents of Norfolk County.”

To learn more about these and other Registry of Deeds events and initiatives, like us at Facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Reports Strong 1st Quarter Real Estate Activity Despite COVID-19

Register O’Donnell Reports on January 2020 Norfolk County Real Estate Activity

A strong local economy and continuing low interest rates have resulted in a robust January Norfolk County real estate market, according to Register of Deeds William P. O’Donnell.

Register O’Donnell stated, “During the month of January, real estate sales, for both residential and commercial property, rose by 11% from the previous year. A total of 1,261 property transactions were recorded versus 1,141 in January 2019. This increase was all the more impressive when one considers the continuing challenges facing the real estate market due to limited amount of inventory for sale.”

According to January statistics, the average combined sale price of residential and commercial property for the month was $900,864, a 36% increase year over year. In addition, total dollar sales volume, again for both residential and commercial properties, was $636 million, a 47% increase from January of 2019. “These numbers,” noted Register O’Donnell, “were impacted by a $50 million commercial sale recorded during the month in Brookline.”

Norfolk County lending numbers, again fueled by low interest rates, showed a large increase during the month of January. The Register noted, “The number of mortgages recorded during the month increased by 64%. Also, the total volume of mortgage financing, for both residential and commercial properties, came in at $1.2 billion, a 98% increase year over year. There can be no doubt consumers and businesses both are continuing to take advantage of low interest rates.”

However, a definite concern was in the area of foreclosure activity. “During January,” noted the Register, “there were 15 foreclosure deeds filed compared to 12 during the same time period in 2019. Also, there was a 36% increase in the number of Notice to Foreclose Mortgage filings, the first step in the foreclosure process.”

“The foreclosure numbers seen in January are a stark reminder that while the local economy remains strong, some of our neighbors are having trouble paying their mortgage. I want to remind Norfolk County residents that my office continues to partner with the Quincy Community Action Programs, 617-479-8181 x376, and NeighborWorks Housing Solutions, 508-587-0950. These organizations can help homeowners who have received a Notice to Foreclose Mortgage document. A third option is to contact the Massachusetts Attorney General’s Consumer Advocacy and Response Division (CARD) at 617-727-8400.”

On the consumer front, the number of Homestead recordings also increased during January. A total of 842 Homesteads were filed compared to 757 in January 2019. O’Donnell noted, “A Homestead provides limited protection against the forced sale of an individual’s primary residence to satisfy unsecured debt up to $500,000. I urge homeowners to review the possibility of taking advantage of the Homestead law.”

Register O’Donnell concluded, “The data we have seen for Norfolk County is reinforced by what we are hearing from both real estate agents and mortgage loan officers. The low real estate inventory has led to bidding wars, where in some cases, properties are being sold above the original asking price. It is the industry’s belief that average real estate sales price should remain high until there is a substantial increase in inventory, something we do not see happening in the near future.”

To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. It is also the repository of over 8.5 million land records. All land record research information can be found on the Registry’s website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O’Donnell Reports on January 2020 Norfolk County Real Estate Activity

Register O'Donnell Promotes AED Legislation

With February being designated American Heart Month, Norfolk County Register of Deeds William P. O'Donnell today reaffirmed his support for legislation (H.1789) that would place Automatic External Defibrillators (AED) in Norfolk County governmental buildings.

The Register stated, "H.1789, currently before the Massachusetts House of Representatives, would place an AED in each of the ten Norfolk County governmental facilities. An AED is a lightweight, portable device that delivers n electric shock through the chest to the heart. The shock can potentially stop an irregular heart beat (arrhythmia) and allows for a normal rhythm to resume following sudden cardiac arrest."

Previously, Register O'Donnell, along with the bill's lead sponsor State Representative Denise Garlick (D-Needham) and co-sponsor State Senator Paul Feeney (D-Foxborough) had testified before the Legislature's Joint Committee on Municipalities and Regional Government committee in support of the legislation. The Register noted, "Of the cardiac arrest deaths occurring each year, more than 95% of the victims never reached the hospital. According to the Occupational Safety Health Administration, using a defibrillator on individuals in cardiac arrest increases their survival rate by 60%."

O'Donnell went on to note, "In addition to requiring that an AED be installed in each of the 10 Norfolk County governmental facilities, the legislation also requires that at least one employee or volunteer be trained in its use and be on the building's grounds during business hours."

Since 2010, the Norfolk County Registry of Deeds, at its own initiative and expense, has installed an AED on each of the 3 floors of the Registry of Deeds building, maintained the equipment and trained its employees to use the AED equipment. "We believe the small cost required to purchase an AED and train employees is well spent when you consider the potential lives that could be saved," stated O'Donnell.

Register O'Donnell concluded by stating, "American Heart Month is a good time for all citizens to reflect and raise awareness about heart disease, how to prevent it, and steps that can be taken in the event of cardiac arrest. If a cardiac arrest incident does occur, the difference between life and death may be the availability of a functioning AED unit. H.1789 is a proactive piece of legislation requiring an AED in the 10 Norfolk County governmental facilities. The legislation, currently before the House Committee on Bills in the Third Reading, has received strong support from Rep. Garlick, Sen. Feeney and the Norfolk County state house delegation as a whole. It is hoped the Massachusetts Legislature will advance this important, common sense legislation."

To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.


Register William P. O'Donnell
Norfolk County Registry of Deeds

email: registerodonnell@norfolkdeeds.org
phone: 781-234-3336
web: https://www.norfolkdeeds.org

Register O'Donnell Promotes AED Legislation

Register O'Donnell Promotes Suits for Success Program

Norfolk County Register of Deeds William P. O'Donnell today reaffirmed the Registry's 100% commitment to support the highly successful Suits for Success program in partnership with Interfaith Social Services of Quincy, Father Bill's & MainSpring of Quincy and Brockton the Boston Veterans Administration's Healthcare System Voluntary Service Program and InnerCity Weightlifting.

  

"By just looking in your closet or bureau," noted Register O'Donnell, "you can make a world of difference in someone's life." Your donations of business appropriate clothing through the Suits for Success program provides opportunities to men and women looking for employment.

  

Register O'Donnell went on to explain, "People who are attempting to re-enter the workforce need to make a good initial impression, whether it's attending an interview or their first day on the job. I hope local residents and businesses will consider making a clothing donation to this worthy endeavor. The program is truly needed, and it's a great resource in helping people enhance their opportunities in life."

  

Our participating agencies have requested that all donations of business appropriate attire for men and women must be clean, no stains, in-style, on hangers or neatly folded and placed in either re-useable tote bags or green plastic bags. Suggested donations include suits, dress shirts, pants and ties for men and dresses, suits, blouses, skirts and pants for women. Since the Registry started the Suits for Success program in February of 2009 it has collected more than 9,000 articles of clothing.

   

To contribute, individuals need to bring their donated clothes to the Norfolk County Registry of Deeds, 649 High Street in Dedham between the hours of 9:30 AM and 3:30 PM, Monday through Friday. If you reside in the Quincy area, you can drop off clothing directly to the Interfaith Social Services office located at 105 Adams Street, Quincy between 8:30 and 3:30 Monday through Friday, and until 7:00 pm on Tuesdays.

  

Register O'Donnell concluded, "During the past decade, we know that Suits for Success works.  The program has given many people the confidence to take the next step in their lives. It can continue its successful mission with your generous help."

  

For more information about the Registry of Deeds' Suits for Success program, or to schedule a drop-off time, please contact Alicia Gardner at (781) 461-6104 or by  email   agardner@norfolkdeeds.org. Please prepare a list of the donated items along with your name and address so that we may provide you with a charitable tax deductible receipt.

To learn more about these and other Registry of Deeds events and initiatives like us at facebook.com/NorfolkDeeds or follow us 0n  twitter.com/NorfolkDeeds  and instagram.com/NorfolkDeeds.

  

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.

Register O'Donnell with Mary Peak from the VA Boston Healthcare System-Jamaica Plain Voluntary Service

Register O'Donnell Promotes Registry of Deeds Internet Research

	Norfolk County Registry of Deeds
	Register O'Donnell Promotes Registry of Deeds Internet Research Register of Deeds William P. O'Donnell again reminds Norfolk County residents that you do not have to spend time and money driving to the Registry to view land records since they are available online via the Registry's internet-based document research system at www.norfolkdeeds.org. "Providing secure, accurate and accessible land record information, coupled with our on-site customer service center, is central to our work here at the Norfolk County Registry of Deeds," stated Register O'Donnell. Elaborating on the Registry's research capabilities, O'Donnell noted, "Users are able to research land record information by multiple options, including the name of the property owner and property address. Members of the public can access our internet-based document research system for many endeavors such as determining property ownership, researching land titles, reviewing land plans (only plans which are recorded at the Registry) and finally to confirm that documents affecting a person's property, such as mortgage discharges, have been recorded." The Registry's website also provides information on how to obtain certified copies of land documents. The Registry's certified copy charges are $1.00 per page plus an additional $1.00 per document for postage. In conclusion, Register O'Donnell stated, "Our core mission here at the Norfolk County Registry of Deeds includes providing our users with first-class customer service each and every day. Norfolk County residents and businesses deserve a Registry of Deeds that provides them with access to land record information in an easily accessible and consumer friendly manner. The Registry website www.norfolkdeeds.org does that by bringing the Registry records into your homes and businesses." To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds. The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: http://www.norfolkdeeds.org

Norfolk County Registry of Deeds, 649 High Street, Dedham,, MA 02026-1831 Sent by registerodonnell@norfolkdeeds.org in collaboration with Try email marketing for free today!

Register O'Donnell Promotes Registry of Deeds Internet Research

Register O'Donnell Reports on 2019 Norfolk County Real Estate Activity

	Norfolk County Registry of Deeds
	Register O'Donnell Reports on 2019 Norfolk County Real Estate Activity The 2019 real estate market in Norfolk County saw ups and downs characterized by flat residential and commercial property sales, but on the bright side there was a large spike in the number of mortgage documents recorded due to low interest rates. Register of Deeds William P. O'Donnell stated, "During 2019, a total of 18,325 residential and commercial real estate sales transactions were recorded, resulting in a modest 1% increase compared to the previous year. However, the total real estate dollar sales, again both residential and commercial, actually fell 6% to $9.2 billion. The average real estate sales transaction price, combining both residential and commercial sales, was $807,730, a decrease of 4% from the previous year." The Register noted there was a total of 150,899 land documents recorded at the Registry during 2019, a 7% increase compared to the previous year. "Much of the land document recording increase in 2019," noted O'Donnell, "was attributed to the 21% increase seen in the number of mortgages recorded, including mortgage refinances and home equity loans. Specifically, a total of 29,740 mortgages were recorded during the year versus 24,504 recorded in 2018. Total mortgage financing actually saw a slight 1% dip coming in at $17.6 billion for the year." Last year saw Norfolk County property owners continue to avail themselves of the protections provided by the Homestead Act. A total of 12,546 Homesteads were recorded, a 4% increase from 2018. O'Donnell again spoke about the importance of having Homestead protection. "A Homestead provides limited protection against the forced sale of a homeowner's primary residence to satisfy unsecured debt up to $500,000. For more information about the Homestead, including information on what is and is not covered, please consult the Registry's website www.norfolkdeeds.org." The 2019 calendar year also saw encouraging signs relative to foreclosure activity. A total of 146 foreclosure deeds were filed in Norfolk County last year compared to 221 in 2018, a significant 34% decrease. Additionally, Notice to Foreclose Mortgages, the first step in the foreclosure process, decreased by 24.3%. "While this is good news, we must always remember even one foreclosure is one too many," stated Register O'Donnell. Specifically, for those who are struggling paying their mortgage, the Registry continues to work in partnership with Quincy Community Action Programs, 617-479-8181 x-376 and NeighborWorks Housing Solutions at 508-587-0950. These organizations can provide direction to homeowners who have received a Notice to Foreclose Mortgage document. A third option is to contact the Massachusetts Attorney General's Consumer Advocacy and Response Division (CARD) at 617-727-8400. Register O'Donnell concluded, "Last year's sluggish real estate market can be attributed in part to low residential real estate inventory. Until we see increases in available housing stock, property sales will likely remain stagnant. On the bright side, continuing low interest rates should keep the lending market an attractive option for consumers when it comes to paying for capital improvements and other big ticket items. However, we should keep a close eye on the Federal Reserve and interest rates, along with international events to see how these issues impact the economy." To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds. The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: https://www.norfolkdeeds.org

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Register O'Donnell Reports on 2019 Norfolk County Real Estate Activity

Norfolk County Registry of Deeds: Register O'Donnell Promotes Homestead Act

	Norfolk County Registry of Deeds
	Register O'Donnell Promotes Homestead Act Register of Deeds William P. O'Donnell is again reminding Norfolk County homeowners about the importance of filing for Homestead protection. Under Massachusetts law, recording a Homestead provides a homeowner with limited protection against the forced sale of their primary residence to satisfy unsecured debt up to $500,000. "For most of us, our home is the most important financial asset we have," noted Register O'Donnell. "If you own a home, and it is your primary residence, one way to protect it is to file a Homestead. The Homestead law also allows for the filing of an Elderly Homestead application, which defines an elder as a person who is 62 years of age or older. This protection can be increased if the elderly couple files jointly." O'Donnell further stated, "The Homestead law was updated by an act of the Massachusetts Legislature back in 2011. Current language in the law states a valid Homestead cannot be terminated when refinancing a mortgage. Other enhancements that took place in 2011 state that a Homestead can provide protections for a primary home even if it is kept in trust. The definition of a primary residence has been further expanded to include a manufactured or mobile home." While a Homestead provides important protections for homeowners, it is important to note there are certain debts that are exempted from protection under the Homestead Act. These include federal, state and local tax liens, as well as mortgages contracted for the purchase of a primary home and nursing home liens. Most other mortgages, debts, and encumbrances existing prior to the filing of the Declaration of Homestead, along with probate court executions for spousal and child support, are also not covered under the Homestead protection statute. Homestead recordings can be filed at the Registry of Deeds for a state imposed fee of $36.00. To find out more about the Homestead law, or get a free application, please go online to the Registry's website at www.norfolkdeeds.org or contact the Registry's Customer Service Center at 781-461-6101. Register O'Donnell concluded, "A Homestead is an important consumer protection tool that provides limited protection against the forced sale of a homeowners primary residence to satisfy unsecured debt up to $500,000. While the debt is still owed, homeowners can have peace of mind knowing that with a Homestead filed at the Registry of Deeds, their primary residence cannot be forcibly sold to satisfy most debts." To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds. The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: http://www.norfolkdeeds.org

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