Spot the scams when fixing your credit

Spot the scams when fixing your credit By BCP Staff If there's information on your credit report that's correct but not so great, it can make it harder to get credit with good terms. But there are things you can do yourself for free to help fix your credit. Credit repair companies also charge to do the same things. Before you consider paying, though, know the rules these companies have to follow — rules dishonest companies and scammers often break. Read more ->  https://consumer.ftc.gov/consumer-alerts/2026/01/spot-scams-when-fixing-your-credit?utm_source=govdelivery

Influencers are pushing this illegal trick to “fix” your credit report (video)

Influencers are pushing this illegal trick to "fix" your credit report By BCP Staff Looking for some life hacks or advice about managing money? There's no shortage of online influencers ready to help. But not all advice is good advice (or truthful).  And in some cases, what they're telling you might be more than a bad idea — it might be illegal. Read more -> https://consumer.ftc.gov/consumer-alerts/2026/01/influencers-are-pushing-illegal-trick-fix-your-credit-report?utm_source=govdelivery

Video link ->  https://www.youtube.com/watch?v=9o-lFh0Asso

Planning for 2026? Add Identity Theft Awareness Week to your calendar

Planning for 2026? Add Identity Theft Awareness Week to your calendar By BCP Staff If you're taking stock of your finances, setting goals, and preparing for a fresh start in 2026, make protecting yourself against identity theft part of your 2026 planning. Why? Identity thieves can drain your bank account, ruin your credit, and even block access to your health benefits and tax refund.  On the bright side, there are ways to protect yourself. Identity Theft Awareness Week (IDTAW) is a great opportunity to learn more about getting started. Read more >  https://consumer.ftc.gov/consumer-alerts/2025/12/planning-2026-add-identity-theft-awareness-week-your-calendar?utm_source=govdelivery Planning for 2026? Add Identity Theft Awareness Week to your calendar

FTC warns businesses about fake reviews

FTC warns businesses about fake reviews By BCP Staff Whether you're hiring a contractor, looking for an apartment, or shopping online, chances are you check out online reviews first.  Many people use reviews to see the honest opinions of other buyers — and companies rely on reviews to stand out from the crowd.  But some companies write, post, or pay for fake reviews — and that hurts people and honest companies. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/12/ftc-warns-businesses-about-fake-reviews?utm_source=govdelivery

Be sure to tell the FTC about the fake reviews you spot at ReportFraud.ftc.gov

Stolen funds for the holidays: Spot this military bank scam

Stolen funds for the holidays: Spot this military bank scam By BCP Staff People in the military are known for looking out for one another. That's why scammers set up camp outside military banks pretending to need help — just to get through the holidays. But take a tactical pause. This might be a scammer looking to use your phone to drain your bank accounts. Learn to spot and avoid this scam. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/12/stolen-funds-holidays-spot-military-bank-scam?utm_source=govdelivery    Stolen funds for the holidays: Spot this military bank scam

Donate to charities (not scammers) on Giving Tuesday

Donate to charities (not scammers) on Giving Tuesday By BCP Staff Chances are, you're probably already hearing from charities about Giving Tuesday. It's a great time to support the work of charities around the country. Unfortunately, not everyone asking for money is a real charity. As the year comes to a close, you'll likely get calls, texts, and emails asking for donations. Here's how to make sure your money goes to real causes that matter to you instead of to a scammer. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/11/donate-charities-not-scammers-giving-tuesday?utm_source=govdelivery

    

Donate to charities (not scammers) on Giving Tuesday

How to avoid an online shopping scam this holiday season

How to avoid an online shopping scam this holiday season By BCP Staff Does it feel like the holidays come around faster and faster every year? If you're looking to save time by avoiding the crowds and doing some holiday shopping online, know that scammers camp out online all year long. So if you're planning to shop online for holiday gifts, how can you avoid accidentally running into a scam? Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/11/how-avoid-online-shopping-scam-holiday-season?utm_source=govdelivery

An “agent” told me to stay off the internet. Is it a scam?

An "agent" told me to stay off the internet. Is it a scam? By BCP Staff You get an unexpected call with some bad news: your name is linked to serious crimes, and your money is at risk, says the voice on the line. The next thing you know, he connects you with an "agent" who can supposedly help you resolve the issue. Your heart and mind are racing.  But your gut is telling you to talk to someone you trust — or to get off the phone and search the internet for advice.  So why would a helpful "agent" warn you not to talk to anyone or tell you to stay off the internet until he can fix the problem? Probably because that "agent" is really a scammer. Read more - >  https://consumer.ftc.gov/consumer-alerts/2025/11/agent-told-me-stay-internet-it-scam?utm_source=govdelivery

No, that’s not an FTC commissioner on the phone (video)

No, that's not an FTC commissioner on the phone By BCP Staff Scammers like to pretend to be someone official to try to get your money. And who could be more official than the FTC chairman and commissioners, some of the nation's leading fraud fighters?  But here's something important to know: nobody who works at the FTC will ever, EVER tell you to move your money to protect it. We won't insist that you cash out your 401(k) or savings account and give that money to someone else. Read more ->

Video link -> https://www.youtube.com/watch?v=LGCJSOAWyEM

How to help protect foster youth from identity theft

How to help protect foster youth from identity theft By BCP Staff Identity theft can happen to anyone, including kids in foster care. But minors typically don't have credit reports, so they might not even realize they've experienced identity theft until they apply for a job, housing, or credit. Because foster youth often move more often and more people have access to their info, they're at greater risk of identity theft. So if you're a foster parent, a service provider, or know someone in foster care, read on for ways to help protect foster youth from identity theft. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/09/how-help-protect-foster-youth-identity-theft?utm_source=govdelivery

Federal Trade Commission: Protecting kids and adults online

Protecting kids and adults online By BCP Staff It's a good day for any federal or state government agency when they can say kids are safer, and today is that day for the Federal Trade Commission and the Utah Division of Consumer Protection.  Together, they announced a settlement with Aylo, a collection of companies managing more than 100 porn sites (including Pornhub, YouPorn, and Redtube) over their distribution of child sex abuse materials, as well as non-consensual images and video. Read more -> https://consumer.ftc.gov/consumer-alerts/2025/09/protecting-kids-and-adults-online?utm_source=govdelivery

Disney settles charges that it violated children’s online privacy protection law

Disney settles charges that it violated children's online privacy protection law By BCP Staff The Children's Online Privacy Protection Rule (COPPA Rule) gives parents control over the online collection of their children's personal information. Before a website or app collects personal information from a child under the age of 13, it must notify the parents and get their approval.  Under a settlement with the FTC, Disney has agreed to pay a $10 million penalty for violating the COPPA Rule. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/09/disney-settles-charges-it-violated-childrens-online-privacy-protection-law?utm_source=govdelivery

    

Disney settles charges that it violated children’s online privacy protection law

How to avoid scams when looking for drug treatment (video)

How to avoid scams when looking for drug treatment By BCP Staff August 31 is International Overdose Awareness Day — a day to commemorate those lost to a drug overdose, support their surviving families, and dedicate resources to end overdose.  One way the FTC is working to help people and families dealing with substance use disorders is by cracking down on companies that try to manipulate or deceive people seeking treatment.  If you search online to find help, know that dishonest businesses could use search result scams to steer you their way. Here are some things to know when searching online for drug treatment help. Read more  ->  https://consumer.ftc.gov/consumer-alerts/2025/08/how-avoid-scams-when-looking-drug-treatment?utm_source=govdelivery      Video link -> https://www.youtube.com/watch?v=iXjT1elh2lA

Looking for health insurance? Make sure that’s what you’re getting

Looking for health insurance? Make sure that's what you're getting By BCP Staff Are you looking to get or switch your health insurance? Know that some dishonest marketers might lie about what your plan would cover, make it seem like they're selling health insurance when you're really just getting a discount plan, or try to sell you something else entirely. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/08/looking-health-insurance-make-sure-thats-what-youre-getting?utm_source=govdelivery

Parents versus kids challenge: Who knows more about protecting personal information? (video)

Parents versus kids challenge: Who knows more about protecting personal information? By BCP Staff Back to school is a great time to start having conversations with your family about creating good online habits. Rather than telling kids what they should or shouldn't do online, consider making it a parent versus kids challenge. Find out who in your house knows more about protecting their personal information online — and bring in a little healthy competition. Read more  -> https://consumer.ftc.gov/consumer-alerts/2025/08/parents-versus-kids-challenge-who-knows-more-about-protecting-personal-information?utm_source=govdelivery      Video link -> https://www.youtube.com/watch?v=aj97-C4tMKc

Scammers are using fake websites in a twist on jury duty scams

Scammers are using fake websites in a twist on jury duty scams By BCP Staff Scammers are still pretending to be the police, calling to say you've missed jury duty and need to pay.  But in a new twist, some scammers are now telling you to visit a website to enter your personal information — all so they can steal it and your money. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/08/scammers-are-using-fake-websites-twist-jury-duty-scams?utm_source=govdelivery

    

Scammers are using fake websites in a twist on jury duty scams

FTC provides free resources for learning money management and how to spot and avoid scams

Free resources for learning money management and how to spot and avoid scams By BCP Staff Do you know someone who might need to brush up on their money management skills? Or learn to spot and avoid scams? Back-to-school season is a good time to get to work on learning. Whether you're a student, a parent, or just looking to sharpen your skills, you can learn how to protect your money and personal information. The FTC's consumer.gov has free, reliable information in plain language to help you get started. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/08/free-resources-learning-money-management-and-how-spot-and-avoid-scams?utm_source=govdelivery

Job-seeking servicemembers: Avoid scams while you search

Job-seeking servicemembers: Avoid scams while you search By BCP Staff Discharged from the military, retiring, or transitioning to civilian life? Once you leave active duty, you might be interested in new career opportunities to put your valuable skills and experience to work. Scammers are also looking for opportunities — specifically, to steal your money. Reports to the FTC about job scams have tripled from 2020 to 2024 and reported losses jumped from $90 million to $501 million in that time. Here are some ways to help you spot a scam while you're job searching. Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/06/job-seeking-servicemembers-avoid-scams-while-you-search?utm_source=govdelivery

    

Job-seeking servicemembers: Avoid scams while you search

Spot scams while getting out of debt

Spot scams while getting out of debt By BCP Staff Having a lot of debt can be stressful at any age. But if you're retired or about to live on a fixed income, paying off debt can sometimes be more challenging. As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you'll likely lose money instead of getting a fresh start. So, what's the best way to pay down debt while avoiding scams? Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/07/spot-scams-while-getting-out-debt?utm_source=govdelivery

Spot scams while getting out of debt

Helping your military kids navigate the online world

Helping your military kids navigate the online world By BCP Staff It takes a village of trusted adults to help military kids adapt to new cities and overcome being the new kid in class again. Kids often need that same village of parents, coaches, and teachers to help them navigate safely online.  If you're looking for tools to talk with kids about privacy and online safety, digital citizenship, spotting and avoiding scams, and understanding advertising, Youville can help! Read more ->  https://consumer.ftc.gov/consumer-alerts/2025/07/helping-your-military-kids-navigate-online-world?utm_source=govdelivery

    Video link -> https://www.youtube.com/watch?v=YfAGecNijS8