Sunday, August 9, 2015

5 Reasons You Should Check Your Credit Report Right Now

From the MA Consumer Affairs Blog they have a recent post on why you should get one of your free annual credit reports.

  1. "Spot Identity Theft
  2. Correct Inaccuracies
  3. Know Your Credit History
  4. Plan For Your Future
  5. You Can Get It For Free"

You can read the full posting here

MA Consumer Affairs Blog
MA Consumer Affairs Blog

You can get your credit report free once per year from each of the three major credit reporting companies at If you are a victim of identity theft, get a second free copy by contacting the credit reporting companies.

Consider this:

There are three credit report companies and you can get a free report every year from each. One way to manage your credit is to request one per quarter. 
January 1 - request from Experian
April 1 - request from TransUnion
July 1 -  request from Equifax

So for a few minutes each quarter, three times a year, you know what is up and you can take timely action. Alternatively, you could request all three at once and then wait a full year to request the free one again.

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