Saturday, January 25, 2020

FTC Consumer Alerts: New year, new credit blog series

by Lisa Weintraub Schifferle, Attorney, FTC, Division of Consumer & Business Education
With the start of a new year, many of us want to get our finances in order. We often think about budgeting, but what about credit? To help you get a handle on credit, we’ve put together a four-part blog series: (1) why does your credit matter; (2) getting your credit report; (3) reading your credit report; and (4) fixing your credit report.

Before you dig in to work on strengthening your credit, you may wonder: what is credit and why does it matter? When people talk about your credit, they mean your credit history. Your credit history is a record of how you have used money in the past. That includes things like how many credit cards you have, how many loans you have, and whether you pay your bills on time.

Continue reading Part 1

Part 2 - Getting Your Credit Report

Part 3 - Reading Your Credit Report

Part 4 - Fixing Your Credit Report

FTC Consumer Alerts:  New year, new credit blog series
FTC Consumer Alerts:  New year, new credit blog series

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