News from Norfolk County Registry of Deeds

	Norfolk County Registry of Deeds
	Register O'Donnell Stresses Need to File Mortgage Discharges Responding to frequent questions when visiting the twenty-eight communities of Norfolk County, Register of Deeds William P. O'Donnell today stressed the importance of filing a mortgage discharge in a timely manner after a mortgage has been paid off. Register O'Donnell noted, "During our office hours, a frequently asked question by homeowners is do they have clear title to their property. This is determined by accessing our online records and verifying if all mortgages associated with the property have been discharged." The Register went on to say, "When a mortgage is paid off, a mortgage discharge document needs to be recorded with the Registry of Deeds to clear a homeowner's property title. A discharge is a document (typically one page) issued by the lender, usually with a title such as "Discharge of Mortgage" or "Satisfaction of Mortgage." In many instances stated O'Donnell, "Discharges are often filed directly by banks or settlement attorneys with the Registry as part of a property sale or as a result of a refinancing transaction. In other cases, the mortgage discharge is sent to the property owner who is then responsible for making sure the document is recorded at the Registry." "Whether or not a discharge is recorded by the lending institution or the individual property owner, it is ultimately the responsibility of the property owner to check and make sure that all necessary documents have been recorded at the Registry of Deeds," stated O'Donnell. The Register further mentioned that there have been cases where no discharge has been recorded against a long paid off mortgage. Unfortunately, many of the lending institutions that provided funds for these mortgages in the first place are no longer in existence, in most cases these financial entities have merged with another lending institution. If a property owner needs to retrieve an original discharge of a mortgage and is unclear which lending institution is now responsible for providing the document, an option is to contact the Massachusetts Division of Banks at 1-800-495-2265. This government agency can assist the consumer in tracking down contact information for the lending institution that is responsible for the mortgage. When recording a discharge, the original document is required. The Registry of Deeds does not accept photo copies or faxed copies of documents. The filing fee, set by state statute, is $76.00. In conclusion O'Donnell stated, "After paying off all the mortgages on their property, homeowners want to be assured that they have clear title to their property, especially if they are contemplating selling it. Being diligent and aware of what is required will go a long way in giving the homeowner peace of mind. The Norfolk County Registry of Deeds is staffed with a team of customer service representatives who can be reached Monday through Friday, 8:30AM-4:30PM at 781-461-6101. These representatives have been trained in researching documents and are well versed on the subject of mortgage discharges and what, if necessary, needs to be done to clear title to a property." To learn more about these and other Registry of Deeds events and initiatives, "like" us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds. The Norfolk County Registry of Deeds, located at 649 High Street, Dedham, is the principal office for real property in Norfolk County. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. Residents in need of assistance can contact the Registry of Deeds Customer Service Center at (781) 461-6101, or on the web at www.norfolkdeeds.org. Register William P. O'Donnell Norfolk County Registry of Deeds email: registerodonnell@norfolkdeeds.org phone: 781-234-3336 web: http://www.norfolkdeeds.org

Forward email screen grab of Norfolk County Deeds webpage Norfolk County Registry of Deeds | 649 High Street | Dedham, | MA | 02026-1831

Upcoming Events in Franklin, MA Area: FRI 7/17/15 - THU 7/23/15

FRI 7/17   12-6pm   Franklin Farmers Market at The Town Common
FRI 7/17   6:30pm   Art Night Uncorked at Franklin Art Center
FRI 7/17   8-9:50pm   Frozen Friday DJ Public Skate at Pirelli Arena
FRI 7/17   8pm   The Mark Poniatowski Situation - Jazz Concert at The Black Box


SAT 7/18   9am-4pm   Book Sale at Franklin Public Library
SAT 7/18   9-10am   Betty Kushner playing classical music during the Library Book Sale
SAT 7/18   11am-3pm Franklin Solar Challenge: the last Open House

SUN 7/19   9am-12pm   Library Bag Sale at Franklin Public Library

MON 7/20   10:30am   Meet Elmo!!! at Franklin Public Library
MON 7/20   1-2pm   Drop In Craft at Franklin Public Library

TUE 7/21   10:30am   Get Ready for Kindergarten (ages 3-5) at Franklin Public Library
TUE 7/21   6-8pm   FREE Outdoor Concert: Jesse Liam Band at Franklin Public Library (bring a picnic dinner, blanket and your dancing shoes, 50’s to today’s music)

WED 7/22   10:30am   Terrific Toddlers (18 months to 3 years) at Franklin Public Library
WED 7/22   1pm   Indian Dance with Mouli Pal for all ages at Franklin Public Library
WED 7/22   6-8:30pm   Concerts on The Common: Forever Fab, Children’s Program: Kizzy the Clown at 6pm.

THU 7/23   10:30am   Story and Craft (ages 3-6) at Franklin Public Library
THU 7/23   1pm   EPA - The Environment and Your Health for ages 5 and up at Franklin Public Library

For all the Town of Franklin Public Meetings click HERE.

For event details click HERE.

For all Summer Programs at the Franklin Public Library click HERE.

*If you have any suggestions or events for the calendar, please email Renata@BetterLivingRE.com

Franklin Solar Challenge: the last Open House is scheduled for July 18th 11AM-3PM

Now is the time to go solar!

The Franklin Solar Challenge is in Tier 5 pricing!

SolarFlair Energy, the selected installer for the Franklin Solar Challenge, will be holding the last open house this Saturday. Food and soft drinks will be provided, with SolarFlair representatives on hand to answer your questions. 

The Open House is scheduled for July 18th 11AM-3PM.

• Prewitt Residence 
• 17 Sunset Rd. 
• Franklin, MA

Franklin Solar Challenge

Franklin Flyers Learn to Skate and Introduction to Hockey registration is now open!

Franklin Youth Hockey has opened the registration for their Learn to Skate and Introduction to Hockey programs. 

Each program has three consecutive 9-week sessions. Session 1 will start on Sunday September 27, 2015. 

You can register and get additional information on their website, franklinflyers.org. 

Act now before the sessions fill up, these are the only Learn to Skate and Introduction to Hockey programs affiliated with the Franklin Flyers.

Franklin Flyers 

"the school will receive solar credits"

Tri-County is waiting until students return in the fall before celebrating the completion of a new solar farm that will provide 85 percent of its electricity. 

Sometime after classes resume in September, the school will host a ribbon-cutting ceremony to christen its 1.3-megawatt solar farm. Nearly finished, the solar array is set to save the school about $1.8 million on energy costs over the next 20 years and will serve as a four-acre lab, allowing students to study the technology behind solar power. 

“Since this is an area of study for our engineering technology students, we decided to hold off until they are back in school so that they can learn more about the solar array during the ceremony,” said Tri-county spokeswoman Jessica Silva.

Tri-County website header

Continue reading the article here
http://www.milforddailynews.com/article/20150716/NEWS/150717172/1994/NEWS

Now there are three proposals for Pond St

I got caught working late in Boston but John Pazniokas kept the Pond St group informed via Facebook and I can share his meeting summary here.

The EDC meeting tonight introduced the three proposals for the parcel: 

- A sale/development proposal from Baystone Development, proposing 85 townhouse condos and 14,000 square feet of "Office/Retail". (Unofficially, the developer indicated that they'd rather go full office space on that 14,000, but that's not in the proposal.) 

- A land-lease proposal for solar by Kearsarge Energy. 

- A land-lease proposal for solar by Solect Energy. 

The three proposals were presented at the meeting, with little if any prereading done by anyone. (Chairman Bissanti basically claimed a cursory reading; nobody else sounded familiar with any of it.) There was a three-page memo from the town summarizing them. 

Highlights from the meeting:
- Interestingly, Bissanti opened the meeting by stressing rules of procedure and an unwillingness to permit personal or professional attacks. Not sure what THAT was about. 

- Vallee is disappointed in the response to the RFPs, referring to it as an "ideal parcel" to have only 3 proposals. He seemed to take 'the process' to task for not getting the word out enough, and suggested that he wanted to try to get more proposals. 

- Bissanti, again, brought up the specter of the anaerobic digester, which he, again, pointed out he had opposed. This was to warn us that these proposals were pretty good. 

- The Planning Board rep spent most of the meeting critiquing the solar proposals and insinuating that, if anything, the Baystone bid was waysuperawesomer than anything else. (I'm sorry, but I can't un-type that now.) 

- Bissanti, again, insinuated that everyone "but these seven people in the audience" were basically seen as in favor of whatever the council decides.

Town of Franklin photo of the Pond St property

When the RFP responses are posted to the Town webpage, I'll share the links. It is likely they will be posted to the same page where the other info on the Pond St property is found.
http://town.franklin.ma.us/Pages/FranklinMA_Planning/pondrfp

"the human cost of operating a farm in a culture of cheap food" (video)

There are three local farms in Franklin: Grateful Farms, Ak-Bak and Hoffman Farms. Scenes from their locations could fit in this film. #shopFranklin and shop local when you visit the Farmers Market on Friday!


Seedlight Pictures premieres a new film:

GROWING LOCAL—A mid-length film in three parts that explores the growing pains of the local food movement and the uncertain fate of the farmers and farmland that keep it alive.

The locavore movement is old news. Growing Local takes the conversation to the next level. While "buying local" is on the rise, these three poignant vignettes make clear that small farms and access to locally produced food is not a sure thing. 

In Growing Local, we meet father and son organic dairy farmers struggling with the realities of producing a commodity food product to keep their farm going and in the family, we follow an artisanal butcher who helps us understand how healthy, thoughtful meat production can be supported and sustained, and the series closes with the story of a young farm couple who, on risky sweat-equity, have revitalized a fertile piece of farmland into a thriving community food hub. These stories help us to better understand the interconnected fates of farmers and farmland, consumers and the local food movement.

Growing Local (Trailer) from Seedlight Pictures on Vimeo.

Artist Bridget Besaw talks about the Making of Growing Local

"We’ve made a series about small farms and the uncertain fate of the local food movement. The challenge of this series was weaving together three separate but connected stories to create a coherent narrative about local food and local farms. Our goal was to craft a project that will help fellow Mainers, and hopefully others around the country, better understand the agrarian landscape surrounding us and the important role it plays in growing community as well as food. We hope to inspire viewers to actively seek out local foods for their own health, the health of their communities and that of the planet."

Continue reading what Bridget says about the film here
http://www.growinglocalfilms.org/about-the-series/artists-statement/

For more about "Growing Local" check their webpage  http://www.growinglocalfilms.org/

hat tip to Sarah Mabadry for finding this piece to share