Say “no, thanks” to unexpected offers to lower your credit card interest rate

Say “no, thanks” to unexpected offers to lower your credit card interest rate By BCP Staff If a company calls you unexpectedly and offers to help lower your credit card interest rate, say “no, thanks.” It’s probably a scammer hoping you’ll pay them for shortcuts that don’t really exist.  Here’s how to spot and avoid scams that promise to help lower your credit card interest rate. Read more ->  https://consumer.ftc.gov/consumer-alerts/2026/04/say-no-thanks-unexpected-offers-lower-your-credit-card-interest-rate?utm_source=govdelivery

Finance Committee: Budget Hearing #1 - General Government - May 9, 2022 - 6:30 PM

Finance Committee 

Meeting Agenda & Meeting Packet 

Monday, May 9, 2022  - 6:30 PM

 
Agenda
1. Call to Order

2. Public Comments

3. Approval of Minutes

a. March 9, 2022

4. 2022 Capital Budget Round 2

5. FY23 Town Administrator Operating Budget Hearing:

FY23 Town Administrator Budget Materials website

https://www.franklinma.gov/town-budget/webforms/fy-23-budget-materials

a. General Government - Accounts 111 Town Council, 123 Town Administrator, 131 Finance Committee, 135 Comptroller, 141 Assessors, 147 Treasurer-Collector, 151 Legal, 152 Human Resources, 155 Information Technology, 161 Town Clerk, 164 Elections & Registration, 176 Appeals Board (ZBA), 177 Planning & Growth Management, 184 Agricultural Commission, 192 Public Properties & Buildings, 196 Central Services

b. Human Services - 510 Board of Health, 541 Council on Aging, 543 Veterans Services

c. Culture & Recreation - 610 Library, 630 Recreation, 690 Historical Museum, 691 Historical Commission, 695 Cultural Council, 696 Cultural District Committee.

d. Debt & Interest - 710 Debt Service - Principal, 750 Debt Service - Interest

e. Employee Benefits: 910 Retirement & Pension, 945 Risk Management (Liability Insurance)

6. Future Agenda Items

7. Adjourn

The agenda document includes remote connection info -> https://www.franklinma.gov/sites/g/files/vyhlif6896/f/agendas/_2022-05-09_finance_committee_agenda_1.pdf

FY23 Town Administrator Budget Materials website

FM #745 - Town Council Meeting - 03/02/22 (audio)

 FM #745 = This is the Franklin Matters radio show, number 745 in the series. 

This session shares part of the Franklin, MA Town Council meeting held on Wednesday, March 2, 2022. 

The meeting was conducted in a hybrid format: members of the Town Council and Town Administration personnel were in the Council Chambers, some members of the public participated in person, some via the Zoom conference bridge, all to adhere to the ‘social distancing’ requirements of this pandemic period.

The recording runs about one hour and thirty minutes (1:30 )

The show notes contain links to the meeting agenda. Let’s listen to the Town Council meeting of March 2, 2022 Audio file -> https://franklin-ma-matters.captivate.fm/episode/fm-745-town-council-meeting-03-02-22

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Agenda document ->  https://www.franklinma.gov/sites/g/files/vyhlif6896/f/agendas/town_council_meeting_agenda_-march_2_2022.pdf  

My notes from the meeting  ->  https://drive.google.com/file/d/1V68RACg-cfE7DL80uaXkOSwQhTPWL2yC/view?usp=sharing 

Town Council Quarterbacking with Chair Tom Mercer ->  https://www.franklinmatters.org/2022/03/town-council-quarterbacking-with-tom.html

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We are now producing this in collaboration with Franklin.TV and Franklin Public Radio (wfpr.fm) or 102.9 on the Franklin area radio dial. 

This podcast is my public service effort for Franklin but we can't do it alone. We can always use your help.

How can you help?

• If you can use the information that you find here, please tell your friends and neighbors

• If you don't like something here, please let me know

Through this feedback loop we can continue to make improvements. I thank you for listening.

For additional information, please visit www.Franklinmatters.org   or www.franklin.news 

If you have questions or comments you can reach me directly at shersteve @ gmail dot com

The music for the intro and exit was provided by Michael Clark and the group "East of Shirley". The piece is titled "Ernesto, manana"  c. Michael Clark & Tintype Tunes, 2008 and used with their permission.

I hope you enjoy!

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You can also subscribe and listen to Franklin Matters audio on iTunes or your favorite podcast app; search in "podcasts" for "Franklin Matters"

FM #745 - Town Council Meeting - 03/02/22 (audio)

Franklin Tax Payers: A Notice from the Treasurer/Collector's Office

A Notice from the Treasurer/Collector's Office

Dear Taxpayer,

Recently you received a 3rd quarter actual real estate tax bill that incorrectly calculated one day of interest on the amount due. 

If you pay your taxes through your mortgage company you do not need to take any action.

If you have already paid your bill, that interest will be reflected as a credit on your 4th quarter actual real estate tax bill in May.

If you have not paid yet, please discard that bill. A corrected 3rd quarter tax bill is currently being mailed to and will arrive by next week.  

To accommodate for this inconvenience we have extended the due date to February 19, 2021 without any interest or penalties.

The online payment portal has the correct amount due.  All taxpayers and citizens can pay the correct amount online. 

We apologize for any inconvenience.

These bills can be paid in a variety of ways: 

• Drive through window
• The white drop box at the Municipal Building
• Online at https://unipaygold.unibank.com/customerinfo.aspx
• By Mail 
• In-Person at the Municipal Building with our friendly staff.  Our new public hours can be found here: https://www.franklinma.gov/home/news/new-public-hours-municipal-building

Shared from the Town of Franklin page  https://www.franklinma.gov/home/news/notice-treasurercollectors-office-0

Franklin Tax Payers: A Notice from the Treasurer/Collector's Office

In the News: Franklin looking for interest in Red Brick School; Board of Higher Ed examining college closures

From the Milford Daily News, articles of interest for Franklin:

looking for 'expressions of interest' for the Red Brick School 

"Town government is inviting the public to take a look inside the Red Brick School House next month in hopes of making use of the historic space. 

The town is hosting a walk-through of the building at 2 Lincoln St. on Feb. 14 from 10 to 11 a.m. for anyone interested in utilizing the structure. Those who plan to attend should RSVP with Deputy Town Administrator Jaime Hellen by calling 508-553-4887. 

The building was built on the foundation of an older schoolhouse in 1833, and is still in perfectly good working order, Hellen said. 

The Red Brick Schoolhouse, according to Hellen and Wikipedia, is the oldest functioning schoolhouse in the country."

Continue reading the article online (subscription may be required)
https://www.milforddailynews.com/news/20190123/franklins-red-brick-school-house-up-for-grabs

Get a copy of the instructions here 
https://drive.google.com/file/d/1EkxdTCzUuDB9lfnTwotWRvXbSzX5l25F/view?usp=sharing

or on the Town of Franklin page
https://www.franklinma.gov/sites/franklinma/files/news/red_schoolhouse_rfpei_final.pdf

Town of Franklin looking for "expressions of interest" for the Red Brick School House

Board of Higher Ed examining college closures

"Amid abrupt college closings and declining confidence in higher education, state officials are weighing a proposal that would allow the state to more closely monitor financially troubled schools. 

The Massachusetts Board of Higher Education examined a report that outlined recommendations at a Tuesday meeting at Framingham State University. The report calls for a new process of screening colleges to identify those in need of monitoring and intervention. 

“The goal of this is not to highlight finger-pointing but actually to restore confidence in a field that is suffering from some slippage,” said board Chairman Chris Gabrieli. 

In May, the board announced it would examine ways to determine the financial health of colleges as well as ways to lessen the fallout from school closings and provide the recommendations to the board members. The group, known as the Transitions in Higher Education: Safeguarding the Interest of Students (THESIS), met four times and submitted a final report last week."

Continue reading the article online (subscription may be required)
https://www.milforddailynews.com/news/20190123/board-of-higher-education-proposes-closer-scrutiny-for-colleges

"In summary, the THESIS Working Group report includes two findings and several recommendations. The findings are as follows: 

1) The risk of further challenges to viability at non-profit institutions of highereducation (NPIHEs) leading to potential student disruption is significant, ongoing, and likely growing; and 

2) Current standard financial metrics are insufficient for timely or fully identifying atrisk NPIHEs, and current processes among the triad of accreditors, U.S. Department of Education, and state authorities are insufficient to ensure prevention/mitigation of future unacceptable disruption to students and others."

From the THESIS report submitted last week
http://www.mass.edu/bhe/lib/documents/BHE/03_BHE%2019-04%20THESIS.pdf

Franklin TV: "It Takes a Village" - What every parent should know

From Anne Bergen:

What are kids really doing on-line when we think they are doing homework? Amy Leone, a therapist who is a leader on the coalition to fight the disease of addiction, is so concerned about how kids are using social media, she came back on the program to share her insights with parents on this topic. 

Franklin TV

Her interview on "It Takes a Village.." (Comcast Channel 8 and Verizon 26) will be aired on Tuesday morning at 9:00 and again on Wednesday at 7:30 a.m. 

Kids are using all kinds of apps to go off the parent radar, sexting is increasing, access to internet porn is easier and easier and there are some unknown dangers lurking behind the most innocent of video games.

Updated:

Ken Norman shared your blog post on Google+

"Actually Anne forgot the coverage appears on the Education Ch Comcast 96 and Verizon 28. Tue 2PM, Fri 9AM, and Sat 12:30PM"

Below is a PowerPoint for a parent forum she presents. She graciously offered to share this with the community:

What Parents Should Know from Franklin Matters

"Unlocking the Door to Interest" (video)

Tom Asacker writes:

"Unlocking the Door to Interest is about drawing curious people towards you by creating something valuable and memorable. It must be something that connects deeply with their desires and sense of self; something that will, ultimately, move them to action."

The quality of life here in Franklin matters to you. You want to know more about what is going on. You want to get original and real time reporting. You have found the right place.

Thank you!


Spread the word to your friends and neighbors that if they want to get their own email newsletter (either daily or weekly), to look for "Franklin Matters". Or send them this link in email.
http://www.franklinmatters.org/p/welcome.html


Note: email subscribers will need to click through to Franklin Matters to view the video

"Very strong household income factors"

By Joyce Kelly/Daily News staff

GHS

Posted Mar 03, 2009 @ 10:56 PM

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FRANKLIN —

Thanks to its slightly improved bond rating and good timing, Franklin saved about $100,000 last week, said Treasurer/Collector James Dacey.

The town was due to award a bid for a 19-year note in a few weeks, but seeing that the bond market was "perfect," Dacey acted last week to secure a $17.89 million bond issue.

The town received seven bids on the bond, and awarded it to Morgan Keegan & Co. Inc., with an average interest rate of 3.49 percent, Dacey said, adding that interest rates have been as high as 7.25 percent in the past.

"We got a great rate on that - probably the best rate we've ever had," Dacey said.

"We planned on 4 percent, or 4.25 percent, but by getting 3.49 percent, we saved about $100,000 in interest costs for fiscal year 2010 - a huge savings," Dacey said.

Read the full article in the Milford Daily News here