Monday, August 5, 2019

Register O'Donnell Testifies in Support of Mortgage Transparency


Norfolk County Registry of Deeds

Register O'Donnell Testifies in Support of Mortgage Transparency
Norfolk County Register of Deeds William P. O'Donnell recently traveled to the State House to testify in support of legislation that would promote mortgage transparency for consumers.

Register O'Donnell testified before the legislature's Joint Committee on the Judiciary in support of Senate Bill #960 and House Bill #1413. This legislation is designed to increase mortgage transparency by requiring lending institutions to record mortgage assignments at the relevant Registry of Deeds office within 30 days of execution.
"Passing this legislation into law," noted the Register, "guarantees that a homeowner would know when a third party has been assigned their residential mortgage, (usually sold by one financial institution to another), since the mortgage assignment would be forwarded to the appropriate Registry of Deeds office for recording. Additionally, consumers facing foreclosure or looking to record a mortgage discharge would benefit as the legislation provides a permanent source of reference for the homeowner. They could even view the transaction online at the appropriate Registry of Deeds."

Register O'Donnell concluded, "I am hopeful the Joint Committee on the Judiciary will report the legislation favorably from committee. This legislation benefits homeowners across Massachusetts as it will eliminate uncertainty as to which lending institution is the mortgage holder of record."
To learn more about these and other Registry of Deeds events and initiatives, like us at facebook.com/NorfolkDeeds or follow us on twitter.com/NorfolkDeeds and/or Instagram.com/NorfolkDeeds.

The Norfolk County Registry of Deeds is located at 649 High Street in Dedham. The Registry is a resource for homeowners, title examiners, mortgage lenders, municipalities and others with a need for secure, accurate, accessible land record information. All land record research information can be found on the Registry's website www.norfolkdeeds.org. Residents in need of assistance can contact the Registry of Deeds Customer Service Center via telephone at (781) 461-6101, or email us at registerodonnell@norfolkdeeds.org.


Register William P. O'Donnell

Norfolk County Registry of Deeds

phone: 781-234-3336
Norfolk County Registry of Deeds, 649 High Street, Dedham,, MA 02026


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Register O'Donnell Testifies in Support of Mortgage Transparency
Register O'Donnell Testifies in Support of Mortgage Transparency


"aren’t building enough housing to keep up with population growth"

From the Boston Globe, articles of interest for Franklin:
"As the demand for more housing surges across Eastern Massachusetts, some communities are grappling with how to meet that need without damaging the quality of life. 
Dedham recently approved a temporary moratorium on new mixed-use development projects; Saugus instituted a moratorium on multifamily dwellings; and Arlington recently delayed action on zoning proposals that would ease restrictions to promote housing growth. 
“Like many cities and towns, there is a concern about growth and the ability to absorb that growth, whether it’s traffic, schools, or the infrastructure,’’ said Dedham Town Planner Jeremy Rosenberger. 
Multifamily housing accounted for nearly all new housing permits issued in Suffolk County between 2000 and 2017, and the majority in Middlesex and Norfolk counties, according to a recent report by the Boston Foundation. Single-family housing continued to predominate in Essex and Plymouth counties."
Continue reading the article online (subscription may be required)
https://www.bostonglobe.com/metro/globelocal/2019/08/01/too-much-too-fast-towns-hit-pause-big-projects/w7hfobk9LgLVH2gqfc8tFM/story.html

The complete Boston Foundation Report:
https://www.tbf.org/news-and-insights/reports/2019/june/greater-boston-housing-report-card-2019

On Page 93: the table of "Municipalities with the Highest Affordability Indices" shows Franklin in the top 20 sitting in the 12th position. Compared to the other top rankings Franklin has received, this is not one we want to be on.


the table of "Municipalities with the Highest Affordability Indices" shows Franklin in the top 20 sitting in the 12th position
the table of "Municipalities with the Highest Affordability Indices" shows
Franklin in the top 20 sitting in the 12th position

Sunday, August 4, 2019

Save the Date for Franklin Harvest Festival on Oct. 5

The Franklin Downtown Partnership will hold the Harvest Festival on Saturday, October 5 in downtown Franklin. In case of rain, the event will take place on Sunday, October 6.

Main Street will be closed to vehicular traffic for the event which will feature music, delicious foods, crafts, give-aways, sidewalk sales, and more. For the first time, there will also be beer and wine sold during the Harvest Festival.

On August 15, the Partnership will post a link to register for booth spaces online through the FDP website, www.franklindowntownpartnership.org. Booths are free to Franklin FDP business members and $125 for non-members. Booth spaces are expected to sell-out so businesses are encouraged to sign up in August. Email questions to Event Chair Scott Martin, fdpevent@gmail.com.

“The Harvest Festival is our biggest event of the year,” said FDP Executive Director Lisa Piana. “We are looking forward to another great event that brings people into our beautiful downtown area.”

The Franklin Downtown Partnership is a nonprofit, 501©3 organization made up of 270 business owners, community leaders and residents working to stimulate economic development downtown and create a positive impact throughout the area. 

Visit the FDP website for more information:
www.franklindowntownpartnership.org


Save the Date for Franklin Harvest Festival on Oct. 5
Save the Date for Franklin Harvest Festival on Oct. 5

Are they calling your name? - 7 Committee and Board vacancies waiting to be filled

While some folks are going to take out papers to run for election to one of the committees or boards that are elected, there are other volunteer spots available on committees or boards that are appointed.

When I checked Saturday morning, there were 7 spots open:

  • BOARD OF REGISTRARS (1 vacancies)
  • CULTURAL DISTRICT COMMITTEE (1 vacancies)
  • Design Review Commission (1 vacancies)
  • Finance Committee (2 vacancies)
  • Franklin Cultural Council (2 vacancies)
  • Historical Commission (1 vacancies)
Do you have an interest and talent in one of these areas?

Prepare a cover letter and resume and you can submit online or stop by the Town Administrator's office to do so in person.

The open positions are found online  https://franklinmaboards.vt-s.net/vt.php

Click on the board or committee name and a window will also to allow for an online application.

Committee - Board vacancies waiting to be filled -Are they calling your name?
Committee - Board vacancies waiting to be filled -Are they calling your name?


"Teachers eventually get to a living wage, but it takes 20 years to get there"

From the Milford Daily News, articles of interest for Franklin:

"Paul O’Donoghue, 24, was sporting sunglasses and a Franklin Recreation Camp T-shirt on a humid July afternoon at King Street Memorial Park.

“I can’t complain – I get to play dodgeball and kickball with little kids,” he said.

O’Donoghue has been a camp director for the last four years, earning about $17 an hour. But during the school year, he goes by “Mr. O’Donoghue,” a math teacher at Franklin High School, earning about twice as much.

“I’m in the career that I think I’m meant for,” said O’Donoghue, a second-year teacher and Worcester resident who started at Franklin Recreation as a camper, then as a counselor in 2011. Teachers had a “really big impact” on his life, and he wanted to do the same for his students, he said."

Continue reading the article online (subscription may be required)
https://www.milforddailynews.com/news/20190803/area-teachers-supplement-modest-salaries-with-second-jobs

Details on the Pew Research Center can be found
https://www.pewresearch.org/fact-tank/2019/07/01/about-one-in-six-u-s-teachers-work-second-jobs-and-not-just-in-the-summer/

During the school year, roughly a quarter (26%) of male teachers had a second job, compared with 15% of female teachers.
During the school year, roughly a quarter (26%) of male teachers had a second job, compared with 15% of female teachers.

Saturday, August 3, 2019

Offer to candidates for the Franklin Election Nov 5, 2019

To the registered voters and potential candidates for Franklin's biennial election scheduled for November 5, 2019: 

I extend an offer to conduct and post an interview with you here on Franklin Matters and on the corresponding Facebook page. The interview can be either text or audio.

You are running for a position to conduct business on behalf of Franklin. 

Together, we can share your views, your objectives, and help to spread the word to create an informed voter.

Send me an email (shersteve at gmail dot com) and we can arrange a mutually convenient time before Election Day (to be conducted no later than October 19, 2019). 

This is my public service effort conducted solely to enable informed voters here in Franklin.
 

For reference you can dig into the archive of interviews for the prior Franklin elections covered here

The election collection for 2019 can be found here
https://www.franklinmatters.org/2019/07/franklin-election-collection-2019.html

Offer to candidates for the Franklin Election Nov 5, 2019
Offer to candidates for the Franklin Election Nov 5, 2019

FTC Consumer Alerts: Summer Film Series - Avoiding student loan debt




Consumer Alerts from the Federal Trade Commission
by Megan Gordon, Intern, Division of Consumer & Business Education, FTC

Today's Summer Film Series feature is about something many recent graduates might be trying to put out of their minds this summer: student loans.

Read more
https://www.consumer.ftc.gov/blog/2019/08/summer-film-series-avoiding-student-loan-debt?utm_source=govdelivery 

Video
https://www.consumer.ftc.gov/blog/2019/08/summer-film-series-avoiding-student-loan-debt?utm_source=govdelivery

This is a free service provided by the Federal Trade Commission.